Best Cheap Auto Insurance in Flemingsburg, KY (2021)

The average Flemingsburg, KY auto insurance rates are $373 per month. The minimum auto insurance in Flemingsburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Flemingsburg, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Flemingsburg for teen drivers is Travelers
  • The average commute length in Flemingsburg is 20.1 minutes
  • The cheapest auto insurance company in Flemingsburg is USAA

Flemingsburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Flemingsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flemingsburg, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Flemingsburg to other Kentucky cities, including Independence auto insurance rates, Nicholasville auto insurance rates, and Owensboro auto insurance rates to see how Flemingsburg, Kentucky auto insurance rates stack up.

Before you buy Flemingsburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flemingsburg, Kentucky auto insurance quotes.

Minimum Auto Insurance in Flemingsburg, Kentucky

Flemingsburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flemingsburg, Kentucky.

Minimum Required Auto Insurance Coverage in Flemingsburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Flemingsburg, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flemingsburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flemingsburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,685 $3,638 $3,844
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,919 $3,171 $2,466 $2,763 $12,019 $13,330 $3,064 $3,212
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,031 $1,929 $1,827 $1,831 $9,997 $11,332 $2,520 $2,579
State Farm $1,824 $1,824 $1,629 $1,629 $5,368 $6,793 $2,033 $2,271
Travelers $2,476 $2,522 $2,432 $2,436 $12,003 $19,311 $2,586 $2,994
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

Cheap Flemingsburg, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flemingsburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Flemingsburg, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Flemingsburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,685
GEICO $7,170 $8,568
Liberty Mutual $12,019 $13,330
Nationwide $7,262 $9,049
Progressive $9,997 $11,332
State Farm $5,368 $6,793
Travelers $12,003 $19,311
USAA $4,862 $5,131

Cheap Flemingsburg, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Flemingsburg, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flemingsburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $3,742 $3,389
Liberty Mutual $2,466 $2,763
Nationwide $2,887 $3,016
Progressive $1,827 $1,831
State Farm $1,629 $1,629
Travelers $2,432 $2,436
USAA $1,654 $1,686

Cheap Flemingsburg, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flemingsburg, Kentucky compared to the annual auto insurance rates with a clean record in Flemingsburg, Kentucky.

Annual Flemingsburg, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,771 $6,223 $6,640 $5,382
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,478 $6,884 $5,353 $4,757
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,519 $5,214 $4,014 $4,276
State Farm $2,674 $3,169 $2,922 $2,922
Travelers $5,093 $5,241 $7,581 $5,464
USAA $2,062 $2,916 $3,479 $2,482

Cheap Flemingsburg, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flemingsburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Flemingsburg, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Flemingsburg, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,640
GEICO $7,199
Liberty Mutual $5,353
Nationwide $5,866
Progressive $4,014
State Farm $2,922
Travelers $7,581
USAA $3,479

Cheap Flemingsburg, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flemingsburg, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flemingsburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,693 $4,703 $3,709
Nationwide $5,472 $4,309 $3,742
Progressive $4,746 $4,149 $3,871
State Farm $4,217 $2,553 $1,995
Travelers $6,524 $5,516 $5,495
USAA $4,072 $2,277 $1,855

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Cheap Flemingsburg, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flemingsburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Flemingsburg, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flemingsburg, Kentucky

ZIP Code Average Annual Rates
41041 $4,026

Cheap Flemingsburg, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Flemingsburg, Kentucky auto insurance. Find the cheapest annual Flemingsburg, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flemingsburg, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,371 $4,456
Liberty Mutual $5,368 $5,368
Nationwide $4,508 $4,508
Progressive $4,256 $4,256
State Farm $2,851 $2,992
Travelers $5,845 $5,845
USAA $2,633 $2,836

Cheap Flemingsburg, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flemingsburg, Kentucky? Check out the comparison of annual Flemingsburg, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flemingsburg, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,109 $5,335 $5,660
Nationwide $4,563 $4,454 $4,506
Progressive $3,931 $4,201 $4,635
State Farm $2,748 $2,916 $3,100
Travelers $5,544 $5,869 $6,122
USAA $2,617 $2,729 $2,858

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Best By Category: Cheapest Auto Insurance in Flemingsburg, Kentucky

Compare the cheapest auto insurance companies in Flemingsburg, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flemingsburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Flemingsburg, Kentucky Auto Insurance Companies

What auto insurance companies in Flemingsburg, Kentucky are the cheapest? Compare the top Flemingsburg, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flemingsburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,413
Liberty Mutual $5,368
Nationwide $4,508
Progressive $4,256
State Farm $2,922
Travelers $5,845
USAA $2,735

What affects auto insurance rates in Flemingsburg, Kentucky?

There are a lot of reasons why auto insurance rates in Flemingsburg, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flemingsburg, Kentucky. Many local factors may affect your Flemingsburg auto insurance rates.

Flemingsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flemingsburg, Kentucky commute length is 20.1 minutes according to City-Data.

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Compare Flemingsburg, Kentucky Auto Insurance Quotes

Before you buy Flemingsburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flemingsburg, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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