Best Cheap Auto Insurance in Fort Defiance, AZ (2021)

The average Fort Defiance, AZ auto insurance rates are $305 per month. The minimum auto insurance in Fort Defiance is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Fort Defiance, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fort Defiance for teen drivers is Farmers
  • Average auto insurance rates in Fort Defiance, AZ for senior drivers are $2,088 per year
  • The cheapest auto insurance company in Fort Defiance is GEICO

Fort Defiance, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Fort Defiance can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Defiance, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Defiance to other Arizona cities, including Chandler auto insurance rates, Phoenix auto insurance rates, and Mesa auto insurance rates to see how Fort Defiance, Arizona auto insurance rates stack up.

Before you buy Fort Defiance, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Defiance, Arizona auto insurance quotes.

Minimum Auto Insurance in Fort Defiance, Arizona

Fort Defiance, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Defiance, Arizona.

Minimum Required Auto Insurance Coverage in Fort Defiance, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fort Defiance, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Defiance, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Defiance, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,210 $3,210 $3,119 $3,119 $7,096 $9,259 $3,611 $3,939
American Family $2,721 $2,721 $2,498 $2,498 $7,158 $9,313 $2,721 $3,203
Farmers $2,381 $2,380 $2,112 $2,233 $10,278 $10,711 $2,735 $2,872
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,351 $2,399 $2,098 $2,227 $5,789 $7,430 $2,711 $2,935
Progressive $1,964 $1,731 $1,762 $1,671 $8,120 $9,097 $2,134 $2,149
State Farm $2,976 $2,976 $2,609 $2,609 $9,142 $11,450 $3,204 $4,061
Travelers $1,597 $1,676 $1,465 $1,554 $4,480 $5,528 $1,693 $1,779
USAA $1,660 $1,662 $1,552 $1,567 $6,304 $7,233 $2,187 $2,344

Cheap Fort Defiance, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Defiance, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Fort Defiance, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Fort Defiance, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,096 $9,259
American Family $7,158 $9,313
Farmers $10,278 $10,711
GEICO $4,437 $4,730
Nationwide $5,789 $7,430
Progressive $8,120 $9,097
State Farm $9,142 $11,450
Travelers $4,480 $5,528
USAA $6,304 $7,233

Cheap Fort Defiance, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Fort Defiance, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Defiance, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,119 $3,119
American Family $2,498 $2,498
Farmers $2,112 $2,233
GEICO $1,280 $1,612
Nationwide $2,098 $2,227
Progressive $1,762 $1,671
State Farm $2,609 $2,609
Travelers $1,465 $1,554
USAA $1,552 $1,567

Cheap Fort Defiance, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Defiance, Arizona compared to the annual auto insurance rates with a clean record in Fort Defiance, Arizona.

Annual Fort Defiance, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,666 $4,623 $5,255 $4,739
American Family $2,904 $4,527 $5,610 $3,375
Farmers $3,762 $4,856 $4,735 $4,499
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,951 $3,102 $4,611 $3,305
Progressive $3,157 $4,150 $3,337 $3,670
State Farm $4,442 $5,315 $4,878 $4,878
Travelers $1,984 $2,585 $2,841 $2,478
USAA $2,226 $3,196 $4,211 $2,622

Cheap Fort Defiance, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Defiance, Arizona is not easy. Compare the annual rates for DUI auto insurance in Fort Defiance, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Defiance, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,255
American Family $5,610
Farmers $4,735
GEICO $3,169
Nationwide $4,611
Progressive $3,337
State Farm $4,878
Travelers $2,841
USAA $4,211

Cheap Fort Defiance, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Defiance, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Defiance, Arizona

Insurance Company Poor Fair Good
Allstate $5,871 $4,160 $3,680
American Family $5,163 $3,840 $3,308
Farmers $5,076 $4,260 $4,052
GEICO $3,123 $2,049 $1,647
Nationwide $4,205 $3,344 $2,928
Progressive $3,994 $3,486 $3,256
State Farm $8,953 $3,486 $2,196
Travelers $3,006 $2,460 $1,949
USAA $4,030 $2,817 $2,344

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Cheap Fort Defiance, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Defiance, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Fort Defiance, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Defiance, Arizona

ZIP Code Average Annual Rates
86504 $3,622

Cheap Fort Defiance, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Defiance, Arizona auto insurance. Find the cheapest annual Fort Defiance, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Defiance, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,570 $4,570
American Family $4,064 $4,144
Farmers $4,463 $4,463
GEICO $2,234 $2,312
Nationwide $3,492 $3,492
Progressive $3,578 $3,578
State Farm $4,760 $4,997
Travelers $2,472 $2,472
USAA $3,031 $3,096

Cheap Fort Defiance, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Defiance, Arizona? Check out the comparison of annual Fort Defiance, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Defiance, Arizona

Insurance Company Low Medium High
Allstate $4,335 $4,592 $4,785
American Family $3,957 $4,236 $4,120
Farmers $3,891 $4,504 $4,994
GEICO $1,982 $2,297 $2,540
Nationwide $3,379 $3,520 $3,579
Progressive $3,252 $3,630 $3,853
State Farm $4,425 $4,956 $5,254
Travelers $2,273 $2,502 $2,641
USAA $2,828 $3,105 $3,258

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Best By Category: Cheapest Auto Insurance in Fort Defiance, Arizona

Compare the cheapest auto insurance companies in Fort Defiance, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Defiance, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

The Cheapest Fort Defiance, Arizona Auto Insurance Companies

What auto insurance companies in Fort Defiance, Arizona are the cheapest? Compare the top Fort Defiance, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Defiance, Arizona

Insurance Company Average Annual Rates
Allstate $4,570
American Family $4,104
Farmers $4,463
GEICO $2,273
Nationwide $3,492
Progressive $3,578
State Farm $4,878
Travelers $2,472
USAA $3,064

What affects auto insurance rates in Fort Defiance, Arizona?

There are a lot of reasons why auto insurance rates in Fort Defiance, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Defiance, Arizona. Many local factors may affect your Fort Defiance auto insurance rates.

Fort Defiance Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Defiance, Arizona commute length is 18.6 minutes according to City-Data.

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Compare Fort Defiance, Arizona Auto Insurance Quotes

Before you buy Fort Defiance, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Defiance, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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