Best Cheap Auto Insurance in Fort Lyon, CO (2021)

The average Fort Lyon, CO auto insurance rates are $326 per month. The minimum auto insurance in Fort Lyon is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Fort Lyon, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fort Lyon, CO for senior drivers are $2,344 per year
  • The cheapest auto insurance company in Fort Lyon is Liberty Mutual
  • The most expensive auto insurance company in Fort Lyon for teen drivers is Farmers

Fort Lyon, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Fort Lyon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Lyon, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Lyon to other Colorado cities, including Westminster auto insurance rates, Arvada auto insurance rates, and Denver auto insurance rates to see how Fort Lyon, Colorado auto insurance rates stack up.

Before you buy Fort Lyon, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Lyon, Colorado auto insurance quotes.

Minimum Auto Insurance in Fort Lyon, Colorado

Fort Lyon, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Lyon, Colorado.

Minimum Required Auto Insurance Coverage in Fort Lyon, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fort Lyon, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Lyon, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Lyon, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,146 $3,119 $2,861 $3,088 $11,472 $11,490 $3,439 $3,470
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,936 $1,913 $1,641 $1,798 $5,324 $5,795 $1,953 $1,985
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,002 $2,827 $2,530 $2,547 $9,269 $10,382 $3,404 $3,329
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Fort Lyon, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Lyon, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Fort Lyon, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Fort Lyon, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,472 $11,490
GEICO $6,808 $7,210
Liberty Mutual $5,324 $5,795
Nationwide $6,687 $8,617
Progressive $9,269 $10,382
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheap Fort Lyon, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Fort Lyon, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Lyon, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,861 $3,088
GEICO $2,320 $2,581
Liberty Mutual $1,641 $1,798
Nationwide $2,380 $2,529
Progressive $2,530 $2,547
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheap Fort Lyon, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Lyon, Colorado compared to the annual auto insurance rates with a clean record in Fort Lyon, Colorado.

Annual Fort Lyon, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,448 $5,704 $5,630 $5,260
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,434 $2,860 $2,988 $2,891
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,060 $5,525 $4,290 $4,770
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheap Fort Lyon, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Lyon, Colorado is not easy. Compare the annual rates for DUI auto insurance in Fort Lyon, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Lyon, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,630
GEICO $4,302
Liberty Mutual $2,988
Nationwide $5,371
Progressive $4,290
State Farm $2,986
USAA $5,527

Cheap Fort Lyon, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Lyon, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Lyon, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,140 $4,944 $4,698
GEICO $4,188 $3,479 $2,771
Liberty Mutual $4,009 $2,431 $1,939
Nationwide $4,848 $3,820 $3,334
Progressive $5,355 $4,516 $4,113
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

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Cheap Fort Lyon, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Lyon, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Fort Lyon, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Lyon, Colorado

ZIP Code Average Annual Rates
81038 $3,602

Cheap Fort Lyon, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Lyon, Colorado auto insurance. Find the cheapest annual Fort Lyon, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Lyon, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,260 $5,260
GEICO $3,397 $3,562
Liberty Mutual $2,793 $2,793
Nationwide $4,001 $4,001
Progressive $4,661 $4,661
State Farm $2,913 $3,059
USAA $3,485 $3,692

Cheap Fort Lyon, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Lyon, Colorado? Check out the comparison of annual Fort Lyon, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Lyon, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,604 $5,184 $5,993
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,648 $2,782 $2,950
Nationwide $4,052 $4,001 $3,949
Progressive $4,399 $4,671 $4,914
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Fort Lyon, Colorado

Compare the cheapest auto insurance companies in Fort Lyon, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Lyon, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation American Family

The Cheapest Fort Lyon, Colorado Auto Insurance Companies

What auto insurance companies in Fort Lyon, Colorado are the cheapest? Compare the top Fort Lyon, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Lyon, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,261
GEICO $3,480
Liberty Mutual $2,793
Nationwide $4,001
Progressive $4,661
State Farm $2,986
USAA $3,589

Compare Fort Lyon, Colorado Auto Insurance Quotes

Before you buy Fort Lyon, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Lyon, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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