Best Cheap Auto Insurance in Federal Heights, CO (2021)

The average Federal Heights, CO auto insurance rates are $345 per month. The minimum auto insurance in Federal Heights is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Federal Heights, Colorado, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Federal Heights for teen drivers is Allstate
  • The cheapest auto insurance company in Federal Heights is Liberty Mutual
  • Average auto insurance rates in Federal Heights, CO for senior drivers are $2,431 per year

Federal Heights, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Federal Heights can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Federal Heights, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Federal Heights to other Colorado cities, including Centennial auto insurance rates, Westminster auto insurance rates, and Denver auto insurance rates to see how Federal Heights, Colorado auto insurance rates stack up.

Before you buy Federal Heights, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Federal Heights, Colorado auto insurance quotes.

Minimum Auto Insurance in Federal Heights, Colorado

Federal Heights, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Federal Heights, Colorado.

Minimum Required Auto Insurance Coverage in Federal Heights, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Federal Heights, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Federal Heights, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Federal Heights, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,696 $3,448 $3,368 $3,398 $13,053 $13,717 $3,999 $3,994
American Family $2,851 $2,851 $2,574 $2,574 $6,889 $9,265 $2,851 $3,482
Farmers $3,330 $3,293 $3,007 $3,257 $13,172 $13,280 $3,662 $3,679
GEICO $1,993 $2,200 $2,202 $2,562 $6,386 $6,679 $1,806 $1,794
Liberty Mutual $1,933 $1,876 $1,646 $1,814 $6,116 $6,669 $1,952 $1,961
Nationwide $2,636 $2,679 $2,361 $2,489 $6,759 $8,625 $3,043 $3,282
Progressive $2,457 $2,296 $2,174 $2,159 $8,601 $9,596 $2,758 $2,674
State Farm $2,189 $2,189 $1,999 $1,999 $6,590 $8,311 $2,460 $2,911
USAA $2,173 $2,156 $2,089 $2,077 $5,581 $6,374 $2,790 $3,015

Cheap Federal Heights, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Federal Heights, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Federal Heights, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Federal Heights, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,053 $13,717
American Family $6,889 $9,265
Farmers $13,172 $13,280
GEICO $6,386 $6,679
Liberty Mutual $6,116 $6,669
Nationwide $6,759 $8,625
Progressive $8,601 $9,596
State Farm $6,590 $8,311
USAA $5,581 $6,374

Cheap Federal Heights, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Federal Heights, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Federal Heights, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,368 $3,398
American Family $2,574 $2,574
Farmers $3,007 $3,257
GEICO $2,202 $2,562
Liberty Mutual $1,646 $1,814
Nationwide $2,361 $2,489
Progressive $2,174 $2,159
State Farm $1,999 $1,999
USAA $2,089 $2,077

Cheap Federal Heights, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Federal Heights, Colorado compared to the annual auto insurance rates with a clean record in Federal Heights, Colorado.

Annual Federal Heights, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,165 $5,961 $7,337 $5,875
American Family $3,092 $4,353 $5,721 $3,503
Farmers $4,919 $6,350 $6,262 $5,810
GEICO $2,224 $3,528 $4,175 $2,883
Liberty Mutual $2,632 $3,078 $3,180 $3,094
Nationwide $3,069 $4,187 $5,306 $3,375
Progressive $3,529 $4,999 $3,723 $4,107
State Farm $3,272 $3,890 $3,581 $3,581
USAA $2,390 $2,930 $5,116 $2,692

Cheap Federal Heights, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Federal Heights, Colorado is not easy. Compare the annual rates for DUI auto insurance in Federal Heights, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Federal Heights, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,337
American Family $5,721
Farmers $6,262
GEICO $4,175
Liberty Mutual $3,180
Nationwide $5,306
Progressive $3,723
State Farm $3,581
USAA $5,116

Cheap Federal Heights, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Federal Heights, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Federal Heights, Colorado

Insurance Company Poor Fair Good
Allstate $7,792 $5,971 $4,490
American Family $5,398 $3,860 $3,244
Farmers $6,753 $5,515 $5,237
GEICO $3,852 $3,203 $2,553
Liberty Mutual $4,273 $2,628 $2,088
Nationwide $4,813 $3,817 $3,321
Progressive $4,646 $3,973 $3,649
State Farm $4,964 $3,197 $2,581
USAA $4,834 $2,778 $2,234

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Cheap Federal Heights, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Federal Heights, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Federal Heights, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Federal Heights, Colorado

ZIP Code Average Annual Rates
80260 $3,823

Cheap Federal Heights, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Federal Heights, Colorado auto insurance. Find the cheapest annual Federal Heights, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Federal Heights, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,084 $6,084
American Family $4,077 $4,257
Farmers $5,835 $5,835
GEICO $3,138 $3,268
Liberty Mutual $2,996 $2,996
Nationwide $3,984 $3,984
Progressive $4,089 $4,089
State Farm $3,490 $3,672
USAA $3,189 $3,375

Cheap Federal Heights, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Federal Heights, Colorado? Check out the comparison of annual Federal Heights, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Federal Heights, Colorado

Insurance Company Low Medium High
Allstate $5,665 $6,055 $6,532
American Family $3,939 $4,252 $4,311
Farmers $5,073 $5,747 $6,685
GEICO $2,739 $3,113 $3,756
Liberty Mutual $2,815 $2,985 $3,188
Nationwide $3,969 $3,988 $3,996
Progressive $3,709 $4,104 $4,455
State Farm $3,286 $3,584 $3,872
USAA $3,115 $3,282 $3,448

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Best By Category: Cheapest Auto Insurance in Federal Heights, Colorado

Compare the cheapest auto insurance companies in Federal Heights, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Federal Heights, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Federal Heights, Colorado Auto Insurance Companies

What auto insurance companies in Federal Heights, Colorado are the cheapest? Compare the top Federal Heights, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Federal Heights, Colorado

Insurance Company Average Annual Rates
Allstate $6,084
American Family $4,167
Farmers $5,835
GEICO $3,203
Liberty Mutual $2,996
Nationwide $3,984
Progressive $4,089
State Farm $3,581
USAA $3,282

What affects auto insurance rates in Federal Heights, Colorado?

There are a lot of reasons why auto insurance rates in Federal Heights, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Federal Heights, Colorado. Many local factors may affect your Federal Heights auto insurance rates.

Federal Heights Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Federal Heights, Colorado commute length is 28.6 minutes according to City-Data.

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Compare Federal Heights, Colorado Auto Insurance Quotes

Before you buy Federal Heights, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Federal Heights, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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