Best Cheap Auto Insurance in Floydada, TX (2021)

The average Floydada, TX auto insurance rates are $307 per month. The minimum auto insurance in Floydada is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Floydada, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Floydada for teen drivers is Allstate
  • Average auto insurance rates in Floydada, TX for senior drivers are $2,252 per year
  • The average commute length in Floydada is 17.6 minutes

Floydada, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Floydada can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Floydada, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Floydada to other Texas cities, including Dallas auto insurance rates, Corpus Christi auto insurance rates, and El Paso auto insurance rates to see how Floydada, Texas auto insurance rates stack up.

Before you buy Floydada, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Floydada, Texas auto insurance quotes.

Minimum Auto Insurance in Floydada, Texas

Floydada, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Floydada, Texas.

Minimum Required Auto Insurance Coverage in Floydada, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Floydada, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Floydada, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Floydada, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $2,503 $2,766 $2,283 $2,596 $6,180 $8,110 $3,506 $3,986
GEICO $2,194 $2,344 $2,081 $2,310 $4,654 $4,898 $2,371 $2,400
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,324 $2,214 $2,068 $2,109 $9,584 $10,685 $2,751 $2,789
State Farm $1,786 $1,786 $1,580 $1,580 $4,127 $5,234 $1,931 $1,996
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Floydada, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Floydada, Texas is a challenge. Take a look at the annual teen auto insurance rates in Floydada, Texas.

Annual Auto Insurance Rates for Teen Drivers in Floydada, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $6,180 $8,110
GEICO $4,654 $4,898
Nationwide $7,378 $9,563
Progressive $9,584 $10,685
State Farm $4,127 $5,234
USAA $3,909 $4,372

Cheap Floydada, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Floydada, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Floydada, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,283 $2,596
GEICO $2,081 $2,310
Nationwide $2,331 $2,486
Progressive $2,068 $2,109
State Farm $1,580 $1,580
USAA $1,464 $1,501

Cheap Floydada, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Floydada, Texas compared to the annual auto insurance rates with a clean record in Floydada, Texas.

Annual Floydada, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $3,649 $4,614 $4,053 $3,649
GEICO $2,472 $3,229 $2,745 $3,180
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,766 $4,858 $4,397 $4,241
State Farm $2,240 $2,548 $2,982 $2,240
USAA $1,787 $2,568 $3,006 $2,051

Cheap Floydada, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Floydada, Texas is not easy. Compare the annual rates for DUI auto insurance in Floydada, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Floydada, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
American Family $4,053
GEICO $2,745
Nationwide $5,439
Progressive $4,397
State Farm $2,982
USAA $3,006

Cheap Floydada, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Floydada, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Floydada, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $5,544 $3,434 $2,995
GEICO $4,472 $2,543 $1,704
Nationwide $5,059 $4,032 $3,507
Progressive $4,865 $4,196 $3,886
State Farm $3,545 $2,205 $1,756
USAA $3,528 $1,968 $1,564

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Cheap Floydada, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Floydada, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Floydada, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Floydada, Texas

ZIP Code Average Annual Rates
79235 $5,399

Cheap Floydada, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Floydada, Texas auto insurance. Find the cheapest annual Floydada, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Floydada, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,399 $5,649
American Family $3,991 $3,991
GEICO $2,850 $2,962
Nationwide $4,199 $4,199
Progressive $4,315 $4,315
State Farm $2,502 $2,502
USAA $2,322 $2,384

Cheap Floydada, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Floydada, Texas? Check out the comparison of annual Floydada, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Floydada, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $3,750 $3,863 $4,361
GEICO $2,787 $2,878 $3,054
Nationwide $4,557 $4,013 $4,028
Progressive $4,095 $4,295 $4,556
State Farm $2,387 $2,495 $2,625
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Floydada, Texas

Compare the cheapest auto insurance companies in Floydada, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Floydada, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Floydada, Texas Auto Insurance Companies

What auto insurance companies in Floydada, Texas are the cheapest? Compare the top Floydada, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Floydada, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $3,991
GEICO $2,906
Nationwide $4,199
Progressive $4,315
State Farm $2,502
USAA $2,353

What affects auto insurance rates in Floydada, Texas?

There are a lot of reasons why auto insurance rates in Floydada, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Floydada, Texas. Many local factors may affect your Floydada auto insurance rates.

Floydada Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Floydada, Texas auto theft statistics, there have been 4 auto thefts in the city.

Floydada Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Floydada, Texas commute length is 17.6 minutes according to City-Data.

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Compare Floydada, Texas Auto Insurance Quotes

Before you buy Floydada, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Floydada, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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