Best Cheap Auto Insurance in Fitzgerald, GA (2021)

The average Fitzgerald, GA auto insurance rates are $350 per month. The minimum auto insurance in Fitzgerald is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Fitzgerald, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fitzgerald, GA for senior drivers are $2,331 per year
  • The minimum auto insurance required in Fitzgerald, Georgia is 25/50/25
  • The cheapest auto insurance company in Fitzgerald is GEICO

Fitzgerald, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Fitzgerald can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fitzgerald, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Fitzgerald to other Georgia cities, including Savannah auto insurance rates, Columbus auto insurance rates, and Alpharetta auto insurance rates to see how Fitzgerald, Georgia auto insurance rates stack up.

Before you buy Fitzgerald, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fitzgerald, Georgia auto insurance quotes.

Minimum Auto Insurance in Fitzgerald, Georgia

Fitzgerald, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fitzgerald, Georgia.

Minimum Required Auto Insurance Coverage in Fitzgerald, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fitzgerald, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fitzgerald, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fitzgerald, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,582 $1,558 $1,529 $1,529 $4,632 $5,542 $2,019 $2,249
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $2,942 $3,046 $2,893 $3,186 $8,811 $11,365 $3,554 $3,859
Progressive $2,202 $2,049 $1,886 $1,973 $6,685 $7,420 $2,559 $2,700
State Farm $1,778 $1,778 $1,598 $1,598 $4,727 $6,204 $1,950 $2,107
USAA $1,741 $1,741 $1,596 $1,614 $6,122 $7,286 $2,171 $2,409

Cheap Fitzgerald, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fitzgerald, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Fitzgerald, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Fitzgerald, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,632 $5,542
Liberty Mutual $20,620 $23,033
Nationwide $8,811 $11,365
Progressive $6,685 $7,420
State Farm $4,727 $6,204
USAA $6,122 $7,286

Cheap Fitzgerald, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Fitzgerald, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fitzgerald, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,529 $1,529
Liberty Mutual $4,088 $4,641
Nationwide $2,893 $3,186
Progressive $1,886 $1,973
State Farm $1,598 $1,598
USAA $1,596 $1,614

Cheap Fitzgerald, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fitzgerald, Georgia compared to the annual auto insurance rates with a clean record in Fitzgerald, Georgia.

Annual Fitzgerald, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,733 $2,177 $4,467 $1,943
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $3,825 $4,481 $6,892 $4,630
Progressive $2,718 $4,701 $3,158 $3,160
State Farm $2,477 $2,958 $2,718 $2,718
USAA $2,362 $2,976 $4,373 $2,629

Cheap Fitzgerald, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fitzgerald, Georgia is not easy. Compare the annual rates for DUI auto insurance in Fitzgerald, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Fitzgerald, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,467
Liberty Mutual $10,982
Nationwide $6,892
Progressive $3,158
State Farm $2,718
USAA $4,373

Cheap Fitzgerald, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fitzgerald, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fitzgerald, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,245 $2,281 $2,215
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $5,887 $4,780 $4,204
Progressive $3,896 $3,333 $3,074
State Farm $3,847 $2,401 $1,905
USAA $4,035 $2,820 $2,401

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Cheap Fitzgerald, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fitzgerald, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Fitzgerald, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fitzgerald, Georgia

ZIP Code Average Annual Rates
31750 $4,035

Cheap Fitzgerald, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Fitzgerald, Georgia auto insurance. Find the cheapest annual Fitzgerald, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fitzgerald, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,535 $2,625
Liberty Mutual $9,217 $9,217
Nationwide $4,957 $4,957
Progressive $3,434 $3,434
State Farm $2,718 $2,718
USAA $2,945 $3,226

Cheap Fitzgerald, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fitzgerald, Georgia? Check out the comparison of annual Fitzgerald, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fitzgerald, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,403 $2,592 $2,745
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $4,784 $5,042 $5,045
Progressive $3,191 $3,388 $3,724
State Farm $2,540 $2,718 $2,894
USAA $2,954 $3,070 $3,231

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Best By Category: Cheapest Auto Insurance in Fitzgerald, Georgia

Compare the cheapest auto insurance companies in Fitzgerald, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fitzgerald, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Fitzgerald, Georgia Auto Insurance Companies

What auto insurance companies in Fitzgerald, Georgia are the cheapest? Compare the top Fitzgerald, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fitzgerald, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,580
Liberty Mutual $9,217
Nationwide $4,957
Progressive $3,434
State Farm $2,718
USAA $3,085

What affects auto insurance rates in Fitzgerald, Georgia?

There are a lot of reasons why auto insurance rates in Fitzgerald, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fitzgerald, Georgia. Many local factors may affect your Fitzgerald auto insurance rates.

Fitzgerald Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fitzgerald, Georgia commute length is 14.9 minutes according to City-Data.

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Compare Fitzgerald, Georgia Auto Insurance Quotes

Before you buy Fitzgerald, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fitzgerald, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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