Best Cheap Auto Insurance in Flanagan, IL (2021)

The average Flanagan, IL auto insurance rates are $243 per month. The minimum auto insurance in Flanagan is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Flanagan, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Flanagan for teen drivers is Farmers
  • Average auto insurance rates in Flanagan, IL for senior drivers are $1,670 per year
  • The cheapest auto insurance company in Flanagan is State Farm

Flanagan, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Flanagan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flanagan, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Flanagan to other Illinois cities, including Peoria auto insurance rates, Naperville auto insurance rates, and Rockford auto insurance rates to see how Flanagan, Illinois auto insurance rates stack up.

Before you buy Flanagan, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flanagan, Illinois auto insurance quotes.

Minimum Auto Insurance in Flanagan, Illinois

Flanagan, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flanagan, Illinois.

Minimum Required Auto Insurance Coverage in Flanagan, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Flanagan, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flanagan, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flanagan, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,907 $2,919 $3,046 $3,046 $7,645 $9,966 $3,499 $3,786
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,166 $2,164 $1,922 $2,032 $9,270 $9,657 $2,477 $2,593
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,284 $1,386 $1,070 $1,196 $4,178 $4,650 $1,341 $1,415
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,619 $1,532 $1,333 $1,393 $5,886 $6,604 $1,931 $2,097
State Farm $1,221 $1,221 $1,089 $1,089 $3,468 $4,402 $1,380 $1,583
Travelers $1,395 $1,471 $1,264 $1,346 $3,884 $4,833 $1,479 $1,557
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

Cheap Flanagan, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flanagan, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Flanagan, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Flanagan, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,966
American Family $6,253 $8,653
Farmers $9,270 $9,657
GEICO $4,847 $5,129
Liberty Mutual $4,178 $4,650
Nationwide $4,722 $6,058
Progressive $5,886 $6,604
State Farm $3,468 $4,402
Travelers $3,884 $4,833
USAA $5,146 $5,708

Cheap Flanagan, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Flanagan, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flanagan, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,046 $3,046
American Family $2,021 $2,021
Farmers $1,922 $2,032
GEICO $1,521 $1,797
Liberty Mutual $1,070 $1,196
Nationwide $1,536 $1,628
Progressive $1,333 $1,393
State Farm $1,089 $1,089
Travelers $1,264 $1,346
USAA $1,528 $1,521

Cheap Flanagan, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flanagan, Illinois compared to the annual auto insurance rates with a clean record in Flanagan, Illinois.

Annual Flanagan, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,259 $5,597 $5,236 $4,315
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,405 $4,391 $4,282 $4,061
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,724 $2,437 $2,145 $1,954
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,311 $3,419 $2,555 $2,913
State Farm $1,768 $2,096 $1,932 $1,932
Travelers $1,721 $2,243 $2,497 $2,153
USAA $1,955 $2,785 $3,820 $2,352

Cheap Flanagan, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flanagan, Illinois is not easy. Compare the annual rates for DUI auto insurance in Flanagan, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Flanagan, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,236
American Family $4,923
Farmers $4,282
GEICO $3,482
Liberty Mutual $2,145
Nationwide $3,308
Progressive $2,555
State Farm $1,932
Travelers $2,497
USAA $3,820

Cheap Flanagan, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flanagan, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flanagan, Illinois

Insurance Company Poor Fair Good
Allstate $5,850 $4,244 $3,711
American Family $4,719 $3,215 $2,720
Farmers $4,587 $3,853 $3,665
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,917 $1,823 $1,455
Nationwide $3,222 $2,602 $2,278
Progressive $3,191 $2,707 $2,501
State Farm $2,808 $1,682 $1,305
Travelers $2,634 $2,108 $1,719
USAA $3,649 $2,490 $2,046

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Cheap Flanagan, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flanagan, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Flanagan, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flanagan, Illinois

ZIP Code Average Annual Rates
61740 $2,859

Cheap Flanagan, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Flanagan, Illinois auto insurance. Find the cheapest annual Flanagan, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flanagan, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,602 $4,602
American Family $3,506 $3,597
Farmers $4,035 $4,035
GEICO $2,519 $2,617
Liberty Mutual $2,065 $2,065
Nationwide $2,701 $2,701
Progressive $2,799 $2,799
State Farm $1,883 $1,981
Travelers $2,070 $2,237
USAA $2,651 $2,805

Cheap Flanagan, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flanagan, Illinois? Check out the comparison of annual Flanagan, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flanagan, Illinois

Insurance Company Low Medium High
Allstate $4,478 $4,598 $4,729
American Family $3,427 $3,681 $3,545
Farmers $3,844 $3,943 $4,318
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,944 $2,060 $2,191
Nationwide $2,706 $2,719 $2,678
Progressive $2,586 $2,792 $3,020
State Farm $1,830 $1,935 $2,030
Travelers $2,028 $2,151 $2,281
USAA $2,560 $2,725 $2,900

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Best By Category: Cheapest Auto Insurance in Flanagan, Illinois

Compare the cheapest auto insurance companies in Flanagan, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flanagan, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Flanagan, Illinois Auto Insurance Companies

What auto insurance companies in Flanagan, Illinois are the cheapest? Compare the top Flanagan, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flanagan, Illinois

Insurance Company Average Annual Rates
Allstate $4,602
American Family $3,551
Farmers $4,035
GEICO $2,568
Liberty Mutual $2,065
Nationwide $2,701
Progressive $2,799
State Farm $1,932
Travelers $2,153
USAA $2,728

What affects auto insurance rates in Flanagan, Illinois?

There are a lot of reasons why auto insurance rates in Flanagan, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flanagan, Illinois. Many local factors may affect your Flanagan auto insurance rates.

Flanagan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flanagan, Illinois commute length is 23.0 minutes according to City-Data.

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Compare Flanagan, Illinois Auto Insurance Quotes

Before you buy Flanagan, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flanagan, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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