Best Cheap Auto Insurance in Ferris, IL (2021)

The average Ferris, IL auto insurance rates are $248 per month. The minimum auto insurance in Ferris is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Ferris, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Ferris is State Farm
  • Average auto insurance rates in Ferris, IL for senior drivers are $1,716 per year
  • The average commute length in Ferris is 24.0 minutes

Ferris, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Ferris can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ferris, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Ferris to other Illinois cities, including Waukegan auto insurance rates, Elgin auto insurance rates, and Springfield auto insurance rates to see how Ferris, Illinois auto insurance rates stack up.

Before you buy Ferris, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ferris, Illinois auto insurance quotes.

Minimum Auto Insurance in Ferris, Illinois

Ferris, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ferris, Illinois.

Minimum Required Auto Insurance Coverage in Ferris, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ferris, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ferris, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ferris, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,270 $2,272 $2,019 $2,130 $9,448 $9,843 $2,588 $2,715
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,353 $1,463 $1,128 $1,260 $4,179 $4,648 $1,417 $1,500
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,790 $1,696 $1,471 $1,542 $6,456 $7,243 $2,139 $2,323
State Farm $1,378 $1,378 $1,211 $1,211 $3,655 $4,666 $1,551 $1,764
Travelers $1,405 $1,483 $1,267 $1,351 $3,841 $4,773 $1,491 $1,571
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Ferris, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ferris, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Ferris, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Ferris, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,493 $9,079
Farmers $9,448 $9,843
GEICO $4,847 $5,129
Liberty Mutual $4,179 $4,648
Nationwide $4,593 $5,910
Progressive $6,456 $7,243
State Farm $3,655 $4,666
Travelers $3,841 $4,773
USAA $5,289 $5,831

Cheap Ferris, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Ferris, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ferris, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,158 $2,158
Farmers $2,019 $2,130
GEICO $1,521 $1,797
Liberty Mutual $1,128 $1,260
Nationwide $1,517 $1,611
Progressive $1,471 $1,542
State Farm $1,211 $1,211
Travelers $1,267 $1,351
USAA $1,527 $1,507

Cheap Ferris, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ferris, Illinois compared to the annual auto insurance rates with a clean record in Ferris, Illinois.

Annual Ferris, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,517 $4,522 $4,410 $4,193
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,774 $2,491 $2,202 $2,007
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,543 $3,763 $2,811 $3,212
State Farm $1,941 $2,263 $2,102 $2,102
Travelers $1,717 $2,236 $2,489 $2,147
USAA $1,960 $2,818 $3,858 $2,364

Cheap Ferris, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ferris, Illinois is not easy. Compare the annual rates for DUI auto insurance in Ferris, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Ferris, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,008
American Family $5,207
Farmers $4,410
GEICO $3,482
Liberty Mutual $2,202
Nationwide $3,250
Progressive $2,811
State Farm $2,102
Travelers $2,489
USAA $3,858

Cheap Ferris, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ferris, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ferris, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $5,016 $3,389 $2,858
Farmers $4,740 $3,967 $3,775
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,999 $1,865 $1,491
Nationwide $3,164 $2,550 $2,235
Progressive $3,521 $2,977 $2,750
State Farm $3,056 $1,830 $1,419
Travelers $2,630 $2,098 $1,714
USAA $3,661 $2,516 $2,074

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Cheap Ferris, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ferris, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Ferris, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ferris, Illinois

ZIP Code Average Annual Rates
62336 $2,919

Cheap Ferris, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Ferris, Illinois auto insurance. Find the cheapest annual Ferris, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ferris, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,705 $3,803
Farmers $4,161 $4,161
GEICO $2,519 $2,617
Liberty Mutual $2,118 $2,118
Nationwide $2,650 $2,650
Progressive $3,083 $3,083
State Farm $2,049 $2,155
Travelers $2,064 $2,231
USAA $2,673 $2,827

Cheap Ferris, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ferris, Illinois? Check out the comparison of annual Ferris, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ferris, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,654 $3,890 $3,718
Farmers $3,969 $4,068 $4,444
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,008 $2,114 $2,234
Nationwide $2,654 $2,667 $2,629
Progressive $2,873 $3,069 $3,306
State Farm $2,003 $2,105 $2,198
Travelers $2,023 $2,145 $2,274
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Ferris, Illinois

Compare the cheapest auto insurance companies in Ferris, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ferris, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Ferris, Illinois Auto Insurance Companies

What auto insurance companies in Ferris, Illinois are the cheapest? Compare the top Ferris, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ferris, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,754
Farmers $4,161
GEICO $2,568
Liberty Mutual $2,118
Nationwide $2,650
Progressive $3,083
State Farm $2,102
Travelers $2,147
USAA $2,750

What affects auto insurance rates in Ferris, Illinois?

There are a lot of reasons why auto insurance rates in Ferris, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ferris, Illinois. Many local factors may affect your Ferris auto insurance rates.

Ferris Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ferris, Illinois commute length is 24.0 minutes according to City-Data.

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Compare Ferris, Illinois Auto Insurance Quotes

Before you buy Ferris, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ferris, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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