Best Cheap Auto Insurance in Florence, WI (2021)

The average Florence, WI auto insurance rates are $262 per month. The minimum auto insurance in Florence is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Florence, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Florence is American Family
  • The most expensive auto insurance company in Florence for teen drivers is Nationwide
  • The minimum auto insurance required in Florence, Wisconsin is 25/50/10

Florence, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Florence can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Florence, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Florence to other Wisconsin cities, including Janesville auto insurance rates, Eau Claire auto insurance rates, and Waukesha auto insurance rates to see how Florence, Wisconsin auto insurance rates stack up.

Before you buy Florence, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Florence, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Florence, Wisconsin

Florence, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Florence, Wisconsin.

Minimum Required Auto Insurance Coverage in Florence, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Florence, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Florence, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florence, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,404 $2,540 $2,212 $2,447 $7,645 $9,785 $2,454 $2,673
American Family $993 $1,042 $921 $934 $2,631 $2,916 $1,162 $1,239
Farmers $2,100 $2,102 $1,866 $1,965 $9,617 $9,968 $2,397 $2,535
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $4,260 $4,495 $3,503 $3,701 $8,447 $12,880 $5,161 $6,189
Progressive $1,834 $1,773 $1,499 $1,550 $6,518 $7,392 $2,211 $2,403
State Farm $1,449 $1,449 $1,263 $1,263 $3,781 $4,814 $1,626 $1,844
USAA $1,377 $1,374 $1,247 $1,269 $3,509 $4,070 $1,788 $1,963

Cheap Florence, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Florence, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Florence, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Florence, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,785
American Family $2,631 $2,916
Farmers $9,617 $9,968
GEICO $4,448 $4,798
Liberty Mutual $6,057 $6,797
Nationwide $8,447 $12,880
Progressive $6,518 $7,392
State Farm $3,781 $4,814
USAA $3,509 $4,070

Cheap Florence, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Florence, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Florence, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,212 $2,447
American Family $921 $934
Farmers $1,866 $1,965
GEICO $1,385 $1,583
Liberty Mutual $1,486 $1,690
Nationwide $3,503 $3,701
Progressive $1,499 $1,550
State Farm $1,263 $1,263
USAA $1,247 $1,269

Cheap Florence, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Florence, Wisconsin compared to the annual auto insurance rates with a clean record in Florence, Wisconsin.

Annual Florence, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,289 $4,515 $4,208 $4,068
American Family $1,416 $1,501 $1,501 $1,501
Farmers $3,556 $4,473 $4,221 $4,025
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $5,139 $5,945 $7,288 $5,945
Progressive $2,891 $3,468 $2,990 $3,241
State Farm $2,033 $2,339 $2,186 $2,186
USAA $1,625 $2,048 $2,771 $1,855

Cheap Florence, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Florence, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Florence, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Florence, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,208
American Family $1,501
Farmers $4,221
GEICO $2,806
Liberty Mutual $3,378
Nationwide $7,288
Progressive $2,990
State Farm $2,186
USAA $2,771

Cheap Florence, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Florence, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Florence, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,286 $3,632 $3,142
American Family $1,980 $1,306 $1,154
Farmers $4,611 $3,881 $3,713
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $6,835 $5,701 $5,701
Progressive $3,616 $3,027 $2,800
State Farm $3,261 $1,872 $1,425
USAA $3,196 $1,684 $1,344

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Cheap Florence, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Florence, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Florence, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Florence, Wisconsin

ZIP Code Average Annual Rates
54121 $3,048

Cheap Florence, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Florence, Wisconsin auto insurance. Find the cheapest annual Florence, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Florence, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,923 $4,117
American Family $1,455 $1,504
Farmers $4,069 $4,069
GEICO $2,151 $2,244
Liberty Mutual $2,994 $2,994
Nationwide $6,079 $6,079
Progressive $3,148 $3,148
State Farm $2,133 $2,238
USAA $2,048 $2,102

Cheap Florence, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Florence, Wisconsin? Check out the comparison of annual Florence, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florence, Wisconsin

Insurance Company Low Medium High
Allstate $3,858 $4,010 $4,191
American Family $1,467 $1,493 $1,479
Farmers $3,805 $4,041 $4,360
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $5,929 $6,077 $6,231
Progressive $3,014 $3,165 $3,264
State Farm $2,094 $2,190 $2,273
USAA $1,999 $2,077 $2,149

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Best By Category: Cheapest Auto Insurance in Florence, Wisconsin

Compare the cheapest auto insurance companies in Florence, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Florence, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Florence, Wisconsin Auto Insurance Companies

What auto insurance companies in Florence, Wisconsin are the cheapest? Compare the top Florence, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Florence, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,020
American Family $1,480
Farmers $4,069
GEICO $2,198
Liberty Mutual $2,994
Nationwide $6,079
Progressive $3,148
State Farm $2,186
USAA $2,075

What affects auto insurance rates in Florence, Wisconsin?

There are a lot of reasons why auto insurance rates in Florence, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Florence, Wisconsin. Many local factors may affect your Florence auto insurance rates.

Florence Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Florence, Wisconsin commute length is 10.5 minutes according to City-Data.

Florence Traffic

How does Florence, Wisconsin rank for traffic? According to Inrix Florence, Wisconsin is the 87th most congested worldwide.

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Compare Florence, Wisconsin Auto Insurance Quotes

Before you buy Florence, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Florence, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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