Best Cheap Auto Insurance in Forest Hills, KY (2021)

The average Forest Hills, KY auto insurance rates are $581 per month. The minimum auto insurance in Forest Hills is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Forest Hills, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Forest Hills, KY for senior drivers are $3,793 per year
  • The average commute length in Forest Hills is 22.5 minutes
  • The minimum auto insurance required in Forest Hills, Kentucky is 25/50/25

Forest Hills, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Forest Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Forest Hills, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Forest Hills to other Kentucky cities, including Florence auto insurance rates, Covington auto insurance rates, and Owensboro auto insurance rates to see how Forest Hills, Kentucky auto insurance rates stack up.

Before you buy Forest Hills, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Forest Hills, Kentucky auto insurance quotes.

Minimum Auto Insurance in Forest Hills, Kentucky

Forest Hills, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Forest Hills, Kentucky.

Minimum Required Auto Insurance Coverage in Forest Hills, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Forest Hills, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Forest Hills, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Forest Hills, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,261 $19,837 $21,973 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $5,159 $5,620 $4,402 $4,947 $21,205 $23,462 $5,362 $5,535
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,050 $2,870 $2,785 $2,777 $15,831 $17,953 $3,783 $3,789
State Farm $2,445 $2,445 $2,168 $2,168 $6,571 $8,346 $2,709 $2,986
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,359 $2,351 $2,136 $2,157 $6,595 $6,905 $2,984 $3,258

Cheap Forest Hills, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Forest Hills, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Forest Hills, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Forest Hills, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,973
GEICO $8,902 $10,417
Liberty Mutual $21,205 $23,462
Nationwide $12,492 $15,331
Progressive $15,831 $17,953
State Farm $6,571 $8,346
Travelers $20,555 $33,336
USAA $6,595 $6,905

Cheap Forest Hills, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Forest Hills, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Forest Hills, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,261
GEICO $4,595 $4,158
Liberty Mutual $4,402 $4,947
Nationwide $5,035 $5,213
Progressive $2,785 $2,777
State Farm $2,168 $2,168
Travelers $3,958 $3,963
USAA $2,136 $2,157

Cheap Forest Hills, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Forest Hills, Kentucky compared to the annual auto insurance rates with a clean record in Forest Hills, Kentucky.

Annual Forest Hills, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,727
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,854 $12,186 $9,432 $8,374
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,439 $8,186 $6,188 $6,606
State Farm $3,451 $4,009 $3,730 $3,730
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,691 $3,820 $4,613 $3,249

Cheap Forest Hills, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Forest Hills, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Forest Hills, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Forest Hills, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,432
Nationwide $10,149
Progressive $6,188
State Farm $3,730
Travelers $12,875
USAA $4,613

Cheap Forest Hills, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Forest Hills, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Forest Hills, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,634 $8,271 $6,479
Nationwide $9,520 $7,384 $6,351
Progressive $7,345 $6,447 $6,022
State Farm $5,345 $3,270 $2,574
Travelers $11,031 $9,310 $9,279
USAA $5,323 $3,004 $2,452

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Cheap Forest Hills, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Forest Hills, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Forest Hills, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Forest Hills, Kentucky

ZIP Code Average Annual Rates
41527 $6,327

Cheap Forest Hills, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Forest Hills, Kentucky auto insurance. Find the cheapest annual Forest Hills, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Forest Hills, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,461 $9,461
Nationwide $7,752 $7,752
Progressive $6,605 $6,605
State Farm $3,640 $3,820
Travelers $9,873 $9,873
USAA $3,460 $3,727

Cheap Forest Hills, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Forest Hills, Kentucky? Check out the comparison of annual Forest Hills, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Forest Hills, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,874 $9,383 $10,127
Nationwide $7,743 $7,625 $7,887
Progressive $5,798 $6,425 $7,591
State Farm $3,485 $3,717 $3,987
Travelers $9,335 $9,905 $10,380
USAA $3,410 $3,584 $3,786

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Best By Category: Cheapest Auto Insurance in Forest Hills, Kentucky

Compare the cheapest auto insurance companies in Forest Hills, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Forest Hills, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Forest Hills, Kentucky Auto Insurance Companies

What auto insurance companies in Forest Hills, Kentucky are the cheapest? Compare the top Forest Hills, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Forest Hills, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,461
Nationwide $7,752
Progressive $6,605
State Farm $3,730
Travelers $9,873
USAA $3,593

What affects auto insurance rates in Forest Hills, Kentucky?

There are a lot of reasons why auto insurance rates in Forest Hills, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Forest Hills, Kentucky. Many local factors may affect your Forest Hills auto insurance rates.

Forest Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Forest Hills, Kentucky commute length is 22.5 minutes according to City-Data.

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Compare Forest Hills, Kentucky Auto Insurance Quotes

Before you buy Forest Hills, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Forest Hills, Kentucky auto insurance quotes.

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