Best Cheap Auto Insurance in Filer City, MI (2021)

The average Filer City, MI auto insurance rates are $887 per month. The minimum auto insurance in Filer City is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Filer City, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Filer City, Michigan is 20/40/10
  • Average auto insurance rates in Filer City, MI for senior drivers are $7,083 per year
  • The cheapest auto insurance company in Filer City is USAA

Filer City, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Filer City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Filer City, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Filer City to other Michigan cities, including Warren auto insurance rates, Livonia auto insurance rates, and Grand Rapids auto insurance rates to see how Filer City, Michigan auto insurance rates stack up.

Before you buy Filer City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Filer City, Michigan auto insurance quotes.

Minimum Auto Insurance in Filer City, Michigan

Filer City, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Filer City, Michigan.

Minimum Required Auto Insurance Coverage in Filer City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Filer City, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Filer City, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Filer City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,170 $18,170 $17,000 $17,000 $42,994 $42,994 $19,100 $19,100
Farmers $4,021 $4,021 $3,750 $3,750 $8,867 $8,867 $4,510 $4,510
GEICO $9,615 $9,615 $9,664 $9,664 $26,764 $26,764 $9,205 $9,205
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,649 $4,649 $4,126 $4,126 $12,340 $12,340 $5,101 $5,101
Progressive $3,530 $3,279 $3,104 $3,484 $12,846 $13,658 $4,125 $3,803
State Farm $6,757 $6,757 $6,240 $6,240 $23,371 $23,371 $7,926 $7,926
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,618 $2,480 $2,461 $2,324 $6,374 $6,055 $3,189 $3,060

Cheap Filer City, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Filer City, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Filer City, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Filer City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,994 $42,994
Farmers $8,867 $8,867
GEICO $26,764 $26,764
Liberty Mutual $30,474 $30,474
Nationwide $12,340 $12,340
Progressive $12,846 $13,658
State Farm $23,371 $23,371
Travelers $16,137 $16,137
USAA $6,374 $6,055

Cheap Filer City, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Filer City, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Filer City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,000 $17,000
Farmers $3,750 $3,750
GEICO $9,664 $9,664
Liberty Mutual $12,695 $12,695
Nationwide $4,126 $4,126
Progressive $3,104 $3,484
State Farm $6,240 $6,240
Travelers $4,589 $4,589
USAA $2,461 $2,324

Cheap Filer City, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Filer City, Michigan compared to the annual auto insurance rates with a clean record in Filer City, Michigan.

Annual Filer City, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,775 $15,848 $53,138 $16,502
Farmers $4,453 $5,657 $5,585 $5,453
GEICO $4,814 $10,195 $31,253 $8,986
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,604 $7,485 $6,811 $6,316
Progressive $5,049 $6,665 $5,988 $6,212
State Farm $7,106 $8,486 $18,146 $10,556
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,873 $3,583 $4,693 $3,131

Cheap Filer City, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Filer City, Michigan is not easy. Compare the annual rates for DUI auto insurance in Filer City, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Filer City, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,138
Farmers $5,585
GEICO $31,253
Liberty Mutual $26,565
Nationwide $6,811
Progressive $5,988
State Farm $18,146
Travelers $12,382
USAA $4,693

Cheap Filer City, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Filer City, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Filer City, Michigan

Insurance Company Poor Fair Good
Allstate $37,235 $20,451 $15,262
Farmers $6,972 $4,620 $4,269
GEICO $17,840 $13,040 $10,556
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,224 $6,184 $5,254
Progressive $6,923 $5,802 $5,210
State Farm $17,955 $9,090 $6,176
Travelers $8,169 $7,922 $7,822
USAA $5,343 $3,047 $2,320

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Cheap Filer City, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Filer City, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Filer City, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Filer City, Michigan

ZIP Code Average Annual Rates
49634 $7,584

Cheap Filer City, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Filer City, Michigan auto insurance. Find the cheapest annual Filer City, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Filer City, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,316 $24,316
Farmers $5,287 $5,287
GEICO $13,483 $14,141
Liberty Mutual $16,605 $17,805
Nationwide $6,554 $6,554
Progressive $5,979 $5,979
State Farm $10,780 $11,367
Travelers $7,926 $8,017
USAA $3,529 $3,611

Cheap Filer City, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Filer City, Michigan? Check out the comparison of annual Filer City, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Filer City, Michigan

Insurance Company Low Medium High
Allstate $23,761 $24,365 $24,821
Farmers $5,150 $5,275 $5,437
GEICO $13,313 $13,749 $14,375
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,869 $6,440 $6,353
Progressive $5,812 $5,986 $6,137
State Farm $10,552 $11,138 $11,530
Travelers $7,889 $7,978 $8,047
USAA $3,470 $3,578 $3,662

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Best By Category: Cheapest Auto Insurance in Filer City, Michigan

Compare the cheapest auto insurance companies in Filer City, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Filer City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Filer City, Michigan Auto Insurance Companies

What auto insurance companies in Filer City, Michigan are the cheapest? Compare the top Filer City, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Filer City, Michigan

Insurance Company Average Annual Rates
Allstate $24,316
Farmers $5,287
GEICO $13,812
Liberty Mutual $17,205
Nationwide $6,554
Progressive $5,979
State Farm $11,073
Travelers $7,971
USAA $3,570

Compare Filer City, Michigan Auto Insurance Quotes

Before you buy Filer City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Filer City, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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