Best Cheap Auto Insurance in Fayette, UT (2021)

The average Fayette, UT auto insurance rates are $286 per month. The minimum auto insurance in Fayette is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Fayette, Utah, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Fayette, Utah is 25/65/15
  • The average commute length in Fayette is 14.0 minutes
  • Average auto insurance rates in Fayette, UT for senior drivers are $1,887 per year

Fayette, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Fayette can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fayette, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in Fayette to other Utah cities, including West Valley City auto insurance rates, Salt Lake City auto insurance rates, and Orem auto insurance rates to see how Fayette, Utah auto insurance rates stack up.

Before you buy Fayette, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fayette, Utah auto insurance quotes.

Minimum Auto Insurance in Fayette, Utah

Fayette, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fayette, Utah.

Minimum Required Auto Insurance Coverage in Fayette, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Fayette, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fayette, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayette, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,059 $1,901 $1,872 $1,866 $6,249 $6,939 $2,169 $2,148
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,015 $1,988 $1,781 $1,895 $8,443 $8,688 $2,279 $2,355
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,857 $1,884 $1,659 $1,752 $4,912 $6,270 $2,132 $2,289
Progressive $2,109 $1,965 $1,716 $1,835 $8,481 $9,428 $2,430 $2,555
State Farm $2,663 $2,663 $2,403 $2,403 $7,914 $9,847 $3,014 $3,451
USAA $1,405 $1,383 $1,258 $1,261 $4,867 $5,686 $1,712 $1,871

Cheap Fayette, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fayette, Utah is a challenge. Take a look at the annual teen auto insurance rates in Fayette, Utah.

Annual Auto Insurance Rates for Teen Drivers in Fayette, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,249 $6,939
American Family $7,096 $9,328
Farmers $8,443 $8,688
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,912 $6,270
Progressive $8,481 $9,428
State Farm $7,914 $9,847
USAA $4,867 $5,686

Cheap Fayette, Utah Auto Insurance for Seniors

What are senior auto insurance rates in Fayette, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fayette, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $1,866
American Family $1,815 $1,815
Farmers $1,781 $1,895
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,659 $1,752
Progressive $1,716 $1,835
State Farm $2,403 $2,403
USAA $1,258 $1,261

Cheap Fayette, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fayette, Utah compared to the annual auto insurance rates with a clean record in Fayette, Utah.

Annual Fayette, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,669 $3,213 $3,720 $2,999
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,132 $4,073 $3,954 $3,563
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,255 $3,040 $3,566 $2,518
Progressive $3,230 $4,866 $3,378 $3,786
State Farm $3,918 $4,671 $4,295 $4,295
USAA $1,912 $2,415 $3,252 $2,142

Cheap Fayette, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fayette, Utah is not easy. Compare the annual rates for DUI auto insurance in Fayette, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in Fayette, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,720
American Family $4,307
Farmers $3,954
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,566
Progressive $3,378
State Farm $4,295
USAA $3,252

Cheap Fayette, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fayette, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fayette, Utah

Insurance Company Poor Fair Good
Allstate $4,218 $2,825 $2,408
American Family $4,451 $3,337 $2,838
Farmers $4,209 $3,503 $3,328
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,537 $2,654 $2,343
Progressive $4,327 $3,692 $3,426
State Farm $6,987 $3,519 $2,379
USAA $3,488 $2,220 $1,583

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Cheap Fayette, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fayette, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Fayette, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fayette, Utah

ZIP Code Average Annual Rates
84630 $3,426

Cheap Fayette, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect Fayette, Utah auto insurance. Find the cheapest annual Fayette, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fayette, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,150 $3,150
American Family $3,539 $3,544
Farmers $3,680 $3,680
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,845 $2,845
Progressive $3,815 $3,815
State Farm $4,188 $4,402
USAA $2,403 $2,457

Cheap Fayette, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fayette, Utah? Check out the comparison of annual Fayette, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayette, Utah

Insurance Company Low Medium High
Allstate $3,000 $3,143 $3,307
American Family $3,455 $3,588 $3,582
Farmers $3,386 $3,633 $4,023
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,126 $2,702 $2,706
Progressive $3,522 $3,691 $4,231
State Farm $4,054 $4,305 $4,526
USAA $2,324 $2,432 $2,535

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Best By Category: Cheapest Auto Insurance in Fayette, Utah

Compare the cheapest auto insurance companies in Fayette, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fayette, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fayette, Utah Auto Insurance Companies

What auto insurance companies in Fayette, Utah are the cheapest? Compare the top Fayette, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fayette, Utah

Insurance Company Average Annual Rates
Allstate $3,150
American Family $3,542
Farmers $3,680
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,845
Progressive $3,815
State Farm $4,295
USAA $2,430

What affects auto insurance rates in Fayette, Utah?

There are a lot of reasons why auto insurance rates in Fayette, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fayette, Utah. Many local factors may affect your Fayette auto insurance rates.

Fayette Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fayette, Utah commute length is 14.0 minutes according to City-Data.

Fayette Traffic

How does Fayette, Utah rank for traffic? According to Inrix Fayette, Utah is the 799th most congested worldwide.

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Compare Fayette, Utah Auto Insurance Quotes

Before you buy Fayette, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fayette, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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