Best Cheap Auto Insurance in Fern Park, FL (2021)

The average Fern Park, FL auto insurance rates are $364 per month. The minimum auto insurance in Fern Park is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Fern Park, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Fern Park is USAA
  • The minimum auto insurance required in Fern Park, Florida is 10/20/10
  • Average auto insurance rates in Fern Park, FL for senior drivers are $2,635 per year

Fern Park, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Fern Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fern Park, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Fern Park to other Florida cities, including Fort Lauderdale auto insurance rates, Tallahassee auto insurance rates, and Tampa auto insurance rates to see how Fern Park, Florida auto insurance rates stack up.

Before you buy Fern Park, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fern Park, Florida auto insurance quotes.

Minimum Auto Insurance in Fern Park, Florida

Fern Park, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fern Park, Florida.

Minimum Required Auto Insurance Coverage in Fern Park, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Fern Park, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fern Park, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fern Park, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,964 $4,669 $4,274 $4,302 $16,713 $17,904 $4,835 $4,853
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,758 $2,722 $2,465 $2,548 $6,629 $8,155 $3,036 $3,157
Progressive $3,381 $3,204 $2,921 $3,111 $9,613 $10,464 $4,086 $3,903
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,490 $1,463 $1,395 $1,380 $5,128 $5,941 $1,859 $2,003

Cheap Fern Park, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fern Park, Florida is a challenge. Take a look at the annual teen auto insurance rates in Fern Park, Florida.

Annual Auto Insurance Rates for Teen Drivers in Fern Park, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,713 $17,904
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,629 $8,155
Progressive $9,613 $10,464
State Farm $5,666 $7,244
USAA $5,128 $5,941

Cheap Fern Park, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Fern Park, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fern Park, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,274 $4,302
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,465 $2,548
Progressive $2,921 $3,111
State Farm $1,753 $1,753
USAA $1,395 $1,380

Cheap Fern Park, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fern Park, Florida compared to the annual auto insurance rates with a clean record in Fern Park, Florida.

Annual Fern Park, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,745 $8,111 $8,928 $7,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,357 $3,684 $4,965 $3,729
Progressive $3,998 $5,950 $5,001 $5,392
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,016 $2,496 $3,702 $2,116

Cheap Fern Park, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fern Park, Florida is not easy. Compare the annual rates for DUI auto insurance in Fern Park, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Fern Park, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,928
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,965
Progressive $5,001
State Farm $3,090
USAA $3,702

Cheap Fern Park, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fern Park, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fern Park, Florida

Insurance Company Poor Fair Good
Allstate $10,989 $6,896 $5,558
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,914 $3,615 $3,272
Progressive $6,621 $4,703 $3,932
State Farm $4,228 $2,771 $2,271
USAA $4,202 $2,055 $1,491

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Cheap Fern Park, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fern Park, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Fern Park, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fern Park, Florida

ZIP Code Average Annual Rates
32730 $3,356

Cheap Fern Park, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Fern Park, Florida auto insurance. Find the cheapest annual Fern Park, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fern Park, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,592 $8,036
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,934 $3,934
Progressive $5,085 $5,085
State Farm $2,985 $3,195
USAA $2,553 $2,612

Cheap Fern Park, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fern Park, Florida? Check out the comparison of annual Fern Park, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fern Park, Florida

Insurance Company Low Medium High
Allstate $6,152 $8,194 $9,097
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $3,106 $4,090 $4,606
Progressive $4,276 $5,203 $5,777
State Farm $2,623 $3,167 $3,480
USAA $2,244 $2,670 $2,833

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Best By Category: Cheapest Auto Insurance in Fern Park, Florida

Compare the cheapest auto insurance companies in Fern Park, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fern Park, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fern Park, Florida Auto Insurance Companies

What auto insurance companies in Fern Park, Florida are the cheapest? Compare the top Fern Park, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fern Park, Florida

Insurance Company Average Annual Rates
Allstate $7,814
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,934
Progressive $5,085
State Farm $3,090
USAA $2,583

What affects auto insurance rates in Fern Park, Florida?

There are a lot of reasons why auto insurance rates in Fern Park, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fern Park, Florida. Many local factors may affect your Fern Park auto insurance rates.

Fern Park Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fern Park, Florida commute length is 28.6 minutes according to City-Data.

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Compare Fern Park, Florida Auto Insurance Quotes

Before you buy Fern Park, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fern Park, Florida auto insurance quotes.

Free Auto Insurance Comparison

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