Best Cheap Auto Insurance in Fort Atkinson, IA (2021)

The average Fort Atkinson, IA auto insurance rates are $248 per month. The minimum auto insurance in Fort Atkinson is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Fort Atkinson, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Fort Atkinson is USAA
  • Average auto insurance rates in Fort Atkinson, IA for senior drivers are $1,663 per year
  • The average commute length in Fort Atkinson is 20.9 minutes

Fort Atkinson, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Fort Atkinson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fort Atkinson, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Fort Atkinson to other Iowa cities, including Waterloo auto insurance rates, Cedar Rapids auto insurance rates, and Davenport auto insurance rates to see how Fort Atkinson, Iowa auto insurance rates stack up.

Before you buy Fort Atkinson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fort Atkinson, Iowa auto insurance quotes.

Minimum Auto Insurance in Fort Atkinson, Iowa

Fort Atkinson, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fort Atkinson, Iowa.

Minimum Required Auto Insurance Coverage in Fort Atkinson, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fort Atkinson, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fort Atkinson, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fort Atkinson, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,794 $1,742 $1,477 $1,528 $4,148 $4,696 $2,160 $2,333
State Farm $1,442 $1,442 $1,254 $1,254 $3,727 $4,742 $1,617 $1,837
Travelers $2,464 $2,516 $2,384 $2,390 $10,718 $17,031 $2,559 $3,048
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

Cheap Fort Atkinson, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fort Atkinson, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Fort Atkinson, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Fort Atkinson, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,322 $7,474
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,148 $4,696
State Farm $3,727 $4,742
Travelers $10,718 $17,031
USAA $3,305 $3,514

Cheap Fort Atkinson, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Fort Atkinson, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fort Atkinson, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,787 $1,787
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,477 $1,528
State Farm $1,254 $1,254
Travelers $2,384 $2,390
USAA $1,130 $1,155

Cheap Fort Atkinson, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fort Atkinson, Iowa compared to the annual auto insurance rates with a clean record in Fort Atkinson, Iowa.

Annual Fort Atkinson, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,005 $3,249 $2,172 $2,512
State Farm $2,015 $2,313 $2,164 $2,164
Travelers $3,935 $5,232 $7,001 $5,386
USAA $1,405 $1,885 $2,451 $1,613

Cheap Fort Atkinson, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fort Atkinson, Iowa is not easy. Compare the annual rates for DUI auto insurance in Fort Atkinson, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Fort Atkinson, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,359
American Family $4,251
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,172
State Farm $2,164
Travelers $7,001
USAA $2,451

Cheap Fort Atkinson, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fort Atkinson, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fort Atkinson, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,950 $2,903 $2,439
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $2,957 $2,365 $2,132
State Farm $3,082 $1,907 $1,504
Travelers $6,068 $5,173 $4,925
USAA $2,419 $1,660 $1,437

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Cheap Fort Atkinson, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fort Atkinson, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Fort Atkinson, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fort Atkinson, Iowa

ZIP Code Average Annual Rates
52144 $2,503

Cheap Fort Atkinson, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Fort Atkinson, Iowa auto insurance. Find the cheapest annual Fort Atkinson, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fort Atkinson, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,061 $3,133
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,485 $2,485
State Farm $2,113 $2,215
Travelers $5,389 $5,389
USAA $1,771 $1,905

Cheap Fort Atkinson, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fort Atkinson, Iowa? Check out the comparison of annual Fort Atkinson, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fort Atkinson, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,116 $3,269 $2,906
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,355 $2,490 $2,608
State Farm $2,076 $2,174 $2,243
Travelers $5,093 $5,469 $5,605
USAA $1,745 $1,844 $1,926

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Best By Category: Cheapest Auto Insurance in Fort Atkinson, Iowa

Compare the cheapest auto insurance companies in Fort Atkinson, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fort Atkinson, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fort Atkinson, Iowa Auto Insurance Companies

What auto insurance companies in Fort Atkinson, Iowa are the cheapest? Compare the top Fort Atkinson, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fort Atkinson, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,097
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,485
State Farm $2,164
Travelers $5,389
USAA $1,838

What affects auto insurance rates in Fort Atkinson, Iowa?

There are a lot of reasons why auto insurance rates in Fort Atkinson, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fort Atkinson, Iowa. Many local factors may affect your Fort Atkinson auto insurance rates.

Fort Atkinson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fort Atkinson, Iowa commute length is 20.9 minutes according to City-Data.

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Compare Fort Atkinson, Iowa Auto Insurance Quotes

Before you buy Fort Atkinson, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fort Atkinson, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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