Best Cheap Auto Insurance in Flat Lick, KY (2021)

The average Flat Lick, KY auto insurance rates are $478 per month. The minimum auto insurance in Flat Lick is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Flat Lick, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Flat Lick for teen drivers is Allstate
  • The cheapest auto insurance company in Flat Lick is USAA
  • The minimum auto insurance required in Flat Lick, Kentucky is 25/50/25

Flat Lick, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Flat Lick can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flat Lick, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Flat Lick to other Kentucky cities, including Richmond auto insurance rates, Covington auto insurance rates, and Bowling Green auto insurance rates to see how Flat Lick, Kentucky auto insurance rates stack up.

Before you buy Flat Lick, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flat Lick, Kentucky auto insurance quotes.

Minimum Auto Insurance in Flat Lick, Kentucky

Flat Lick, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flat Lick, Kentucky.

Minimum Required Auto Insurance Coverage in Flat Lick, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Flat Lick, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flat Lick, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flat Lick, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,849 $3,098 $2,452 $2,748 $10,696 $11,821 $2,960 $3,055
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,734 $2,579 $2,477 $2,482 $13,782 $15,593 $3,388 $3,411
State Farm $2,143 $2,143 $1,910 $1,910 $5,934 $7,525 $2,377 $2,627
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Cheap Flat Lick, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flat Lick, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Flat Lick, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Flat Lick, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $10,696 $11,821
Nationwide $9,302 $11,583
Progressive $13,782 $15,593
State Farm $5,934 $7,525
Travelers $15,522 $25,211
USAA $5,518 $5,784

Cheap Flat Lick, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Flat Lick, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flat Lick, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,452 $2,748
Nationwide $3,677 $3,839
Progressive $2,477 $2,482
State Farm $1,910 $1,910
Travelers $2,977 $2,976
USAA $1,822 $1,843

Cheap Flat Lick, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flat Lick, Kentucky compared to the annual auto insurance rates with a clean record in Flat Lick, Kentucky.

Annual Flat Lick, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,150 $6,347 $4,939 $4,403
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,788 $7,163 $5,456 $5,817
State Farm $3,061 $3,581 $3,321 $3,321
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,284 $3,231 $3,884 $2,751

Cheap Flat Lick, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flat Lick, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Flat Lick, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Flat Lick, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $4,939
Nationwide $7,562
Progressive $5,456
State Farm $3,321
Travelers $9,692
USAA $3,884

Cheap Flat Lick, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flat Lick, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flat Lick, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,101 $4,343 $3,436
Nationwide $7,021 $5,495 $4,763
Progressive $6,477 $5,662 $5,278
State Farm $4,762 $2,911 $2,290
Travelers $8,281 $7,017 $6,998
USAA $4,506 $2,537 $2,069

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Cheap Flat Lick, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flat Lick, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Flat Lick, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flat Lick, Kentucky

ZIP Code Average Annual Rates
40935 $5,204

Cheap Flat Lick, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Flat Lick, Kentucky auto insurance. Find the cheapest annual Flat Lick, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flat Lick, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $4,960 $4,960
Nationwide $5,760 $5,760
Progressive $5,806 $5,806
State Farm $3,240 $3,402
Travelers $7,432 $7,432
USAA $2,925 $3,150

Cheap Flat Lick, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flat Lick, Kentucky? Check out the comparison of annual Flat Lick, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flat Lick, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,676 $4,921 $5,282
Nationwide $5,806 $5,676 $5,797
Progressive $5,219 $5,683 $6,515
State Farm $3,090 $3,308 $3,565
Travelers $6,981 $7,454 $7,860
USAA $2,887 $3,029 $3,196

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Best By Category: Cheapest Auto Insurance in Flat Lick, Kentucky

Compare the cheapest auto insurance companies in Flat Lick, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flat Lick, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Flat Lick, Kentucky Auto Insurance Companies

What auto insurance companies in Flat Lick, Kentucky are the cheapest? Compare the top Flat Lick, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flat Lick, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $4,960
Nationwide $5,760
Progressive $5,806
State Farm $3,321
Travelers $7,432
USAA $3,037

What affects auto insurance rates in Flat Lick, Kentucky?

There are a lot of reasons why auto insurance rates in Flat Lick, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flat Lick, Kentucky. Many local factors may affect your Flat Lick auto insurance rates.

Flat Lick Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flat Lick, Kentucky commute length is 42.6 minutes according to City-Data.

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Compare Flat Lick, Kentucky Auto Insurance Quotes

Before you buy Flat Lick, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flat Lick, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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