Best Cheap Auto Insurance in Fordsville, KY (2021)

The average Fordsville, KY auto insurance rates are $357 per month. The minimum auto insurance in Fordsville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Fordsville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fordsville for teen drivers is Travelers
  • Average auto insurance rates in Fordsville, KY for senior drivers are $2,384 per year
  • The average commute length in Fordsville is 27.7 minutes

Fordsville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Fordsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fordsville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Fordsville to other Kentucky cities, including Owensboro auto insurance rates, Covington auto insurance rates, and Nicholasville auto insurance rates to see how Fordsville, Kentucky auto insurance rates stack up.

Before you buy Fordsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fordsville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Fordsville, Kentucky

Fordsville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fordsville, Kentucky.

Minimum Required Auto Insurance Coverage in Fordsville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fordsville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fordsville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fordsville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,101 $3,078 $2,787 $2,972 $11,161 $12,524 $3,466 $3,681
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,647 $2,865 $2,272 $2,531 $10,897 $12,018 $2,753 $2,838
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,222 $2,127 $1,977 $1,995 $10,454 $11,833 $2,759 $2,836
State Farm $2,202 $2,202 $1,970 $1,970 $6,664 $8,414 $2,457 $2,763
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,808 $1,817 $1,625 $1,660 $4,763 $5,030 $2,289 $2,513

Cheap Fordsville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fordsville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Fordsville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Fordsville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,161 $12,524
GEICO $6,831 $8,150
Liberty Mutual $10,897 $12,018
Nationwide $6,037 $7,550
Progressive $10,454 $11,833
State Farm $6,664 $8,414
Travelers $10,566 $16,949
USAA $4,763 $5,030

Cheap Fordsville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Fordsville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fordsville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,787 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,272 $2,531
Nationwide $2,519 $2,640
Progressive $1,977 $1,995
State Farm $1,970 $1,970
Travelers $2,176 $2,182
USAA $1,625 $1,660

Cheap Fordsville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fordsville, Kentucky compared to the annual auto insurance rates with a clean record in Fordsville, Kentucky.

Annual Fordsville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,457 $5,781 $6,140 $5,007
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,044 $6,224 $4,840 $4,303
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,746 $5,518 $4,277 $4,560
State Farm $3,266 $3,894 $3,580 $3,580
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,027 $2,867 $3,420 $2,438

Cheap Fordsville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fordsville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Fordsville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Fordsville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,140
GEICO $6,862
Liberty Mutual $4,840
Nationwide $4,997
Progressive $4,277
State Farm $3,580
Travelers $6,693
USAA $3,420

Cheap Fordsville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fordsville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fordsville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,076 $4,884 $4,080
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,928 $4,265 $3,365
Nationwide $4,672 $3,666 $3,197
Progressive $5,079 $4,403 $4,094
State Farm $5,178 $3,125 $2,438
Travelers $5,768 $4,880 $4,861
USAA $4,007 $2,237 $1,820

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Cheap Fordsville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fordsville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Fordsville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fordsville, Kentucky

ZIP Code Average Annual Rates
42343 $3,826

Cheap Fordsville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Fordsville, Kentucky auto insurance. Find the cheapest annual Fordsville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fordsville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,346 $5,346
GEICO $4,191 $4,270
Liberty Mutual $4,853 $4,853
Nationwide $3,845 $3,845
Progressive $4,525 $4,525
State Farm $3,494 $3,666
Travelers $5,169 $5,169
USAA $2,588 $2,788

Cheap Fordsville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fordsville, Kentucky? Check out the comparison of annual Fordsville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fordsville, Kentucky

Insurance Company Low Medium High
Allstate $5,023 $5,328 $5,688
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,612 $4,820 $5,127
Nationwide $3,908 $3,801 $3,826
Progressive $4,226 $4,478 $4,872
State Farm $3,386 $3,576 $3,779
Travelers $4,912 $5,194 $5,403
USAA $2,578 $2,682 $2,803

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Best By Category: Cheapest Auto Insurance in Fordsville, Kentucky

Compare the cheapest auto insurance companies in Fordsville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fordsville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fordsville, Kentucky Auto Insurance Companies

What auto insurance companies in Fordsville, Kentucky are the cheapest? Compare the top Fordsville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fordsville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,346
GEICO $4,231
Liberty Mutual $4,853
Nationwide $3,845
Progressive $4,525
State Farm $3,580
Travelers $5,169
USAA $2,688

What affects auto insurance rates in Fordsville, Kentucky?

There are a lot of reasons why auto insurance rates in Fordsville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fordsville, Kentucky. Many local factors may affect your Fordsville auto insurance rates.

Fordsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fordsville, Kentucky commute length is 27.7 minutes according to City-Data.

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Compare Fordsville, Kentucky Auto Insurance Quotes

Before you buy Fordsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fordsville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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