Best Cheap Auto Insurance in Fleming Island, FL (2021)

The average Fleming Island, FL auto insurance rates are $350 per month. The minimum auto insurance in Fleming Island is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Fleming Island, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fleming Island is 30.0 minutes
  • The minimum auto insurance required in Fleming Island, Florida is 10/20/10
  • Average auto insurance rates in Fleming Island, FL for senior drivers are $2,524 per year

Fleming Island, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Fleming Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fleming Island, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Fleming Island to other Florida cities, including Hialeah auto insurance rates, Fort Lauderdale auto insurance rates, and Miami auto insurance rates to see how Fleming Island, Florida auto insurance rates stack up.

Before you buy Fleming Island, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fleming Island, Florida auto insurance quotes.

Minimum Auto Insurance in Fleming Island, Florida

Fleming Island, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fleming Island, Florida.

Minimum Required Auto Insurance Coverage in Fleming Island, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fleming Island, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fleming Island, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fleming Island, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,282 $4,080 $3,709 $3,761 $14,419 $15,559 $4,284 $4,343
GEICO $2,452 $2,468 $2,292 $2,292 $4,357 $5,504 $2,705 $2,763
Liberty Mutual $3,016 $3,016 $2,768 $2,768 $6,302 $9,673 $3,016 $4,065
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,682 $3,477 $3,168 $3,388 $10,559 $11,537 $4,452 $4,267
State Farm $2,014 $2,014 $1,826 $1,826 $5,936 $7,603 $2,237 $2,408
USAA $1,562 $1,537 $1,452 $1,445 $5,284 $6,165 $1,954 $2,115

Cheap Fleming Island, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fleming Island, Florida is a challenge. Take a look at the annual teen auto insurance rates in Fleming Island, Florida.

Annual Auto Insurance Rates for Teen Drivers in Fleming Island, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,419 $15,559
GEICO $4,357 $5,504
Liberty Mutual $6,302 $9,673
Nationwide $6,126 $7,559
Progressive $10,559 $11,537
State Farm $5,936 $7,603
USAA $5,284 $6,165

Cheap Fleming Island, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Fleming Island, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fleming Island, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,709 $3,761
GEICO $2,292 $2,292
Liberty Mutual $2,768 $2,768
Nationwide $2,285 $2,364
Progressive $3,168 $3,388
State Farm $1,826 $1,826
USAA $1,452 $1,445

Cheap Fleming Island, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fleming Island, Florida compared to the annual auto insurance rates with a clean record in Fleming Island, Florida.

Annual Fleming Island, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,888 $7,028 $7,783 $6,519
GEICO $2,186 $2,772 $4,088 $3,370
Liberty Mutual $3,148 $4,060 $5,841 $4,263
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,374 $6,517 $5,470 $5,904
State Farm $2,955 $3,510 $3,233 $3,233
USAA $2,112 $2,599 $3,833 $2,213

Cheap Fleming Island, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fleming Island, Florida is not easy. Compare the annual rates for DUI auto insurance in Fleming Island, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Fleming Island, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,783
GEICO $4,088
Liberty Mutual $5,841
Nationwide $4,582
Progressive $5,470
State Farm $3,233
USAA $3,833

Cheap Fleming Island, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fleming Island, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fleming Island, Florida

Insurance Company Poor Fair Good
Allstate $9,512 $6,017 $4,884
GEICO $4,488 $2,745 $2,079
Liberty Mutual $5,557 $4,095 $3,332
Nationwide $4,552 $3,350 $3,034
Progressive $7,228 $5,158 $4,312
State Farm $4,422 $2,899 $2,377
USAA $4,378 $2,137 $1,553

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Cheap Fleming Island, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fleming Island, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Fleming Island, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fleming Island, Florida

ZIP Code Average Annual Rates
32003 $3,240

Cheap Fleming Island, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Fleming Island, Florida auto insurance. Find the cheapest annual Fleming Island, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fleming Island, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,607 $7,002
GEICO $3,088 $3,120
Liberty Mutual $4,190 $4,466
Nationwide $3,646 $3,646
Progressive $5,566 $5,566
State Farm $3,123 $3,342
USAA $2,659 $2,720

Cheap Fleming Island, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fleming Island, Florida? Check out the comparison of annual Fleming Island, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fleming Island, Florida

Insurance Company Low Medium High
Allstate $5,435 $7,113 $7,865
GEICO $2,561 $3,209 $3,542
Liberty Mutual $3,950 $4,399 $4,636
Nationwide $2,897 $3,787 $4,253
Progressive $4,662 $5,697 $6,340
State Farm $2,756 $3,312 $3,631
USAA $2,344 $2,778 $2,945

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Best By Category: Cheapest Auto Insurance in Fleming Island, Florida

Compare the cheapest auto insurance companies in Fleming Island, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fleming Island, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fleming Island, Florida Auto Insurance Companies

What auto insurance companies in Fleming Island, Florida are the cheapest? Compare the top Fleming Island, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fleming Island, Florida

Insurance Company Average Annual Rates
Allstate $6,804
GEICO $3,104
Liberty Mutual $4,328
Nationwide $3,646
Progressive $5,566
State Farm $3,233
USAA $2,689

What affects auto insurance rates in Fleming Island, Florida?

There are a lot of reasons why auto insurance rates in Fleming Island, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fleming Island, Florida. Many local factors may affect your Fleming Island auto insurance rates.

Fleming Island Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fleming Island, Florida commute length is 30.0 minutes according to City-Data.

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Compare Fleming Island, Florida Auto Insurance Quotes

Before you buy Fleming Island, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fleming Island, Florida auto insurance quotes.

Free Auto Insurance Comparison

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