Best Cheap Auto Insurance in Folsom, LA (2021)

The average Folsom, LA auto insurance rates are $470 per month. The minimum auto insurance in Folsom is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Folsom, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Folsom, Louisiana is 15/30/25
  • Average auto insurance rates in Folsom, LA for senior drivers are $3,520 per year
  • The cheapest auto insurance company in Folsom is USAA

Folsom, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Folsom can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Folsom, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Folsom to other Louisiana cities, including Monroe auto insurance rates, Bossier City auto insurance rates, and Houma auto insurance rates to see how Folsom, Louisiana auto insurance rates stack up.

Before you buy Folsom, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Folsom, Louisiana auto insurance quotes.

Minimum Auto Insurance in Folsom, Louisiana

Folsom, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Folsom, Louisiana.

Minimum Required Auto Insurance Coverage in Folsom, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Folsom, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Folsom, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Folsom, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,283 $4,283 $4,434 $4,434 $9,477 $11,982 $4,741 $5,141
GEICO $3,402 $3,893 $4,047 $4,903 $12,439 $13,131 $3,271 $3,179
Progressive $3,916 $3,670 $3,280 $3,526 $15,378 $17,115 $4,486 $4,586
State Farm $2,881 $2,881 $2,651 $2,651 $8,496 $10,647 $3,211 $3,601
USAA $2,725 $2,680 $2,648 $2,628 $8,268 $9,720 $3,359 $3,684

Cheap Folsom, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Folsom, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Folsom, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Folsom, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,477 $11,982
GEICO $12,439 $13,131
Progressive $15,378 $17,115
State Farm $8,496 $10,647
USAA $8,268 $9,720

Cheap Folsom, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Folsom, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Folsom, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,434 $4,434
GEICO $4,047 $4,903
Progressive $3,280 $3,526
State Farm $2,651 $2,651
USAA $2,648 $2,628

Cheap Folsom, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Folsom, Louisiana compared to the annual auto insurance rates with a clean record in Folsom, Louisiana.

Annual Folsom, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,823 $7,361 $6,546 $5,658
GEICO $4,109 $6,626 $8,109 $5,289
Progressive $5,833 $7,804 $7,517 $6,824
State Farm $4,242 $5,013 $4,627 $4,627
USAA $3,397 $4,723 $5,680 $4,057

Cheap Folsom, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Folsom, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Folsom, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Folsom, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,546
GEICO $8,109
Progressive $7,517
State Farm $4,627
USAA $5,680

Cheap Folsom, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Folsom, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Folsom, Louisiana

Insurance Company Poor Fair Good
Allstate $8,011 $5,496 $4,784
GEICO $7,177 $6,228 $4,694
Progressive $7,921 $6,770 $6,292
State Farm $6,406 $4,133 $3,344
USAA $6,172 $3,937 $3,284

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Folsom, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Folsom, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Folsom, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Folsom, Louisiana

ZIP Code Average Annual Rates
70437 $5,268

Cheap Folsom, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Folsom, Louisiana auto insurance. Find the cheapest annual Folsom, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Folsom, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,097 $6,097
GEICO $5,916 $6,150
Progressive $6,994 $6,994
State Farm $4,509 $4,745
USAA $4,327 $4,601

Cheap Folsom, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Folsom, Louisiana? Check out the comparison of annual Folsom, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Folsom, Louisiana

Insurance Company Low Medium High
Allstate $5,308 $6,206 $6,777
GEICO $5,020 $6,058 $7,022
Progressive $5,870 $6,937 $8,176
State Farm $3,991 $4,615 $5,276
USAA $3,899 $4,529 $4,964

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Folsom, Louisiana

Compare the cheapest auto insurance companies in Folsom, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Folsom, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Folsom, Louisiana Auto Insurance Companies

What auto insurance companies in Folsom, Louisiana are the cheapest? Compare the top Folsom, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Folsom, Louisiana

Insurance Company Average Annual Rates
Allstate $6,097
GEICO $6,033
Progressive $6,994
State Farm $4,627
USAA $4,464

What affects auto insurance rates in Folsom, Louisiana?

There are a lot of reasons why auto insurance rates in Folsom, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Folsom, Louisiana. Many local factors may affect your Folsom auto insurance rates.

Folsom Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Folsom, Louisiana auto theft statistics, there have been 2 auto thefts in the city.

Folsom Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Folsom, Louisiana commute length is 33.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Folsom, Louisiana Auto Insurance Quotes

Before you buy Folsom, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Folsom, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption