Best Cheap Auto Insurance in Fishers, IN (2021)

The average Fishers, IN auto insurance rates are $264 per month. The minimum auto insurance in Fishers is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Fishers, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Fishers for teen drivers is Progressive
  • The average commute length in Fishers is 26.7 minutes
  • Average auto insurance rates in Fishers, IN for senior drivers are $1,635 per year

Fishers, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Fishers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fishers, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Fishers to other Indiana cities, including Indianapolis auto insurance rates, Fishers auto insurance rates, and Evansville auto insurance rates to see how Fishers, Indiana auto insurance rates stack up.

Before you buy Fishers, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fishers, Indiana auto insurance quotes.

Minimum Auto Insurance in Fishers, Indiana

Fishers, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fishers, Indiana.

Minimum Required Auto Insurance Coverage in Fishers, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fishers, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fishers, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fishers, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,282 $2,330 $2,016 $2,206 $7,174 $9,080 $2,292 $2,490
American Family $2,221 $2,221 $2,005 $2,005 $6,296 $9,057 $2,221 $2,713
Farmers $1,510 $1,492 $1,287 $1,449 $8,260 $8,837 $2,006 $2,165
GEICO $1,511 $1,506 $1,424 $1,480 $4,518 $4,188 $1,736 $1,520
Liberty Mutual $3,239 $3,239 $2,984 $2,984 $6,995 $10,521 $3,239 $4,411
Nationwide $1,712 $1,746 $1,504 $1,600 $5,093 $6,585 $2,020 $2,203
Progressive $1,700 $1,599 $1,546 $1,556 $10,197 $11,423 $2,129 $2,157
State Farm $1,388 $1,388 $1,250 $1,250 $4,385 $5,602 $1,544 $1,718
Travelers $1,153 $1,172 $1,087 $1,085 $7,263 $11,474 $1,224 $1,404
USAA $1,056 $1,036 $989 $989 $3,019 $3,356 $1,424 $1,513

Cheap Fishers, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fishers, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Fishers, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Fishers, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,174 $9,080
American Family $6,296 $9,057
Farmers $8,260 $8,837
GEICO $4,518 $4,188
Liberty Mutual $6,995 $10,521
Nationwide $5,093 $6,585
Progressive $10,197 $11,423
State Farm $4,385 $5,602
Travelers $7,263 $11,474
USAA $3,019 $3,356

Cheap Fishers, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Fishers, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fishers, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,016 $2,206
American Family $2,005 $2,005
Farmers $1,287 $1,449
GEICO $1,424 $1,480
Liberty Mutual $2,984 $2,984
Nationwide $1,504 $1,600
Progressive $1,546 $1,556
State Farm $1,250 $1,250
Travelers $1,087 $1,085
USAA $989 $989

Cheap Fishers, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fishers, Indiana compared to the annual auto insurance rates with a clean record in Fishers, Indiana.

Annual Fishers, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,974 $4,383 $4,039 $3,539
American Family $2,475 $3,947 $4,998 $2,950
Farmers $3,017 $3,526 $3,629 $3,330
GEICO $1,454 $2,313 $3,161 $2,013
Liberty Mutual $3,607 $4,298 $6,905 $3,997
Nationwide $2,419 $3,109 $2,983 $2,720
Progressive $3,020 $5,334 $3,604 $4,196
State Farm $2,258 $2,489 $2,258 $2,258
Travelers $2,748 $3,394 $3,843 $2,946
USAA $1,258 $1,800 $2,069 $1,563

Cheap Fishers, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fishers, Indiana is not easy. Compare the annual rates for DUI auto insurance in Fishers, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Fishers, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,039
American Family $4,998
Farmers $3,629
GEICO $3,161
Liberty Mutual $6,905
Nationwide $2,983
Progressive $3,604
State Farm $2,258
Travelers $3,843
USAA $2,069

Cheap Fishers, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fishers, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fishers, Indiana

Insurance Company Poor Fair Good
Allstate $4,614 $3,450 $3,138
American Family $4,926 $3,186 $2,665
Farmers $3,930 $3,216 $2,981
GEICO $2,689 $2,235 $1,782
Liberty Mutual $6,259 $4,076 $3,770
Nationwide $3,198 $2,698 $2,527
Progressive $4,438 $3,948 $3,729
State Farm $3,374 $2,013 $1,560
Travelers $3,596 $3,052 $3,050
USAA $2,248 $1,491 $1,279

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Cheap Fishers, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fishers, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Fishers, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fishers, Indiana

ZIP Code Average Annual Rates
46037 $3,061
46038 $3,014
46055 $3,248

Cheap Fishers, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Fishers, Indiana auto insurance. Find the cheapest annual Fishers, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fishers, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,734 $3,734
American Family $3,549 $3,636
Farmers $3,376 $3,376
GEICO $2,199 $2,272
Liberty Mutual $4,579 $4,824
Nationwide $2,808 $2,808
Progressive $4,038 $4,038
State Farm $2,250 $2,381
Travelers $3,233 $3,233
USAA $1,651 $1,695

Cheap Fishers, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fishers, Indiana? Check out the comparison of annual Fishers, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fishers, Indiana

Insurance Company Low Medium High
Allstate $3,543 $3,718 $3,940
American Family $3,541 $3,711 $3,526
Farmers $3,265 $3,371 $3,491
GEICO $2,101 $2,229 $2,376
Liberty Mutual $4,517 $4,687 $4,900
Nationwide $2,843 $2,787 $2,794
Progressive $3,808 $3,974 $4,333
State Farm $2,194 $2,315 $2,438
Travelers $3,170 $3,262 $3,266
USAA $1,611 $1,669 $1,738

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Best By Category: Cheapest Auto Insurance in Fishers, Indiana

Compare the cheapest auto insurance companies in Fishers, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fishers, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fishers, Indiana Auto Insurance Companies

What auto insurance companies in Fishers, Indiana are the cheapest? Compare the top Fishers, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fishers, Indiana

Insurance Company Average Annual Rates
Allstate $3,734
American Family $3,592
Farmers $3,376
GEICO $2,235
Liberty Mutual $4,702
Nationwide $2,808
Progressive $4,038
State Farm $2,316
Travelers $3,233
USAA $1,673

What affects auto insurance rates in Fishers, Indiana?

There are a lot of reasons why auto insurance rates in Fishers, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fishers, Indiana. Many local factors may affect your Fishers auto insurance rates.

Fishers Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fishers, Indiana auto theft statistics, there have been 68 auto thefts in the city.

Fishers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fishers, Indiana commute length is 26.7 minutes according to City-Data.

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Compare Fishers, Indiana Auto Insurance Quotes

Before you buy Fishers, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fishers, Indiana auto insurance quotes.

Free Auto Insurance Comparison

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