Best Cheap Auto Insurance in Ford City, PA (2021)

The average Ford City, PA auto insurance rates are $324 per month. The minimum auto insurance in Ford City is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Ford City, Pennsylvania, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Ford City is USAA
  • Average auto insurance rates in Ford City, PA for senior drivers are $2,022 per year
  • The average commute length in Ford City is 24.2 minutes

Ford City, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Ford City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ford City, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Ford City to other Pennsylvania cities, including Scranton auto insurance rates, Harrisburg auto insurance rates, and Bethlehem auto insurance rates to see how Ford City, Pennsylvania auto insurance rates stack up.

Before you buy Ford City, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ford City, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Ford City, Pennsylvania

Ford City, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ford City, Pennsylvania.

Minimum Required Auto Insurance Coverage in Ford City, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ford City, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ford City, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ford City, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,470 $2,470 $2,271 $2,271 $8,261 $8,261 $2,727 $2,727
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,868 $1,868 $1,764 $1,764 $5,196 $5,196 $2,090 $2,090
Progressive $2,652 $2,652 $2,363 $2,363 $8,460 $8,460 $3,406 $3,406
State Farm $1,680 $1,680 $1,472 $1,472 $5,785 $5,785 $1,842 $1,842
Travelers $1,555 $1,555 $1,660 $1,660 $22,139 $22,139 $1,885 $1,885
USAA $1,189 $1,189 $1,073 $1,073 $3,570 $3,570 $1,583 $1,583

Cheap Ford City, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ford City, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Ford City, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Ford City, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,261 $8,261
GEICO $4,916 $4,260
Liberty Mutual $12,225 $12,225
Nationwide $5,196 $5,196
Progressive $8,460 $8,460
State Farm $5,785 $5,785
Travelers $22,139 $22,139
USAA $3,570 $3,570

Cheap Ford City, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Ford City, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ford City, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,271 $2,271
GEICO $1,885 $1,632
Liberty Mutual $3,814 $3,814
Nationwide $1,764 $1,764
Progressive $2,363 $2,363
State Farm $1,472 $1,472
Travelers $1,660 $1,660
USAA $1,073 $1,073

Cheap Ford City, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ford City, Pennsylvania compared to the annual auto insurance rates with a clean record in Ford City, Pennsylvania.

Annual Ford City, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,763 $4,440 $3,763 $3,763
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $1,963 $2,627 $3,684 $2,643
Progressive $3,831 $5,271 $3,939 $3,840
State Farm $2,488 $2,902 $2,695 $2,695
Travelers $4,865 $6,877 $8,621 $6,877
USAA $1,492 $2,058 $2,198 $1,668

Cheap Ford City, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ford City, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Ford City, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Ford City, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,763
GEICO $2,507
Liberty Mutual $6,511
Nationwide $3,684
Progressive $3,939
State Farm $2,695
Travelers $8,621
USAA $2,198

Cheap Ford City, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ford City, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ford City, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,026 $3,749 $3,022
GEICO $3,791 $2,136 $1,651
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,207 $2,630 $2,351
Progressive $5,598 $3,919 $3,145
State Farm $3,831 $2,376 $1,877
Travelers $7,416 $6,693 $6,321
USAA $2,319 $1,720 $1,523

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ford City, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ford City, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Ford City, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ford City, Pennsylvania

ZIP Code Average Annual Rates
16226 $4,758

Cheap Ford City, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Ford City, Pennsylvania auto insurance. Find the cheapest annual Ford City, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ford City, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,854 $4,010
GEICO $2,485 $2,567
Liberty Mutual $6,212 $6,540
Nationwide $2,729 $2,729
Progressive $4,220 $4,220
State Farm $2,616 $2,774
Travelers $6,810 $6,810
USAA $1,801 $1,907

Cheap Ford City, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ford City, Pennsylvania? Check out the comparison of annual Ford City, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ford City, Pennsylvania

Insurance Company Low Medium High
Allstate $3,741 $3,960 $4,095
GEICO $2,310 $2,547 $2,721
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,766 $2,761 $2,661
Progressive $3,899 $4,250 $4,512
State Farm $2,539 $2,723 $2,822
Travelers $6,939 $6,803 $6,688
USAA $1,726 $1,871 $1,964

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Ford City, Pennsylvania

Compare the cheapest auto insurance companies in Ford City, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ford City, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ford City, Pennsylvania Auto Insurance Companies

What auto insurance companies in Ford City, Pennsylvania are the cheapest? Compare the top Ford City, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ford City, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,932
GEICO $2,526
Liberty Mutual $6,376
Nationwide $2,729
Progressive $4,220
State Farm $2,695
Travelers $6,810
USAA $1,854

What affects auto insurance rates in Ford City, Pennsylvania?

There are a lot of reasons why auto insurance rates in Ford City, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ford City, Pennsylvania. Many local factors may affect your Ford City auto insurance rates.

Ford City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ford City, Pennsylvania commute length is 24.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Ford City, Pennsylvania Auto Insurance Quotes

Before you buy Ford City, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ford City, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption