Best Cheap Auto Insurance in Ferrysburg, MI (2021)

The average Ferrysburg, MI auto insurance rates are $697 per month. The minimum auto insurance in Ferrysburg is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Ferrysburg, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ferrysburg, MI for senior drivers are $5,509 per year
  • The most expensive auto insurance company in Ferrysburg for teen drivers is Allstate
  • The cheapest auto insurance company in Ferrysburg is USAA

Ferrysburg, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Ferrysburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ferrysburg, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Ferrysburg to other Michigan cities, including Lansing auto insurance rates, Detroit auto insurance rates, and Troy auto insurance rates to see how Ferrysburg, Michigan auto insurance rates stack up.

Before you buy Ferrysburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ferrysburg, Michigan auto insurance quotes.

Minimum Auto Insurance in Ferrysburg, Michigan

Ferrysburg, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ferrysburg, Michigan.

Minimum Required Auto Insurance Coverage in Ferrysburg, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ferrysburg, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ferrysburg, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ferrysburg, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,774 $14,774 $13,696 $13,696 $37,226 $37,226 $15,574 $15,574
Farmers $3,542 $3,542 $3,303 $3,303 $8,085 $8,085 $3,985 $3,985
GEICO $3,468 $3,468 $3,567 $3,567 $10,295 $10,295 $3,327 $3,327
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,017 $4,017 $3,575 $3,575 $10,634 $10,634 $4,406 $4,406
Progressive $2,504 $2,349 $2,229 $2,448 $9,467 $10,223 $2,914 $2,754
State Farm $5,316 $5,316 $4,929 $4,929 $18,647 $18,647 $6,247 $6,247
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,493 $2,372 $2,342 $2,215 $6,222 $5,956 $3,054 $2,946

Cheap Ferrysburg, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ferrysburg, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Ferrysburg, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Ferrysburg, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,226 $37,226
Farmers $8,085 $8,085
GEICO $10,295 $10,295
Liberty Mutual $28,466 $28,466
Nationwide $10,634 $10,634
Progressive $9,467 $10,223
State Farm $18,647 $18,647
Travelers $13,395 $13,395
USAA $6,222 $5,956

Cheap Ferrysburg, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Ferrysburg, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ferrysburg, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,696 $13,696
Farmers $3,303 $3,303
GEICO $3,567 $3,567
Liberty Mutual $12,035 $12,035
Nationwide $3,575 $3,575
Progressive $2,229 $2,448
State Farm $4,929 $4,929
Travelers $3,858 $3,858
USAA $2,342 $2,215

Cheap Ferrysburg, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ferrysburg, Michigan compared to the annual auto insurance rates with a clean record in Ferrysburg, Michigan.

Annual Ferrysburg, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,845 $13,151 $44,448 $13,827
Farmers $3,973 $5,065 $4,994 $4,882
GEICO $1,780 $3,847 $11,688 $3,341
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $4,850 $6,457 $5,872 $5,454
Progressive $3,732 $4,846 $4,350 $4,517
State Farm $5,562 $6,683 $14,531 $8,364
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,776 $3,463 $4,532 $3,027

Cheap Ferrysburg, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ferrysburg, Michigan is not easy. Compare the annual rates for DUI auto insurance in Ferrysburg, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Ferrysburg, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,448
Farmers $4,994
GEICO $11,688
Liberty Mutual $25,467
Nationwide $5,872
Progressive $4,350
State Farm $14,531
Travelers $10,331
USAA $4,532

Cheap Ferrysburg, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ferrysburg, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ferrysburg, Michigan

Insurance Company Poor Fair Good
Allstate $30,767 $17,069 $13,117
Farmers $6,171 $4,161 $3,853
GEICO $6,634 $4,882 $3,976
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,069 $5,348 $4,557
Progressive $4,985 $4,241 $3,857
State Farm $14,212 $7,220 $4,923
Travelers $6,813 $6,608 $6,525
USAA $5,159 $2,941 $2,250

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Cheap Ferrysburg, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ferrysburg, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Ferrysburg, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ferrysburg, Michigan

ZIP Code Average Annual Rates
49456 $5,935

Cheap Ferrysburg, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Ferrysburg, Michigan auto insurance. Find the cheapest annual Ferrysburg, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ferrysburg, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,318 $20,318
Farmers $4,729 $4,729
GEICO $5,050 $5,278
Liberty Mutual $15,648 $16,757
Nationwide $5,658 $5,658
Progressive $4,361 $4,361
State Farm $8,559 $9,010
Travelers $6,611 $6,686
USAA $3,411 $3,489

Cheap Ferrysburg, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ferrysburg, Michigan? Check out the comparison of annual Ferrysburg, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ferrysburg, Michigan

Insurance Company Low Medium High
Allstate $19,835 $20,360 $20,758
Farmers $4,611 $4,718 $4,856
GEICO $4,836 $5,119 $5,537
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $5,892 $5,569 $5,513
Progressive $4,241 $4,366 $4,476
State Farm $8,391 $8,833 $9,130
Travelers $6,575 $6,656 $6,715
USAA $3,361 $3,457 $3,532

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Best By Category: Cheapest Auto Insurance in Ferrysburg, Michigan

Compare the cheapest auto insurance companies in Ferrysburg, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ferrysburg, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Ferrysburg, Michigan Auto Insurance Companies

What auto insurance companies in Ferrysburg, Michigan are the cheapest? Compare the top Ferrysburg, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ferrysburg, Michigan

Insurance Company Average Annual Rates
Allstate $20,318
Farmers $4,729
GEICO $5,164
Liberty Mutual $16,202
Nationwide $5,658
Progressive $4,361
State Farm $8,785
Travelers $6,649
USAA $3,450

What affects auto insurance rates in Ferrysburg, Michigan?

There are a lot of reasons why auto insurance rates in Ferrysburg, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ferrysburg, Michigan. Many local factors may affect your Ferrysburg auto insurance rates.

Ferrysburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ferrysburg, Michigan commute length is 24.8 minutes according to City-Data.

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Compare Ferrysburg, Michigan Auto Insurance Quotes

Before you buy Ferrysburg, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ferrysburg, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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