Best Cheap Auto Insurance in Flower Mound, TX (2021)

The average Flower Mound, TX auto insurance rates are $306 per month. The minimum auto insurance in Flower Mound is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Flower Mound, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Flower Mound is USAA
  • The average commute length in Flower Mound is 28.4 minutes
  • Average auto insurance rates in Flower Mound, TX for senior drivers are $2,231 per year

Flower Mound, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Flower Mound can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flower Mound, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Flower Mound to other Texas cities, including Austin auto insurance rates, Arlington auto insurance rates, and El Paso auto insurance rates to see how Flower Mound, Texas auto insurance rates stack up.

Before you buy Flower Mound, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flower Mound, Texas auto insurance quotes.

Minimum Auto Insurance in Flower Mound, Texas

Flower Mound, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flower Mound, Texas.

Minimum Required Auto Insurance Coverage in Flower Mound, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Flower Mound, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flower Mound, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flower Mound, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,232 $3,169 $3,169 $8,707 $10,487 $3,976 $4,130
American Family $2,671 $2,970 $2,479 $2,838 $6,955 $9,086 $3,814 $4,338
GEICO $2,542 $2,749 $2,456 $2,795 $5,691 $5,884 $2,757 $2,747
Nationwide $2,023 $2,053 $1,792 $1,893 $5,721 $7,329 $2,376 $2,567
Progressive $2,341 $2,257 $2,073 $2,119 $9,479 $10,580 $2,797 $2,868
State Farm $2,006 $2,006 $1,795 $1,795 $4,950 $6,332 $2,191 $2,254
USAA $1,506 $1,505 $1,444 $1,420 $4,361 $4,721 $2,005 $2,128

Cheap Flower Mound, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flower Mound, Texas is a challenge. Take a look at the annual teen auto insurance rates in Flower Mound, Texas.

Annual Auto Insurance Rates for Teen Drivers in Flower Mound, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,707 $10,487
American Family $6,955 $9,086
GEICO $5,691 $5,884
Nationwide $5,721 $7,329
Progressive $9,479 $10,580
State Farm $4,950 $6,332
USAA $4,361 $4,721

Cheap Flower Mound, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Flower Mound, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flower Mound, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,479 $2,838
GEICO $2,456 $2,795
Nationwide $1,792 $1,893
Progressive $2,073 $2,119
State Farm $1,795 $1,795
USAA $1,444 $1,420

Cheap Flower Mound, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flower Mound, Texas compared to the annual auto insurance rates with a clean record in Flower Mound, Texas.

Annual Flower Mound, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,846 $6,032 $6,317 $3,846
American Family $4,001 $5,103 $4,469 $4,001
GEICO $2,927 $3,896 $3,224 $3,764
Nationwide $2,797 $2,797 $4,129 $3,155
Progressive $3,768 $4,832 $4,402 $4,255
State Farm $2,576 $2,974 $3,539 $2,576
USAA $1,771 $2,628 $3,114 $2,032

Cheap Flower Mound, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flower Mound, Texas is not easy. Compare the annual rates for DUI auto insurance in Flower Mound, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Flower Mound, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,317
American Family $4,469
GEICO $3,224
Nationwide $4,129
Progressive $4,402
State Farm $3,539
USAA $3,114

Cheap Flower Mound, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flower Mound, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flower Mound, Texas

Insurance Company Poor Fair Good
Allstate $6,351 $4,673 $4,007
American Family $6,043 $3,817 $3,321
GEICO $5,336 $3,015 $2,007
Nationwide $3,847 $3,105 $2,706
Progressive $4,875 $4,191 $3,876
State Farm $4,127 $2,571 $2,050
USAA $3,490 $2,031 $1,638

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Cheap Flower Mound, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flower Mound, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Flower Mound, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flower Mound, Texas

ZIP Code Average Annual Rates
75022 $5,449
75028 $5,274

Cheap Flower Mound, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Flower Mound, Texas auto insurance. Find the cheapest annual Flower Mound, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flower Mound, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,886 $5,135
American Family $4,394 $4,394
GEICO $3,392 $3,513
Nationwide $3,219 $3,219
Progressive $4,314 $4,314
State Farm $2,916 $2,916
USAA $2,357 $2,416

Cheap Flower Mound, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flower Mound, Texas? Check out the comparison of annual Flower Mound, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flower Mound, Texas

Insurance Company Low Medium High
Allstate $4,903 $4,970 $5,158
American Family $4,116 $4,248 $4,817
GEICO $3,277 $3,420 $3,662
Nationwide $3,465 $3,087 $3,106
Progressive $4,156 $4,300 $4,487
State Farm $2,757 $2,911 $3,081
USAA $2,303 $2,377 $2,479

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Best By Category: Cheapest Auto Insurance in Flower Mound, Texas

Compare the cheapest auto insurance companies in Flower Mound, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flower Mound, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Flower Mound, Texas Auto Insurance Companies

What auto insurance companies in Flower Mound, Texas are the cheapest? Compare the top Flower Mound, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flower Mound, Texas

Insurance Company Average Annual Rates
Allstate $5,010
American Family $4,394
GEICO $3,453
Nationwide $3,219
Progressive $4,314
State Farm $2,916
USAA $2,386

What affects auto insurance rates in Flower Mound, Texas?

There are a lot of reasons why auto insurance rates in Flower Mound, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flower Mound, Texas. Many local factors may affect your Flower Mound auto insurance rates.

Flower Mound Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Flower Mound, Texas auto theft statistics, there have been 34 auto thefts in the city.

Flower Mound Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flower Mound, Texas commute length is 28.4 minutes according to City-Data.

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Compare Flower Mound, Texas Auto Insurance Quotes

Before you buy Flower Mound, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flower Mound, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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