Best Cheap Auto Insurance in Folly Beach, SC (2021)

The average Folly Beach, SC auto insurance rates are $318 per month. The minimum auto insurance in Folly Beach is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Folly Beach, South Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Folly Beach, SC for senior drivers are $2,231 per year
  • The most expensive auto insurance company in Folly Beach for teen drivers is Progressive
  • The cheapest auto insurance company in Folly Beach is GEICO

Folly Beach, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Folly Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Folly Beach, South Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Folly Beach to other South Carolina cities, including Rock Hill auto insurance rates, Greenville auto insurance rates, and Goose Creek auto insurance rates to see how Folly Beach, South Carolina auto insurance rates stack up.

Before you buy Folly Beach, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Folly Beach, South Carolina auto insurance quotes.

Minimum Auto Insurance in Folly Beach, South Carolina

Folly Beach, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Folly Beach, South Carolina.

Minimum Required Auto Insurance Coverage in Folly Beach, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Folly Beach, South Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Folly Beach, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Folly Beach, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,858 $2,734 $2,734 $7,390 $9,423 $3,168 $3,447
Farmers $2,886 $2,889 $2,791 $2,992 $8,007 $8,794 $3,167 $3,199
GEICO $2,373 $2,373 $2,164 $2,164 $6,032 $6,153 $2,790 $2,873
Nationwide $2,469 $2,496 $2,228 $2,305 $6,084 $7,802 $2,801 $3,042
Progressive $2,213 $2,034 $1,917 $2,006 $9,574 $10,552 $2,554 $2,660
State Farm $2,097 $2,097 $1,910 $1,910 $6,218 $7,808 $2,360 $2,659
USAA $1,837 $1,844 $1,690 $1,693 $7,341 $8,034 $2,419 $2,549

Cheap Folly Beach, South Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Folly Beach, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Folly Beach, South Carolina.

Annual Auto Insurance Rates for Teen Drivers in Folly Beach, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,390 $9,423
Farmers $8,007 $8,794
GEICO $6,032 $6,153
Nationwide $6,084 $7,802
Progressive $9,574 $10,552
State Farm $6,218 $7,808
USAA $7,341 $8,034

Cheap Folly Beach, South Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Folly Beach, South Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Folly Beach, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,791 $2,992
GEICO $2,164 $2,164
Nationwide $2,228 $2,305
Progressive $1,917 $2,006
State Farm $1,910 $1,910
USAA $1,690 $1,693

Cheap Folly Beach, South Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Folly Beach, South Carolina compared to the annual auto insurance rates with a clean record in Folly Beach, South Carolina.

Annual Folly Beach, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,250 $5,176 $4,574 $4,306
Farmers $3,620 $5,041 $4,171 $4,530
GEICO $2,582 $3,320 $4,978 $2,582
Nationwide $2,922 $3,756 $4,725 $3,210
Progressive $3,422 $5,019 $4,192 $4,123
State Farm $3,058 $3,779 $3,346 $3,346
USAA $2,710 $3,347 $4,609 $3,038

Cheap Folly Beach, South Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Folly Beach, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Folly Beach, South Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Folly Beach, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,574
Farmers $4,171
GEICO $4,978
Nationwide $4,725
Progressive $4,192
State Farm $3,346
USAA $4,609

Cheap Folly Beach, South Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Folly Beach, South Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Folly Beach, South Carolina

Insurance Company Poor Fair Good
Allstate $5,436 $4,090 $3,453
Farmers $4,925 $4,224 $3,873
GEICO $5,133 $2,761 $2,202
Nationwide $4,335 $3,530 $3,095
Progressive $4,636 $4,094 $3,836
State Farm $4,860 $2,962 $2,326
USAA $5,329 $2,639 $2,310

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Cheap Folly Beach, South Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Folly Beach, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Folly Beach, South Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Folly Beach, South Carolina

ZIP Code Average Annual Rates
29439 $3,539

Cheap Folly Beach, South Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Folly Beach, South Carolina auto insurance. Find the cheapest annual Folly Beach, South Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Folly Beach, South Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,234 $4,419
Farmers $4,341 $4,341
GEICO $3,344 $3,387
Nationwide $3,653 $3,653
Progressive $4,189 $4,189
State Farm $3,297 $3,468
USAA $3,390 $3,462

Cheap Folly Beach, South Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Folly Beach, South Carolina? Check out the comparison of annual Folly Beach, South Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Folly Beach, South Carolina

Insurance Company Low Medium High
Allstate $4,067 $4,306 $4,606
Farmers $3,903 $4,345 $4,774
GEICO $3,138 $3,333 $3,625
Nationwide $3,594 $3,658 $3,708
Progressive $3,878 $4,139 $4,549
State Farm $3,123 $3,381 $3,643
USAA $3,229 $3,421 $3,628

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Best By Category: Cheapest Auto Insurance in Folly Beach, South Carolina

Compare the cheapest auto insurance companies in Folly Beach, South Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Folly Beach, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Folly Beach, South Carolina Auto Insurance Companies

What auto insurance companies in Folly Beach, South Carolina are the cheapest? Compare the top Folly Beach, South Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Folly Beach, South Carolina

Insurance Company Average Annual Rates
Allstate $4,326
Farmers $4,341
GEICO $3,365
Nationwide $3,653
Progressive $4,189
State Farm $3,382
USAA $3,426

What affects auto insurance rates in Folly Beach, South Carolina?

There are a lot of reasons why auto insurance rates in Folly Beach, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Folly Beach, South Carolina. Many local factors may affect your Folly Beach auto insurance rates.

Folly Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Folly Beach, South Carolina commute length is 21.0 minutes according to City-Data.

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Compare Folly Beach, South Carolina Auto Insurance Quotes

Before you buy Folly Beach, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Folly Beach, South Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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