Best Cheap Auto Insurance in Flatonia, TX (2021)

The average Flatonia, TX auto insurance rates are $319 per month. The minimum auto insurance in Flatonia is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Flatonia, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Flatonia is USAA
  • Average auto insurance rates in Flatonia, TX for senior drivers are $2,312 per year
  • The minimum auto insurance required in Flatonia, Texas is 30/60/25

Flatonia, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Flatonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flatonia, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Flatonia to other Texas cities, including El Paso auto insurance rates, Austin auto insurance rates, and Corpus Christi auto insurance rates to see how Flatonia, Texas auto insurance rates stack up.

Before you buy Flatonia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flatonia, Texas auto insurance quotes.

Minimum Auto Insurance in Flatonia, Texas

Flatonia, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flatonia, Texas.

Minimum Required Auto Insurance Coverage in Flatonia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Flatonia, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flatonia, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flatonia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,296 $3,322 $3,254 $3,254 $8,748 $10,546 $4,072 $4,236
American Family $2,628 $2,935 $2,493 $2,863 $7,224 $9,455 $3,822 $4,364
GEICO $2,421 $2,612 $2,337 $2,641 $5,271 $5,515 $2,618 $2,624
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,412 $2,303 $2,155 $2,189 $10,331 $11,562 $2,880 $2,942
State Farm $1,827 $1,827 $1,616 $1,616 $4,212 $5,339 $1,975 $2,039
USAA $1,478 $1,489 $1,408 $1,401 $4,127 $4,506 $1,970 $2,120

Cheap Flatonia, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flatonia, Texas is a challenge. Take a look at the annual teen auto insurance rates in Flatonia, Texas.

Annual Auto Insurance Rates for Teen Drivers in Flatonia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,748 $10,546
American Family $7,224 $9,455
GEICO $5,271 $5,515
Nationwide $8,062 $10,372
Progressive $10,331 $11,562
State Farm $4,212 $5,339
USAA $4,127 $4,506

Cheap Flatonia, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Flatonia, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flatonia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,254
American Family $2,493 $2,863
GEICO $2,337 $2,641
Nationwide $2,491 $2,642
Progressive $2,155 $2,189
State Farm $1,616 $1,616
USAA $1,408 $1,401

Cheap Flatonia, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flatonia, Texas compared to the annual auto insurance rates with a clean record in Flatonia, Texas.

Annual Flatonia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,942 $6,105 $6,375 $3,942
American Family $4,063 $5,210 $4,556 $4,063
GEICO $2,764 $3,650 $3,049 $3,556
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $4,006 $5,194 $4,676 $4,510
State Farm $2,289 $2,603 $3,046 $2,289
USAA $1,728 $2,542 $2,998 $1,982

Cheap Flatonia, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flatonia, Texas is not easy. Compare the annual rates for DUI auto insurance in Flatonia, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Flatonia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,375
American Family $4,556
GEICO $3,049
Nationwide $5,831
Progressive $4,676
State Farm $3,046
USAA $2,998

Cheap Flatonia, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flatonia, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flatonia, Texas

Insurance Company Poor Fair Good
Allstate $6,467 $4,743 $4,062
American Family $6,118 $3,897 $3,404
GEICO $5,023 $2,844 $1,897
Nationwide $5,445 $4,354 $3,775
Progressive $5,160 $4,476 $4,154
State Farm $3,623 $2,253 $1,794
USAA $3,403 $1,960 $1,575

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Cheap Flatonia, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flatonia, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Flatonia, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flatonia, Texas

ZIP Code Average Annual Rates
78941 $5,735

Cheap Flatonia, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Flatonia, Texas auto insurance. Find the cheapest annual Flatonia, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flatonia, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,968 $5,214
American Family $4,473 $4,473
GEICO $3,194 $3,315
Nationwide $4,525 $4,525
Progressive $4,597 $4,597
State Farm $2,557 $2,557
USAA $2,283 $2,342

Cheap Flatonia, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flatonia, Texas? Check out the comparison of annual Flatonia, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flatonia, Texas

Insurance Company Low Medium High
Allstate $4,969 $5,046 $5,258
American Family $4,176 $4,317 $4,927
GEICO $3,090 $3,213 $3,461
Nationwide $4,884 $4,329 $4,361
Progressive $4,405 $4,581 $4,804
State Farm $2,433 $2,549 $2,687
USAA $2,240 $2,304 $2,394

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Best By Category: Cheapest Auto Insurance in Flatonia, Texas

Compare the cheapest auto insurance companies in Flatonia, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flatonia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Flatonia, Texas Auto Insurance Companies

What auto insurance companies in Flatonia, Texas are the cheapest? Compare the top Flatonia, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flatonia, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $4,473
GEICO $3,255
Nationwide $4,525
Progressive $4,597
State Farm $2,557
USAA $2,313

What affects auto insurance rates in Flatonia, Texas?

There are a lot of reasons why auto insurance rates in Flatonia, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flatonia, Texas. Many local factors may affect your Flatonia auto insurance rates.

Flatonia Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Flatonia, Texas auto theft statistics, there have been 1 auto thefts in the city.

Flatonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flatonia, Texas commute length is 17.3 minutes according to City-Data.

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Compare Flatonia, Texas Auto Insurance Quotes

Before you buy Flatonia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flatonia, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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