Best Cheap Auto Insurance in Fort Atkinson, WI (2021)

The average Fort Atkinson, WI auto insurance rates are $226 per month. The minimum auto insurance in Fort Atkinson is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Fort Atkinson, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Fort Atkinson, WI for senior drivers are $1,479 per year
  • The minimum auto insurance required in Fort Atkinson, Wisconsin is 25/50/10
  • The average commute length in Fort Atkinson is 21.4 minutes

Fort Atkinson, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Fort Atkinson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Atkinson, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Atkinson to other Wisconsin cities, including Eau Claire auto insurance rates, Waukesha auto insurance rates, and Milwaukee auto insurance rates to see how Fort Atkinson, Wisconsin auto insurance rates stack up.

Before you buy Fort Atkinson, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Atkinson, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Fort Atkinson, Wisconsin

Fort Atkinson, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Atkinson, Wisconsin.

Minimum Required Auto Insurance Coverage in Fort Atkinson, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fort Atkinson, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Atkinson, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Atkinson, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,135 $2,243 $1,981 $2,186 $7,113 $9,117 $2,158 $2,341
American Family $886 $923 $853 $856 $2,823 $3,094 $1,054 $1,120
Farmers $1,833 $1,830 $1,620 $1,720 $8,912 $9,241 $2,085 $2,177
GEICO $1,129 $1,248 $1,180 $1,360 $3,771 $4,058 $1,044 $1,070
Liberty Mutual $1,663 $1,807 $1,340 $1,518 $6,246 $6,999 $1,762 $1,897
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,391 $1,311 $1,140 $1,197 $5,513 $6,199 $1,663 $1,802
State Farm $1,156 $1,156 $1,035 $1,035 $3,409 $4,292 $1,306 $1,499
USAA $1,216 $1,210 $1,107 $1,121 $3,123 $3,611 $1,572 $1,719

Cheap Fort Atkinson, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Atkinson, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Fort Atkinson, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Fort Atkinson, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,113 $9,117
American Family $2,823 $3,094
Farmers $8,912 $9,241
GEICO $3,771 $4,058
Liberty Mutual $6,246 $6,999
Nationwide $6,584 $10,130
Progressive $5,513 $6,199
State Farm $3,409 $4,292
USAA $3,123 $3,611

Cheap Fort Atkinson, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Fort Atkinson, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Atkinson, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,981 $2,186
American Family $853 $856
Farmers $1,620 $1,720
GEICO $1,180 $1,360
Liberty Mutual $1,340 $1,518
Nationwide $2,616 $2,751
Progressive $1,140 $1,197
State Farm $1,035 $1,035
USAA $1,107 $1,121

Cheap Fort Atkinson, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Atkinson, Wisconsin compared to the annual auto insurance rates with a clean record in Fort Atkinson, Wisconsin.

Annual Fort Atkinson, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,975 $4,105 $3,848 $3,709
American Family $1,389 $1,472 $1,472 $1,472
Farmers $3,201 $4,053 $3,834 $3,620
GEICO $1,285 $2,083 $2,400 $1,663
Liberty Mutual $2,202 $3,183 $3,271 $2,959
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,310 $2,813 $2,403 $2,582
State Farm $1,704 $2,018 $1,861 $1,861
USAA $1,437 $1,813 $2,449 $1,640

Cheap Fort Atkinson, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Atkinson, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Fort Atkinson, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Atkinson, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,848
American Family $1,472
Farmers $3,834
GEICO $2,400
Liberty Mutual $3,271
Nationwide $5,525
Progressive $2,403
State Farm $1,861
USAA $2,449

Cheap Fort Atkinson, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Atkinson, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Atkinson, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,801 $3,306 $2,870
American Family $1,946 $1,279 $1,128
Farmers $4,146 $3,521 $3,365
GEICO $2,434 $1,740 $1,399
Liberty Mutual $4,175 $2,543 $1,994
Nationwide $5,182 $4,324 $4,324
Progressive $2,858 $2,445 $2,279
State Farm $2,775 $1,594 $1,214
USAA $2,815 $1,494 $1,196

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Cheap Fort Atkinson, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Atkinson, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Fort Atkinson, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Atkinson, Wisconsin

ZIP Code Average Annual Rates
53538 $2,652

Cheap Fort Atkinson, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Atkinson, Wisconsin auto insurance. Find the cheapest annual Fort Atkinson, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Atkinson, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,571 $3,747
American Family $1,426 $1,476
Farmers $3,677 $3,677
GEICO $1,821 $1,894
Liberty Mutual $2,904 $2,904
Nationwide $4,610 $4,610
Progressive $2,527 $2,527
State Farm $1,815 $1,907
USAA $1,811 $1,859

Cheap Fort Atkinson, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Atkinson, Wisconsin? Check out the comparison of annual Fort Atkinson, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Atkinson, Wisconsin

Insurance Company Low Medium High
Allstate $3,488 $3,650 $3,840
American Family $1,426 $1,465 $1,462
Farmers $3,374 $3,651 $4,007
GEICO $1,727 $1,857 $1,989
Liberty Mutual $2,623 $2,932 $3,157
Nationwide $4,459 $4,608 $4,763
Progressive $2,346 $2,550 $2,685
State Farm $1,753 $1,867 $1,963
USAA $1,764 $1,837 $1,904

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Best By Category: Cheapest Auto Insurance in Fort Atkinson, Wisconsin

Compare the cheapest auto insurance companies in Fort Atkinson, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Atkinson, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Fort Atkinson, Wisconsin Auto Insurance Companies

What auto insurance companies in Fort Atkinson, Wisconsin are the cheapest? Compare the top Fort Atkinson, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Atkinson, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,659
American Family $1,451
Farmers $3,677
GEICO $1,858
Liberty Mutual $2,904
Nationwide $4,610
Progressive $2,527
State Farm $1,861
USAA $1,835

What affects auto insurance rates in Fort Atkinson, Wisconsin?

There are a lot of reasons why auto insurance rates in Fort Atkinson, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Atkinson, Wisconsin. Many local factors may affect your Fort Atkinson auto insurance rates.

Fort Atkinson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fort Atkinson, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Fort Atkinson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Atkinson, Wisconsin commute length is 21.4 minutes according to City-Data.

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Compare Fort Atkinson, Wisconsin Auto Insurance Quotes

Before you buy Fort Atkinson, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Atkinson, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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