Best Cheap Auto Insurance in Flagler, CO (2021)

The average Flagler, CO auto insurance rates are $332 per month. The minimum auto insurance in Flagler is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Flagler, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Flagler is Liberty Mutual
  • The most expensive auto insurance company in Flagler for teen drivers is Farmers
  • Average auto insurance rates in Flagler, CO for senior drivers are $2,382 per year

Flagler, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Flagler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Flagler, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Flagler to other Colorado cities, including Centennial auto insurance rates, Denver auto insurance rates, and Arvada auto insurance rates to see how Flagler, Colorado auto insurance rates stack up.

Before you buy Flagler, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Flagler, Colorado auto insurance quotes.

Minimum Auto Insurance in Flagler, Colorado

Flagler, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Flagler, Colorado.

Minimum Required Auto Insurance Coverage in Flagler, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Flagler, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Flagler, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Flagler, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,211 $3,179 $2,922 $3,161 $11,669 $11,655 $3,491 $3,500
GEICO $2,361 $2,552 $2,421 $2,697 $7,173 $7,626 $2,174 $2,242
Liberty Mutual $1,704 $1,641 $1,454 $1,598 $4,971 $5,413 $1,716 $1,727
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $3,146 $2,959 $2,653 $2,669 $9,830 $11,018 $3,569 $3,489
State Farm $2,105 $2,105 $1,851 $1,851 $5,531 $7,092 $2,337 $2,745
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Flagler, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Flagler, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Flagler, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Flagler, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,559 $7,395
Farmers $11,669 $11,655
GEICO $7,173 $7,626
Liberty Mutual $4,971 $5,413
Nationwide $6,746 $8,703
Progressive $9,830 $11,018
State Farm $5,531 $7,092
USAA $5,826 $6,723

Cheap Flagler, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Flagler, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Flagler, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,070 $2,070
Farmers $2,922 $3,161
GEICO $2,421 $2,697
Liberty Mutual $1,454 $1,598
Nationwide $2,404 $2,557
Progressive $2,653 $2,669
State Farm $1,851 $1,851
USAA $2,298 $2,340

Cheap Flagler, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Flagler, Colorado compared to the annual auto insurance rates with a clean record in Flagler, Colorado.

Annual Flagler, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,527 $5,806 $5,726 $5,335
GEICO $2,611 $4,012 $4,547 $3,451
Liberty Mutual $2,214 $2,594 $2,691 $2,613
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $4,278 $5,841 $4,521 $5,027
State Farm $2,986 $3,419 $3,202 $3,202
USAA $2,644 $3,195 $5,527 $2,989

Cheap Flagler, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Flagler, Colorado is not easy. Compare the annual rates for DUI auto insurance in Flagler, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Flagler, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,589
Farmers $5,726
GEICO $4,547
Liberty Mutual $2,691
Nationwide $5,431
Progressive $4,521
State Farm $3,202
USAA $5,527

Cheap Flagler, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Flagler, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Flagler, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,381 $3,091 $2,589
Farmers $6,242 $5,027 $4,777
GEICO $4,401 $3,656 $2,910
Liberty Mutual $3,610 $2,211 $1,763
Nationwide $4,899 $3,858 $3,367
Progressive $5,645 $4,764 $4,341
State Farm $4,451 $2,856 $2,300
USAA $5,346 $3,014 $2,405

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Cheap Flagler, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Flagler, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Flagler, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Flagler, Colorado

ZIP Code Average Annual Rates
80815 $3,677

Cheap Flagler, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Flagler, Colorado auto insurance. Find the cheapest annual Flagler, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Flagler, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,283 $3,424
Farmers $5,349 $5,349
GEICO $3,570 $3,741
Liberty Mutual $2,528 $2,528
Nationwide $4,041 $4,041
Progressive $4,917 $4,917
State Farm $3,124 $3,280
USAA $3,485 $3,692

Cheap Flagler, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Flagler, Colorado? Check out the comparison of annual Flagler, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Flagler, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,205 $3,423 $3,432
Farmers $4,670 $5,272 $6,104
GEICO $3,360 $3,598 $4,008
Liberty Mutual $2,372 $2,517 $2,696
Nationwide $4,103 $4,041 $3,980
Progressive $4,634 $4,927 $5,189
State Farm $3,037 $3,202 $3,368
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Flagler, Colorado

Compare the cheapest auto insurance companies in Flagler, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Flagler, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Flagler, Colorado Auto Insurance Companies

What auto insurance companies in Flagler, Colorado are the cheapest? Compare the top Flagler, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Flagler, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,353
Farmers $5,349
GEICO $3,656
Liberty Mutual $2,528
Nationwide $4,041
Progressive $4,917
State Farm $3,202
USAA $3,589

What affects auto insurance rates in Flagler, Colorado?

There are a lot of reasons why auto insurance rates in Flagler, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Flagler, Colorado. Many local factors may affect your Flagler auto insurance rates.

Flagler Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Flagler, Colorado commute length is 14.2 minutes according to City-Data.

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Compare Flagler, Colorado Auto Insurance Quotes

Before you buy Flagler, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Flagler, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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