Best Cheap Auto Insurance in Florida Ridge, FL (2021)

The average Florida Ridge, FL auto insurance rates are $343 per month. The minimum auto insurance in Florida Ridge is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Florida Ridge, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Florida Ridge is 22.4 minutes
  • The cheapest auto insurance company in Florida Ridge is USAA
  • Average auto insurance rates in Florida Ridge, FL for senior drivers are $2,516 per year

Florida Ridge, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Florida Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Florida Ridge, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Florida Ridge to other Florida cities, including Miami auto insurance rates, Tampa auto insurance rates, and Fort Lauderdale auto insurance rates to see how Florida Ridge, Florida auto insurance rates stack up.

Before you buy Florida Ridge, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Florida Ridge, Florida auto insurance quotes.

Minimum Auto Insurance in Florida Ridge, Florida

Florida Ridge, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Florida Ridge, Florida.

Minimum Required Auto Insurance Coverage in Florida Ridge, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Florida Ridge, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Florida Ridge, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florida Ridge, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,969 $3,730 $3,416 $3,436 $13,094 $13,966 $3,881 $3,896
GEICO $2,738 $2,750 $2,564 $2,564 $4,879 $6,113 $3,014 $3,056
Liberty Mutual $3,284 $3,284 $3,013 $3,013 $6,884 $10,579 $3,284 $4,437
Nationwide $2,631 $2,601 $2,358 $2,437 $6,206 $7,634 $2,890 $3,008
Progressive $3,521 $3,306 $3,028 $3,243 $9,961 $10,873 $4,222 $4,023
State Farm $1,855 $1,855 $1,693 $1,693 $5,326 $6,778 $2,055 $2,197
USAA $1,481 $1,454 $1,389 $1,373 $5,088 $5,904 $1,840 $1,980

Cheap Florida Ridge, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Florida Ridge, Florida is a challenge. Take a look at the annual teen auto insurance rates in Florida Ridge, Florida.

Annual Auto Insurance Rates for Teen Drivers in Florida Ridge, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,094 $13,966
GEICO $4,879 $6,113
Liberty Mutual $6,884 $10,579
Nationwide $6,206 $7,634
Progressive $9,961 $10,873
State Farm $5,326 $6,778
USAA $5,088 $5,904

Cheap Florida Ridge, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Florida Ridge, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Florida Ridge, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,416 $3,436
GEICO $2,564 $2,564
Liberty Mutual $3,013 $3,013
Nationwide $2,358 $2,437
Progressive $3,028 $3,243
State Farm $1,693 $1,693
USAA $1,389 $1,373

Cheap Florida Ridge, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Florida Ridge, Florida compared to the annual auto insurance rates with a clean record in Florida Ridge, Florida.

Annual Florida Ridge, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,344 $6,403 $7,039 $5,909
GEICO $2,414 $3,082 $4,580 $3,763
Liberty Mutual $3,401 $4,420 $6,420 $4,649
Nationwide $3,190 $3,491 $4,669 $3,533
Progressive $4,173 $6,150 $5,185 $5,581
State Farm $2,684 $3,179 $2,932 $2,932
USAA $2,002 $2,476 $3,677 $2,100

Cheap Florida Ridge, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Florida Ridge, Florida is not easy. Compare the annual rates for DUI auto insurance in Florida Ridge, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Florida Ridge, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,039
GEICO $4,580
Liberty Mutual $6,420
Nationwide $4,669
Progressive $5,185
State Farm $2,932
USAA $3,677

Cheap Florida Ridge, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Florida Ridge, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Florida Ridge, Florida

Insurance Company Poor Fair Good
Allstate $8,665 $5,451 $4,404
GEICO $5,032 $3,052 $2,296
Liberty Mutual $6,070 $4,467 $3,630
Nationwide $4,647 $3,420 $3,094
Progressive $6,856 $4,884 $4,076
State Farm $3,993 $2,634 $2,168
USAA $4,148 $2,048 $1,495

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Florida Ridge, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Florida Ridge, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Florida Ridge, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Florida Ridge, Florida

ZIP Code Average Annual Rates
32962 $3,180

Cheap Florida Ridge, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Florida Ridge, Florida auto insurance. Find the cheapest annual Florida Ridge, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Florida Ridge, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,000 $6,347
GEICO $3,443 $3,477
Liberty Mutual $4,571 $4,874
Nationwide $3,721 $3,721
Progressive $5,272 $5,272
State Farm $2,834 $3,029
USAA $2,535 $2,593

Cheap Florida Ridge, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Florida Ridge, Florida? Check out the comparison of annual Florida Ridge, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florida Ridge, Florida

Insurance Company Low Medium High
Allstate $4,978 $6,445 $7,097
GEICO $2,793 $3,585 $4,001
Liberty Mutual $4,310 $4,798 $5,059
Nationwide $2,880 $3,879 $4,402
Progressive $4,307 $5,408 $6,101
State Farm $2,474 $3,003 $3,318
USAA $2,183 $2,662 $2,846

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Florida Ridge, Florida

Compare the cheapest auto insurance companies in Florida Ridge, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Florida Ridge, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Florida Ridge, Florida Auto Insurance Companies

What auto insurance companies in Florida Ridge, Florida are the cheapest? Compare the top Florida Ridge, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Florida Ridge, Florida

Insurance Company Average Annual Rates
Allstate $6,174
GEICO $3,460
Liberty Mutual $4,723
Nationwide $3,721
Progressive $5,272
State Farm $2,932
USAA $2,564

What affects auto insurance rates in Florida Ridge, Florida?

There are a lot of reasons why auto insurance rates in Florida Ridge, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Florida Ridge, Florida. Many local factors may affect your Florida Ridge auto insurance rates.

Florida Ridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Florida Ridge, Florida commute length is 22.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Florida Ridge, Florida Auto Insurance Quotes

Before you buy Florida Ridge, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Florida Ridge, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption