Best Cheap Auto Insurance in Ford, KS (2021)

The average Ford, KS auto insurance rates are $318 per month. The minimum auto insurance in Ford is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Ford, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ford is 27.3 minutes
  • The cheapest auto insurance company in Ford is American Family
  • Average auto insurance rates in Ford, KS for senior drivers are $2,272 per year

Ford, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Ford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ford, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Ford to other Kansas cities, including Wichita auto insurance rates, Kansas City auto insurance rates, and Shawnee auto insurance rates to see how Ford, Kansas auto insurance rates stack up.

Before you buy Ford, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ford, Kansas auto insurance quotes.

Minimum Auto Insurance in Ford, Kansas

Ford, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ford, Kansas.

Minimum Required Auto Insurance Coverage in Ford, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ford, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ford, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ford, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,836 $1,836 $1,656 $1,656 $3,472 $4,152 $1,836 $2,054
Farmers $2,880 $2,870 $2,580 $2,684 $7,445 $7,720 $3,229 $3,407
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,946 $2,019 $1,723 $1,869 $3,783 $4,672 $2,233 $2,388
Progressive $2,819 $2,732 $2,280 $2,357 $9,589 $10,878 $3,340 $3,569
State Farm $1,874 $1,874 $1,635 $1,635 $4,914 $6,273 $2,104 $2,374
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Ford, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ford, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Ford, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Ford, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,472 $4,152
Farmers $7,445 $7,720
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,783 $4,672
Progressive $9,589 $10,878
State Farm $4,914 $6,273
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheap Ford, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Ford, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ford, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,656 $1,656
Farmers $2,580 $2,684
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,723 $1,869
Progressive $2,280 $2,357
State Farm $1,635 $1,635
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheap Ford, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ford, Kansas compared to the annual auto insurance rates with a clean record in Ford, Kansas.

Annual Ford, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,275 $2,425 $2,275 $2,275
Farmers $3,473 $4,438 $4,326 $4,170
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,914 $2,212 $3,986 $2,206
Progressive $4,348 $5,055 $4,522 $4,856
State Farm $2,636 $3,035 $2,835 $2,835
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheap Ford, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ford, Kansas is not easy. Compare the annual rates for DUI auto insurance in Ford, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ford, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,735
American Family $2,275
Farmers $4,326
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,986
Progressive $4,522
State Farm $2,835
Travelers $6,399
USAA $3,713

Cheap Ford, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ford, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ford, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $3,017 $2,140 $1,779
Farmers $4,838 $3,840 $3,628
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,880 $2,513 $2,345
Progressive $5,437 $4,507 $4,142
State Farm $4,129 $2,467 $1,910
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

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Cheap Ford, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ford, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Ford, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ford, Kansas

ZIP Code Average Annual Rates
67842 $3,970

Cheap Ford, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ford, Kansas auto insurance. Find the cheapest annual Ford, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ford, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,282 $2,342
Farmers $4,102 $4,102
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,579 $2,579
Progressive $4,695 $4,695
State Farm $2,765 $2,906
Travelers $4,943 $4,943
USAA $2,500 $2,655

Cheap Ford, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ford, Kansas? Check out the comparison of annual Ford, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ford, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,342 $2,429 $2,165
Farmers $3,952 $4,082 $4,271
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,726 $2,549 $2,462
Progressive $4,485 $4,664 $4,937
State Farm $2,738 $2,843 $2,925
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Ford, Kansas

Compare the cheapest auto insurance companies in Ford, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ford, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ford, Kansas Auto Insurance Companies

What auto insurance companies in Ford, Kansas are the cheapest? Compare the top Ford, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ford, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,312
Farmers $4,102
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,579
Progressive $4,695
State Farm $2,835
Travelers $4,943
USAA $2,577

What affects auto insurance rates in Ford, Kansas?

There are a lot of reasons why auto insurance rates in Ford, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ford, Kansas. Many local factors may affect your Ford auto insurance rates.

Ford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ford, Kansas commute length is 27.3 minutes according to City-Data.

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Compare Ford, Kansas Auto Insurance Quotes

Before you buy Ford, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ford, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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