Best Cheap Auto Insurance in Fleming, CO (2021)

The average Fleming, CO auto insurance rates are $326 per month. The minimum auto insurance in Fleming is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Fleming, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Fleming for teen drivers is Farmers
  • The cheapest auto insurance company in Fleming is Liberty Mutual
  • The minimum auto insurance required in Fleming, Colorado is 25/50/15

Fleming, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Fleming can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fleming, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Fleming to other Colorado cities, including Westminster auto insurance rates, Colorado Springs auto insurance rates, and Fort Collins auto insurance rates to see how Fleming, Colorado auto insurance rates stack up.

Before you buy Fleming, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fleming, Colorado auto insurance quotes.

Minimum Auto Insurance in Fleming, Colorado

Fleming, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fleming, Colorado.

Minimum Required Auto Insurance Coverage in Fleming, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fleming, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fleming, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fleming, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,345 $3,327 $3,031 $3,230 $12,001 $12,164 $3,698 $3,798
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,758 $1,724 $1,500 $1,645 $4,936 $5,368 $1,770 $1,785
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,751 $2,590 $2,325 $2,339 $8,545 $9,572 $3,118 $3,050
State Farm $2,007 $2,007 $1,776 $1,776 $5,432 $6,930 $2,233 $2,635
USAA $2,380 $2,399 $2,247 $2,282 $5,738 $6,613 $3,073 $3,381

Cheap Fleming, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fleming, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Fleming, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Fleming, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $12,001 $12,164
GEICO $6,794 $7,203
Liberty Mutual $4,936 $5,368
Nationwide $6,746 $8,703
Progressive $8,545 $9,572
State Farm $5,432 $6,930
USAA $5,738 $6,613

Cheap Fleming, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Fleming, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fleming, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $3,031 $3,230
GEICO $2,315 $2,572
Liberty Mutual $1,500 $1,645
Nationwide $2,404 $2,557
Progressive $2,325 $2,339
State Farm $1,776 $1,776
USAA $2,247 $2,282

Cheap Fleming, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fleming, Colorado compared to the annual auto insurance rates with a clean record in Fleming, Colorado.

Annual Fleming, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,721 $6,029 $5,944 $5,603
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,237 $2,626 $2,733 $2,647
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,736 $5,081 $3,946 $4,382
State Farm $2,877 $3,321 $3,099 $3,099
USAA $2,584 $3,128 $5,426 $2,919

Cheap Fleming, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fleming, Colorado is not easy. Compare the annual rates for DUI auto insurance in Fleming, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Fleming, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,944
GEICO $4,295
Liberty Mutual $2,733
Nationwide $5,431
Progressive $3,946
State Farm $3,099
USAA $5,426

Cheap Fleming, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fleming, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fleming, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $6,471 $5,253 $4,998
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,662 $2,236 $1,785
Nationwide $4,899 $3,858 $3,367
Progressive $4,917 $4,154 $3,788
State Farm $4,307 $2,765 $2,227
USAA $5,230 $2,954 $2,359

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Cheap Fleming, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fleming, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Fleming, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fleming, Colorado

ZIP Code Average Annual Rates
80728 $3,612

Cheap Fleming, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Fleming, Colorado auto insurance. Find the cheapest annual Fleming, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fleming, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,574 $5,574
GEICO $3,392 $3,557
Liberty Mutual $2,561 $2,561
Nationwide $4,041 $4,041
Progressive $4,286 $4,286
State Farm $3,024 $3,175
USAA $3,413 $3,615

Cheap Fleming, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fleming, Colorado? Check out the comparison of annual Fleming, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fleming, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $5,030 $5,513 $6,180
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,414 $2,550 $2,718
Nationwide $4,103 $4,041 $3,980
Progressive $4,049 $4,295 $4,515
State Farm $2,931 $3,100 $3,267
USAA $3,378 $3,514 $3,651

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Best By Category: Cheapest Auto Insurance in Fleming, Colorado

Compare the cheapest auto insurance companies in Fleming, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fleming, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Fleming, Colorado Auto Insurance Companies

What auto insurance companies in Fleming, Colorado are the cheapest? Compare the top Fleming, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fleming, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,574
GEICO $3,475
Liberty Mutual $2,561
Nationwide $4,041
Progressive $4,286
State Farm $3,099
USAA $3,514

What affects auto insurance rates in Fleming, Colorado?

There are a lot of reasons why auto insurance rates in Fleming, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fleming, Colorado. Many local factors may affect your Fleming auto insurance rates.

Fleming Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fleming, Colorado commute length is 29.5 minutes according to City-Data.

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Compare Fleming, Colorado Auto Insurance Quotes

Before you buy Fleming, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fleming, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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