Best Cheap Auto Insurance in Fort Carson, CO (2021)

The average Fort Carson, CO auto insurance rates are $350 per month. The minimum auto insurance in Fort Carson is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Fort Carson, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Fort Carson, Colorado is 25/50/15
  • The most expensive auto insurance company in Fort Carson for teen drivers is Allstate
  • The average commute length in Fort Carson is 10.9 minutes

Fort Carson, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Fort Carson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Carson, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Carson to other Colorado cities, including Westminster auto insurance rates, Centennial auto insurance rates, and Thornton auto insurance rates to see how Fort Carson, Colorado auto insurance rates stack up.

Before you buy Fort Carson, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Carson, Colorado auto insurance quotes.

Minimum Auto Insurance in Fort Carson, Colorado

Fort Carson, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Carson, Colorado.

Minimum Required Auto Insurance Coverage in Fort Carson, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fort Carson, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Carson, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Carson, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,738 $3,500 $3,368 $3,402 $12,885 $13,522 $4,117 $4,139
American Family $2,611 $2,611 $2,353 $2,353 $6,348 $8,530 $2,611 $3,200
Farmers $3,243 $3,205 $2,942 $3,188 $12,363 $12,383 $3,559 $3,576
GEICO $2,348 $2,579 $2,541 $2,929 $7,448 $7,826 $2,137 $2,148
Liberty Mutual $1,854 $1,769 $1,585 $1,748 $5,860 $6,385 $1,869 $1,870
Nationwide $2,599 $2,643 $2,329 $2,457 $6,607 $8,433 $2,995 $3,230
Progressive $2,985 $2,791 $2,639 $2,623 $10,397 $11,600 $3,350 $3,245
State Farm $2,079 $2,079 $1,888 $1,888 $6,118 $7,723 $2,331 $2,756
USAA $2,358 $2,354 $2,250 $2,255 $5,944 $6,814 $3,038 $3,306

Cheap Fort Carson, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Carson, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Fort Carson, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Fort Carson, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,885 $13,522
American Family $6,348 $8,530
Farmers $12,363 $12,383
GEICO $7,448 $7,826
Liberty Mutual $5,860 $6,385
Nationwide $6,607 $8,433
Progressive $10,397 $11,600
State Farm $6,118 $7,723
USAA $5,944 $6,814

Cheap Fort Carson, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Fort Carson, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Carson, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,368 $3,402
American Family $2,353 $2,353
Farmers $2,942 $3,188
GEICO $2,541 $2,929
Liberty Mutual $1,585 $1,748
Nationwide $2,329 $2,457
Progressive $2,639 $2,623
State Farm $1,888 $1,888
USAA $2,250 $2,255

Cheap Fort Carson, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Carson, Colorado compared to the annual auto insurance rates with a clean record in Fort Carson, Colorado.

Annual Fort Carson, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,192 $5,971 $7,294 $5,879
American Family $2,829 $4,010 $5,260 $3,209
Farmers $4,684 $6,038 $5,962 $5,547
GEICO $2,616 $4,120 $4,827 $3,415
Liberty Mutual $2,521 $2,946 $3,040 $2,962
Nationwide $3,015 $4,111 $5,206 $3,314
Progressive $4,262 $6,074 $4,502 $4,977
State Farm $3,078 $3,638 $3,358 $3,358
USAA $2,581 $3,153 $5,513 $2,912

Cheap Fort Carson, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Carson, Colorado is not easy. Compare the annual rates for DUI auto insurance in Fort Carson, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Carson, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,294
American Family $5,260
Farmers $5,962
GEICO $4,827
Liberty Mutual $3,040
Nationwide $5,206
Progressive $4,502
State Farm $3,358
USAA $5,513

Cheap Fort Carson, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Carson, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Carson, Colorado

Insurance Company Poor Fair Good
Allstate $7,780 $5,973 $4,499
American Family $4,974 $3,540 $2,968
Farmers $6,466 $5,236 $4,971
GEICO $4,509 $3,744 $2,980
Liberty Mutual $4,090 $2,515 $1,997
Nationwide $4,729 $3,746 $3,260
Progressive $5,646 $4,811 $4,404
State Farm $4,651 $2,999 $2,423
USAA $5,238 $2,987 $2,394

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Cheap Fort Carson, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Carson, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Fort Carson, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Carson, Colorado

ZIP Code Average Annual Rates
80913 $3,889

Cheap Fort Carson, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Carson, Colorado auto insurance. Find the cheapest annual Fort Carson, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Carson, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,084 $6,084
American Family $3,744 $3,910
Farmers $5,558 $5,558
GEICO $3,664 $3,825
Liberty Mutual $2,868 $2,868
Nationwide $3,912 $3,912
Progressive $4,954 $4,954
State Farm $3,274 $3,442
USAA $3,439 $3,641

Cheap Fort Carson, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Carson, Colorado? Check out the comparison of annual Fort Carson, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Carson, Colorado

Insurance Company Low Medium High
Allstate $5,720 $6,060 $6,472
American Family $3,626 $3,906 $3,949
Farmers $4,843 $5,475 $6,354
GEICO $3,264 $3,652 $4,318
Liberty Mutual $2,679 $2,855 $3,068
Nationwide $3,882 $3,912 $3,941
Progressive $4,448 $4,972 $5,441
State Farm $3,097 $3,359 $3,618
USAA $3,378 $3,540 $3,701

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Best By Category: Cheapest Auto Insurance in Fort Carson, Colorado

Compare the cheapest auto insurance companies in Fort Carson, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Carson, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Fort Carson, Colorado Auto Insurance Companies

What auto insurance companies in Fort Carson, Colorado are the cheapest? Compare the top Fort Carson, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Carson, Colorado

Insurance Company Average Annual Rates
Allstate $6,084
American Family $3,827
Farmers $5,558
GEICO $3,744
Liberty Mutual $2,868
Nationwide $3,912
Progressive $4,954
State Farm $3,358
USAA $3,540

What affects auto insurance rates in Fort Carson, Colorado?

There are a lot of reasons why auto insurance rates in Fort Carson, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Carson, Colorado. Many local factors may affect your Fort Carson auto insurance rates.

Fort Carson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Carson, Colorado commute length is 10.9 minutes according to City-Data.

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Compare Fort Carson, Colorado Auto Insurance Quotes

Before you buy Fort Carson, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Carson, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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