Best Cheap Auto Insurance in Flatwoods, KY (2021)

The average Flatwoods, KY auto insurance rates are $362 per month. The minimum auto insurance in Flatwoods is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Flatwoods, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Flatwoods, KY for senior drivers are $2,467 per year
  • The average commute length in Flatwoods is 20.6 minutes
  • The most expensive auto insurance company in Flatwoods for teen drivers is Allstate

Flatwoods, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Flatwoods can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flatwoods, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Flatwoods to other Kentucky cities, including Independence auto insurance rates, Covington auto insurance rates, and Richmond auto insurance rates to see how Flatwoods, Kentucky auto insurance rates stack up.

Before you buy Flatwoods, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flatwoods, Kentucky auto insurance quotes.

Minimum Auto Insurance in Flatwoods, Kentucky

Flatwoods, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flatwoods, Kentucky.

Minimum Required Auto Insurance Coverage in Flatwoods, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Flatwoods, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flatwoods, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flatwoods, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,450 $3,407 $3,130 $3,338 $13,025 $14,602 $3,799 $4,001
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $2,850 $3,091 $2,460 $2,749 $11,251 $12,411 $2,950 $3,022
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,075 $1,969 $1,873 $1,877 $10,290 $11,643 $2,571 $2,614
State Farm $1,671 $1,671 $1,496 $1,496 $4,923 $6,231 $1,862 $2,078
Travelers $1,833 $1,865 $1,796 $1,804 $8,649 $13,922 $1,912 $2,196
USAA $1,941 $1,939 $1,759 $1,782 $5,312 $5,579 $2,454 $2,683

Cheap Flatwoods, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flatwoods, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Flatwoods, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Flatwoods, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,025 $14,602
GEICO $7,451 $8,824
Liberty Mutual $11,251 $12,411
Nationwide $7,480 $9,251
Progressive $10,290 $11,643
State Farm $4,923 $6,231
Travelers $8,649 $13,922
USAA $5,312 $5,579

Cheap Flatwoods, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Flatwoods, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flatwoods, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,130 $3,338
GEICO $3,873 $3,508
Liberty Mutual $2,460 $2,749
Nationwide $3,200 $3,331
Progressive $1,873 $1,877
State Farm $1,496 $1,496
Travelers $1,796 $1,804
USAA $1,759 $1,782

Cheap Flatwoods, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flatwoods, Kentucky compared to the annual auto insurance rates with a clean record in Flatwoods, Kentucky.

Annual Flatwoods, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,039 $6,594 $7,047 $5,696
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $4,254 $6,537 $5,079 $4,522
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,608 $5,360 $4,110 $4,379
State Farm $2,451 $2,906 $2,679 $2,679
Travelers $3,715 $3,819 $5,484 $3,970
USAA $2,201 $3,119 $3,748 $2,656

Cheap Flatwoods, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flatwoods, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Flatwoods, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Flatwoods, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,047
GEICO $7,418
Liberty Mutual $5,079
Nationwide $6,176
Progressive $4,110
State Farm $2,679
Travelers $5,484
USAA $3,748

Cheap Flatwoods, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flatwoods, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flatwoods, Kentucky

Insurance Company Poor Fair Good
Allstate $8,083 $5,570 $4,630
GEICO $7,493 $3,742 $2,438
Liberty Mutual $7,283 $4,476 $3,534
Nationwide $5,864 $4,565 $3,953
Progressive $4,861 $4,256 $3,975
State Farm $3,863 $2,341 $1,832
Travelers $4,726 $4,015 $4,000
USAA $4,335 $2,453 $2,005

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Cheap Flatwoods, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flatwoods, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Flatwoods, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flatwoods, Kentucky

ZIP Code Average Annual Rates
41139 $3,853

Cheap Flatwoods, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Flatwoods, Kentucky auto insurance. Find the cheapest annual Flatwoods, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flatwoods, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,094 $6,094
GEICO $4,514 $4,601
Liberty Mutual $5,098 $5,098
Nationwide $4,794 $4,794
Progressive $4,364 $4,364
State Farm $2,613 $2,744
Travelers $4,247 $4,247
USAA $2,822 $3,040

Cheap Flatwoods, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flatwoods, Kentucky? Check out the comparison of annual Flatwoods, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flatwoods, Kentucky

Insurance Company Low Medium High
Allstate $5,593 $6,067 $6,622
GEICO $4,251 $4,551 $4,871
Liberty Mutual $4,802 $5,057 $5,434
Nationwide $4,753 $4,727 $4,902
Progressive $3,969 $4,297 $4,826
State Farm $2,511 $2,673 $2,851
Travelers $4,012 $4,267 $4,461
USAA $2,782 $2,924 $3,087

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Best By Category: Cheapest Auto Insurance in Flatwoods, Kentucky

Compare the cheapest auto insurance companies in Flatwoods, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flatwoods, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Flatwoods, Kentucky Auto Insurance Companies

What auto insurance companies in Flatwoods, Kentucky are the cheapest? Compare the top Flatwoods, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flatwoods, Kentucky

Insurance Company Average Annual Rates
Allstate $6,094
GEICO $4,557
Liberty Mutual $5,098
Nationwide $4,794
Progressive $4,364
State Farm $2,679
Travelers $4,247
USAA $2,931

What affects auto insurance rates in Flatwoods, Kentucky?

There are a lot of reasons why auto insurance rates in Flatwoods, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flatwoods, Kentucky. Many local factors may affect your Flatwoods auto insurance rates.

Flatwoods Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flatwoods, Kentucky commute length is 20.6 minutes according to City-Data.

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Compare Flatwoods, Kentucky Auto Insurance Quotes

Before you buy Flatwoods, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flatwoods, Kentucky auto insurance quotes.

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