Best Cheap Auto Insurance in Fort Hood, TX (2021)

The average Fort Hood, TX auto insurance rates are $286 per month. The minimum auto insurance in Fort Hood is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Fort Hood, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fort Hood for teen drivers is Allstate
  • The cheapest auto insurance company in Fort Hood is USAA
  • Average auto insurance rates in Fort Hood, TX for senior drivers are $2,082 per year

Fort Hood, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Fort Hood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Hood, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Hood to other Texas cities, including El Paso auto insurance rates, Corpus Christi auto insurance rates, and Arlington auto insurance rates to see how Fort Hood, Texas auto insurance rates stack up.

Before you buy Fort Hood, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Hood, Texas auto insurance quotes.

Minimum Auto Insurance in Fort Hood, Texas

Fort Hood, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Hood, Texas.

Minimum Required Auto Insurance Coverage in Fort Hood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fort Hood, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Hood, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Hood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,203 $3,133 $3,133 $8,527 $10,298 $3,941 $4,109
American Family $2,319 $2,576 $2,187 $2,497 $6,186 $8,129 $3,329 $3,804
GEICO $2,222 $2,398 $2,142 $2,426 $4,875 $5,070 $2,406 $2,406
Nationwide $2,210 $2,245 $1,953 $2,066 $6,350 $8,142 $2,605 $2,816
Progressive $1,990 $1,901 $1,781 $1,817 $8,338 $9,247 $2,359 $2,395
State Farm $1,877 $1,877 $1,674 $1,674 $4,554 $5,816 $2,044 $2,108
USAA $1,400 $1,406 $1,340 $1,326 $3,938 $4,282 $1,859 $1,988

Cheap Fort Hood, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Hood, Texas is a challenge. Take a look at the annual teen auto insurance rates in Fort Hood, Texas.

Annual Auto Insurance Rates for Teen Drivers in Fort Hood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,527 $10,298
American Family $6,186 $8,129
GEICO $4,875 $5,070
Nationwide $6,350 $8,142
Progressive $8,338 $9,247
State Farm $4,554 $5,816
USAA $3,938 $4,282

Cheap Fort Hood, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Fort Hood, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Hood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,133 $3,133
American Family $2,187 $2,497
GEICO $2,142 $2,426
Nationwide $1,953 $2,066
Progressive $1,781 $1,817
State Farm $1,674 $1,674
USAA $1,340 $1,326

Cheap Fort Hood, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Hood, Texas compared to the annual auto insurance rates with a clean record in Fort Hood, Texas.

Annual Fort Hood, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,820 $5,920 $6,201 $3,820
American Family $3,536 $4,497 $3,945 $3,536
GEICO $2,543 $3,361 $2,802 $3,266
Nationwide $3,079 $3,079 $4,560 $3,476
Progressive $3,261 $4,197 $3,786 $3,670
State Farm $2,396 $2,756 $3,264 $2,396
USAA $1,636 $2,414 $2,843 $1,877

Cheap Fort Hood, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Hood, Texas is not easy. Compare the annual rates for DUI auto insurance in Fort Hood, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Hood, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,201
American Family $3,945
GEICO $2,802
Nationwide $4,560
Progressive $3,786
State Farm $3,264
USAA $2,843

Cheap Fort Hood, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Hood, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Hood, Texas

Insurance Company Poor Fair Good
Allstate $6,265 $4,608 $3,948
American Family $5,340 $3,353 $2,943
GEICO $4,609 $2,618 $1,752
Nationwide $4,247 $3,423 $2,976
Progressive $4,178 $3,632 $3,376
State Farm $3,826 $2,383 $1,900
USAA $3,213 $1,863 $1,501

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Cheap Fort Hood, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Hood, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Fort Hood, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Hood, Texas

ZIP Code Average Annual Rates
76544 $5,062

Cheap Fort Hood, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Hood, Texas auto insurance. Find the cheapest annual Fort Hood, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Hood, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,822 $5,058
American Family $3,878 $3,878
GEICO $2,939 $3,047
Nationwide $3,548 $3,548
Progressive $3,729 $3,729
State Farm $2,703 $2,703
USAA $2,165 $2,220

Cheap Fort Hood, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Hood, Texas? Check out the comparison of annual Fort Hood, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Hood, Texas

Insurance Company Low Medium High
Allstate $4,847 $4,905 $5,069
American Family $3,630 $3,750 $4,256
GEICO $2,842 $2,960 $3,177
Nationwide $3,842 $3,401 $3,403
Progressive $3,598 $3,714 $3,874
State Farm $2,568 $2,698 $2,843
USAA $2,118 $2,184 $2,276

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Best By Category: Cheapest Auto Insurance in Fort Hood, Texas

Compare the cheapest auto insurance companies in Fort Hood, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Hood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Fort Hood, Texas Auto Insurance Companies

What auto insurance companies in Fort Hood, Texas are the cheapest? Compare the top Fort Hood, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Hood, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $3,878
GEICO $2,993
Nationwide $3,548
Progressive $3,729
State Farm $2,703
USAA $2,193

What affects auto insurance rates in Fort Hood, Texas?

There are a lot of reasons why auto insurance rates in Fort Hood, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Hood, Texas. Many local factors may affect your Fort Hood auto insurance rates.

Fort Hood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Hood, Texas commute length is 10.5 minutes according to City-Data.

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Compare Fort Hood, Texas Auto Insurance Quotes

Before you buy Fort Hood, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Hood, Texas auto insurance quotes.

Free Auto Insurance Comparison

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