Best Cheap Auto Insurance in Ferris, TX (2021)

The average Ferris, TX auto insurance rates are $331 per month. The minimum auto insurance in Ferris is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ferris, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ferris for teen drivers is Allstate
  • The cheapest auto insurance company in Ferris is USAA
  • The minimum auto insurance required in Ferris, Texas is 30/60/25

Ferris, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ferris can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ferris, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ferris to other Texas cities, including San Antonio auto insurance rates, Plano auto insurance rates, and Austin auto insurance rates to see how Ferris, Texas auto insurance rates stack up.

Before you buy Ferris, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ferris, Texas auto insurance quotes.

Minimum Auto Insurance in Ferris, Texas

Ferris, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ferris, Texas.

Minimum Required Auto Insurance Coverage in Ferris, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ferris, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ferris, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ferris, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,879 $3,900 $3,825 $3,825 $10,421 $12,534 $4,784 $4,965
American Family $2,395 $2,656 $2,228 $2,543 $6,198 $8,120 $3,405 $3,877
GEICO $2,811 $3,046 $2,735 $3,102 $6,234 $6,530 $3,042 $3,047
Nationwide $2,477 $2,515 $2,189 $2,314 $7,133 $9,138 $2,921 $3,157
Progressive $2,398 $2,263 $2,143 $2,179 $10,232 $11,415 $2,830 $2,857
State Farm $2,034 $2,034 $1,815 $1,815 $4,964 $6,342 $2,218 $2,283
USAA $1,636 $1,638 $1,569 $1,550 $4,664 $5,055 $2,175 $2,315

Cheap Ferris, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ferris, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ferris, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ferris, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,534
American Family $6,198 $8,120
GEICO $6,234 $6,530
Nationwide $7,133 $9,138
Progressive $10,232 $11,415
State Farm $4,964 $6,342
USAA $4,664 $5,055

Cheap Ferris, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ferris, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ferris, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,825 $3,825
American Family $2,228 $2,543
GEICO $2,735 $3,102
Nationwide $2,189 $2,314
Progressive $2,143 $2,179
State Farm $1,815 $1,815
USAA $1,569 $1,550

Cheap Ferris, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ferris, Texas compared to the annual auto insurance rates with a clean record in Ferris, Texas.

Annual Ferris, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,627 $7,238 $7,576 $4,627
American Family $3,588 $4,543 $3,992 $3,588
GEICO $3,237 $4,311 $3,561 $4,164
Nationwide $3,455 $3,455 $5,112 $3,900
Progressive $3,956 $5,138 $4,618 $4,446
State Farm $2,601 $2,996 $3,555 $2,601
USAA $1,914 $2,840 $3,350 $2,197

Cheap Ferris, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ferris, Texas is not easy. Compare the annual rates for DUI auto insurance in Ferris, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ferris, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,576
American Family $3,992
GEICO $3,561
Nationwide $5,112
Progressive $4,618
State Farm $3,555
USAA $3,350

Cheap Ferris, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ferris, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ferris, Texas

Insurance Company Poor Fair Good
Allstate $7,626 $5,611 $4,813
American Family $5,415 $3,396 $2,972
GEICO $5,913 $3,332 $2,210
Nationwide $4,774 $3,838 $3,329
Progressive $5,098 $4,420 $4,101
State Farm $4,160 $2,590 $2,065
USAA $3,766 $2,192 $1,768

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Cheap Ferris, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ferris, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ferris, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ferris, Texas

ZIP Code Average Annual Rates
75125 $5,838

Cheap Ferris, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ferris, Texas auto insurance. Find the cheapest annual Ferris, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ferris, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,867 $6,167
American Family $3,928 $3,928
GEICO $3,751 $3,886
Nationwide $3,980 $3,980
Progressive $4,540 $4,540
State Farm $2,938 $2,938
USAA $2,543 $2,608

Cheap Ferris, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ferris, Texas? Check out the comparison of annual Ferris, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ferris, Texas

Insurance Company Low Medium High
Allstate $5,875 $5,963 $6,212
American Family $3,661 $3,785 $4,337
GEICO $3,625 $3,773 $4,057
Nationwide $4,277 $3,810 $3,855
Progressive $4,294 $4,516 $4,809
State Farm $2,776 $2,927 $3,112
USAA $2,478 $2,564 $2,684

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Best By Category: Cheapest Auto Insurance in Ferris, Texas

Compare the cheapest auto insurance companies in Ferris, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ferris, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ferris, Texas Auto Insurance Companies

What auto insurance companies in Ferris, Texas are the cheapest? Compare the top Ferris, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ferris, Texas

Insurance Company Average Annual Rates
Allstate $6,017
American Family $3,928
GEICO $3,818
Nationwide $3,980
Progressive $4,540
State Farm $2,938
USAA $2,575

What affects auto insurance rates in Ferris, Texas?

There are a lot of reasons why auto insurance rates in Ferris, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ferris, Texas. Many local factors may affect your Ferris auto insurance rates.

Ferris Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ferris, Texas auto theft statistics, there have been 8 auto thefts in the city.

Ferris Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ferris, Texas commute length is 30.0 minutes according to City-Data.

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Compare Ferris, Texas Auto Insurance Quotes

Before you buy Ferris, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ferris, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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