Best Cheap Auto Insurance in Florence, AZ (2021)

The average Florence, AZ auto insurance rates are $312 per month. The minimum auto insurance in Florence is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Florence, Arizona, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Florence, AZ for senior drivers are $2,166 per year
  • The minimum auto insurance required in Florence, Arizona is 15/30/10
  • The most expensive auto insurance company in Florence for teen drivers is Farmers

Florence, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Florence can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Florence, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Florence to other Arizona cities, including Surprise auto insurance rates, Phoenix auto insurance rates, and Mesa auto insurance rates to see how Florence, Arizona auto insurance rates stack up.

Before you buy Florence, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Florence, Arizona auto insurance quotes.

Minimum Auto Insurance in Florence, Arizona

Florence, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Florence, Arizona.

Minimum Required Auto Insurance Coverage in Florence, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Florence, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Florence, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florence, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,388 $3,388 $3,300 $3,300 $7,226 $9,313 $3,774 $4,093
American Family $2,778 $2,778 $2,549 $2,549 $7,334 $9,563 $2,778 $3,265
Farmers $2,508 $2,504 $2,227 $2,367 $10,757 $11,173 $2,838 $2,939
GEICO $1,474 $1,644 $1,248 $1,591 $4,207 $4,430 $1,345 $1,323
Nationwide $2,521 $2,570 $2,254 $2,391 $6,144 $7,882 $2,900 $3,138
Progressive $1,889 $1,661 $1,697 $1,611 $7,709 $8,622 $2,040 $2,037
State Farm $2,901 $2,901 $2,562 $2,562 $8,861 $11,145 $3,120 $3,935
Travelers $1,943 $2,043 $1,816 $1,929 $5,726 $7,243 $2,051 $2,155
USAA $1,617 $1,627 $1,504 $1,531 $5,935 $6,874 $2,129 $2,305

Cheap Florence, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Florence, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Florence, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Florence, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,226 $9,313
American Family $7,334 $9,563
Farmers $10,757 $11,173
GEICO $4,207 $4,430
Nationwide $6,144 $7,882
Progressive $7,709 $8,622
State Farm $8,861 $11,145
Travelers $5,726 $7,243
USAA $5,935 $6,874

Cheap Florence, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Florence, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Florence, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,300 $3,300
American Family $2,549 $2,549
Farmers $2,227 $2,367
GEICO $1,248 $1,591
Nationwide $2,254 $2,391
Progressive $1,697 $1,611
State Farm $2,562 $2,562
Travelers $1,816 $1,929
USAA $1,504 $1,531

Cheap Florence, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Florence, Arizona compared to the annual auto insurance rates with a clean record in Florence, Arizona.

Annual Florence, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,795 $4,788 $5,413 $4,894
American Family $2,971 $4,624 $5,748 $3,454
Farmers $3,943 $5,084 $4,959 $4,671
GEICO $1,674 $2,261 $3,023 $1,674
Nationwide $3,149 $3,314 $4,912 $3,525
Progressive $3,008 $3,956 $3,175 $3,494
State Farm $4,328 $5,169 $4,748 $4,748
Travelers $2,492 $3,239 $3,625 $3,097
USAA $2,144 $3,058 $4,037 $2,522

Cheap Florence, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Florence, Arizona is not easy. Compare the annual rates for DUI auto insurance in Florence, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Florence, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,413
American Family $5,748
Farmers $4,959
GEICO $3,023
Nationwide $4,912
Progressive $3,175
State Farm $4,748
Travelers $3,625
USAA $4,037

Cheap Florence, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Florence, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Florence, Arizona

Insurance Company Poor Fair Good
Allstate $6,021 $4,302 $3,845
American Family $5,284 $3,930 $3,384
Farmers $5,305 $4,452 $4,235
GEICO $2,962 $1,946 $1,565
Nationwide $4,494 $3,563 $3,118
Progressive $3,806 $3,319 $3,100
State Farm $8,732 $3,387 $2,126
Travelers $3,789 $3,088 $2,463
USAA $3,889 $2,696 $2,235

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Florence, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Florence, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Florence, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Florence, Arizona

ZIP Code Average Annual Rates
85132 $3,718

Cheap Florence, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Florence, Arizona auto insurance. Find the cheapest annual Florence, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Florence, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,723 $4,723
American Family $4,158 $4,240
Farmers $4,664 $4,664
GEICO $2,121 $2,195
Nationwide $3,725 $3,725
Progressive $3,408 $3,408
State Farm $4,629 $4,868
Travelers $3,113 $3,113
USAA $2,908 $2,972

Cheap Florence, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Florence, Arizona? Check out the comparison of annual Florence, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florence, Arizona

Insurance Company Low Medium High
Allstate $4,375 $4,752 $5,040
American Family $4,044 $4,334 $4,220
Farmers $4,004 $4,714 $5,274
GEICO $1,808 $2,189 $2,477
Nationwide $3,562 $3,763 $3,850
Progressive $3,019 $3,469 $3,737
State Farm $4,279 $4,834 $5,131
Travelers $2,748 $3,167 $3,425
USAA $2,742 $2,974 $3,104

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Florence, Arizona

Compare the cheapest auto insurance companies in Florence, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Florence, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Florence, Arizona Auto Insurance Companies

What auto insurance companies in Florence, Arizona are the cheapest? Compare the top Florence, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Florence, Arizona

Insurance Company Average Annual Rates
Allstate $4,723
American Family $4,199
Farmers $4,664
GEICO $2,158
Nationwide $3,725
Progressive $3,408
State Farm $4,748
Travelers $3,113
USAA $2,940

What affects auto insurance rates in Florence, Arizona?

There are a lot of reasons why auto insurance rates in Florence, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Florence, Arizona. Many local factors may affect your Florence auto insurance rates.

Florence Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Florence, Arizona auto theft statistics, there have been 6 auto thefts in the city.

Florence Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Florence, Arizona commute length is 28.0 minutes according to City-Data.

Florence Traffic

How does Florence, Arizona rank for traffic? According to Inrix Florence, Arizona is the 87th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Florence, Arizona Auto Insurance Quotes

Before you buy Florence, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Florence, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption