Best Cheap Auto Insurance in Fitchburg, WI (2021)

The average Fitchburg, WI auto insurance rates are $232 per month. The minimum auto insurance in Fitchburg is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Fitchburg, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Fitchburg, WI for senior drivers are $1,502 per year
  • The minimum auto insurance required in Fitchburg, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Fitchburg for teen drivers is Farmers

Fitchburg, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Fitchburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fitchburg, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Fitchburg to other Wisconsin cities, including Green Bay auto insurance rates, Appleton auto insurance rates, and Milwaukee auto insurance rates to see how Fitchburg, Wisconsin auto insurance rates stack up.

Before you buy Fitchburg, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fitchburg, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Fitchburg, Wisconsin

Fitchburg, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fitchburg, Wisconsin.

Minimum Required Auto Insurance Coverage in Fitchburg, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fitchburg, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fitchburg, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fitchburg, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,194 $2,306 $2,035 $2,244 $7,355 $9,412 $2,216 $2,404
American Family $902 $938 $871 $871 $2,946 $3,229 $1,081 $1,149
Farmers $1,873 $1,870 $1,653 $1,760 $9,313 $9,656 $2,129 $2,215
GEICO $1,062 $1,185 $1,125 $1,310 $3,701 $3,992 $981 $1,000
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $2,984 $3,122 $2,495 $2,617 $6,426 $9,928 $3,653 $4,262
Progressive $1,633 $1,535 $1,343 $1,406 $6,637 $7,457 $1,963 $2,139
State Farm $1,291 $1,291 $1,170 $1,170 $4,020 $5,039 $1,463 $1,692
USAA $1,262 $1,253 $1,153 $1,162 $3,307 $3,813 $1,628 $1,775

Cheap Fitchburg, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fitchburg, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Fitchburg, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Fitchburg, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,355 $9,412
American Family $2,946 $3,229
Farmers $9,313 $9,656
GEICO $3,701 $3,992
Liberty Mutual $5,632 $6,300
Nationwide $6,426 $9,928
Progressive $6,637 $7,457
State Farm $4,020 $5,039
USAA $3,307 $3,813

Cheap Fitchburg, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Fitchburg, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fitchburg, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,035 $2,244
American Family $871 $871
Farmers $1,653 $1,760
GEICO $1,125 $1,310
Liberty Mutual $1,243 $1,404
Nationwide $2,495 $2,617
Progressive $1,343 $1,406
State Farm $1,170 $1,170
USAA $1,153 $1,162

Cheap Fitchburg, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fitchburg, Wisconsin compared to the annual auto insurance rates with a clean record in Fitchburg, Wisconsin.

Annual Fitchburg, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,063 $4,228 $3,965 $3,826
American Family $1,434 $1,520 $1,520 $1,520
Farmers $3,312 $4,202 $3,976 $3,744
GEICO $1,222 $2,017 $2,370 $1,569
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $3,751 $4,338 $5,316 $4,338
Progressive $2,752 $3,363 $2,863 $3,078
State Farm $1,948 $2,336 $2,142 $2,142
USAA $1,500 $1,898 $2,564 $1,714

Cheap Fitchburg, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fitchburg, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Fitchburg, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Fitchburg, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,965
American Family $1,520
Farmers $3,976
GEICO $2,370
Liberty Mutual $2,986
Nationwide $5,316
Progressive $2,863
State Farm $2,142
USAA $2,564

Cheap Fitchburg, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fitchburg, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fitchburg, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,942 $3,407 $2,962
American Family $2,005 $1,322 $1,168
Farmers $4,289 $3,649 $3,487
GEICO $2,350 $1,680 $1,352
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $4,987 $4,161 $4,161
Progressive $3,399 $2,918 $2,725
State Farm $3,195 $1,834 $1,396
USAA $2,942 $1,564 $1,252

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Cheap Fitchburg, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fitchburg, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Fitchburg, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fitchburg, Wisconsin

ZIP Code Average Annual Rates
53575 $2,720

Cheap Fitchburg, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Fitchburg, Wisconsin auto insurance. Find the cheapest annual Fitchburg, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fitchburg, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,680 $3,861
American Family $1,473 $1,524
Farmers $3,808 $3,808
GEICO $1,764 $1,825
Liberty Mutual $2,650 $2,650
Nationwide $4,436 $4,436
Progressive $3,014 $3,014
State Farm $2,089 $2,195
USAA $1,894 $1,944

Cheap Fitchburg, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fitchburg, Wisconsin? Check out the comparison of annual Fitchburg, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fitchburg, Wisconsin

Insurance Company Low Medium High
Allstate $3,619 $3,762 $3,930
American Family $1,475 $1,514 $1,506
Farmers $3,471 $3,777 $4,177
GEICO $1,671 $1,799 $1,913
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $4,283 $4,437 $4,588
Progressive $2,818 $3,045 $3,180
State Farm $2,006 $2,150 $2,269
USAA $1,845 $1,921 $1,991

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Best By Category: Cheapest Auto Insurance in Fitchburg, Wisconsin

Compare the cheapest auto insurance companies in Fitchburg, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fitchburg, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Fitchburg, Wisconsin Auto Insurance Companies

What auto insurance companies in Fitchburg, Wisconsin are the cheapest? Compare the top Fitchburg, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fitchburg, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,770
American Family $1,498
Farmers $3,808
GEICO $1,794
Liberty Mutual $2,650
Nationwide $4,436
Progressive $3,014
State Farm $2,142
USAA $1,919

What affects auto insurance rates in Fitchburg, Wisconsin?

There are a lot of reasons why auto insurance rates in Fitchburg, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fitchburg, Wisconsin. Many local factors may affect your Fitchburg auto insurance rates.

Fitchburg Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fitchburg, Wisconsin auto theft statistics, there have been 54 auto thefts in the city.

Fitchburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fitchburg, Wisconsin commute length is 21.7 minutes according to City-Data.

Fitchburg Traffic

How does Fitchburg, Wisconsin rank for traffic? According to Inrix Fitchburg, Wisconsin is the 945th most congested worldwide.

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Compare Fitchburg, Wisconsin Auto Insurance Quotes

Before you buy Fitchburg, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fitchburg, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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