Best Cheap Auto Insurance in Five Points, AL (2021)

The average Five Points, AL auto insurance rates are $304 per month. The minimum auto insurance in Five Points is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Five Points, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Five Points, Alabama is 25/50/25
  • The most expensive auto insurance company in Five Points for teen drivers is Liberty Mutual
  • Average auto insurance rates in Five Points, AL for senior drivers are $1,946 per year

Five Points, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Five Points can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Five Points, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Five Points to other Alabama cities, including Tuscaloosa auto insurance rates, Decatur auto insurance rates, and Madison auto insurance rates to see how Five Points, Alabama auto insurance rates stack up.

Before you buy Five Points, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Five Points, Alabama auto insurance quotes.

Minimum Auto Insurance in Five Points, Alabama

Five Points, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Five Points, Alabama.

Minimum Required Auto Insurance Coverage in Five Points, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Five Points, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Five Points, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Five Points, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,096 $3,347 $2,538 $2,841 $11,120 $12,371 $3,304 $3,525
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,161 $2,039 $1,774 $1,879 $8,745 $9,783 $2,545 $2,728
State Farm $2,900 $2,900 $2,602 $2,602 $8,467 $10,639 $3,270 $3,754
Travelers $1,591 $1,618 $1,481 $1,479 $8,327 $13,064 $1,508 $1,753
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

Cheap Five Points, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Five Points, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Five Points, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Five Points, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,120 $12,371
Nationwide $4,446 $5,755
Progressive $8,745 $9,783
State Farm $8,467 $10,639
Travelers $8,327 $13,064
USAA $4,109 $4,556

Cheap Five Points, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Five Points, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Five Points, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,538 $2,841
Nationwide $1,564 $1,624
Progressive $1,774 $1,879
State Farm $2,602 $2,602
Travelers $1,481 $1,479
USAA $1,285 $1,259

Cheap Five Points, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Five Points, Alabama compared to the annual auto insurance rates with a clean record in Five Points, Alabama.

Annual Five Points, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,134 $5,745 $5,629 $5,563
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,583 $4,485 $3,828 $3,930
State Farm $4,211 $5,168 $4,594 $4,594
Travelers $3,210 $3,371 $4,915 $3,915
USAA $1,702 $2,137 $3,177 $1,842

Cheap Five Points, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Five Points, Alabama is not easy. Compare the annual rates for DUI auto insurance in Five Points, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Five Points, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,595
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,629
Nationwide $3,331
Progressive $3,828
State Farm $4,594
Travelers $4,915
USAA $3,177

Cheap Five Points, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Five Points, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Five Points, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,549 $4,623 $3,632
Nationwide $3,155 $2,458 $2,223
Progressive $4,477 $3,825 $3,568
State Farm $7,530 $3,809 $2,587
Travelers $4,206 $3,642 $3,710
USAA $2,977 $1,937 $1,729

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Cheap Five Points, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Five Points, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Five Points, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Five Points, Alabama

ZIP Code Average Annual Rates
36855 $3,741

Cheap Five Points, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Five Points, Alabama auto insurance. Find the cheapest annual Five Points, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Five Points, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,040 $3,040
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,268 $5,268
Nationwide $2,612 $2,612
Progressive $3,957 $3,957
State Farm $4,530 $4,754
Travelers $3,853 $3,853
USAA $2,113 $2,316

Cheap Five Points, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Five Points, Alabama? Check out the comparison of annual Five Points, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Five Points, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,032 $5,243 $5,528
Nationwide $2,607 $2,586 $2,642
Progressive $3,607 $3,940 $4,323
State Farm $4,405 $4,636 $4,884
Travelers $3,680 $3,930 $3,948
USAA $2,136 $2,203 $2,304

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Best By Category: Cheapest Auto Insurance in Five Points, Alabama

Compare the cheapest auto insurance companies in Five Points, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Five Points, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Five Points, Alabama Auto Insurance Companies

What auto insurance companies in Five Points, Alabama are the cheapest? Compare the top Five Points, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Five Points, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,268
Nationwide $2,612
Progressive $3,957
State Farm $4,642
Travelers $3,853
USAA $2,214

What affects auto insurance rates in Five Points, Alabama?

There are a lot of reasons why auto insurance rates in Five Points, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Five Points, Alabama. Many local factors may affect your Five Points auto insurance rates.

Five Points Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Five Points, Alabama commute length is 23.6 minutes according to City-Data.

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Compare Five Points, Alabama Auto Insurance Quotes

Before you buy Five Points, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Five Points, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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