Best Cheap Auto Insurance in Fayette City, PA (2021)

The average Fayette City, PA auto insurance rates are $327 per month. The minimum auto insurance in Fayette City is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Fayette City, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Fayette City is 23.1 minutes
  • The minimum auto insurance required in Fayette City, Pennsylvania is 15/30/5
  • Average auto insurance rates in Fayette City, PA for senior drivers are $2,004 per year

Fayette City, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Fayette City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fayette City, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Fayette City to other Pennsylvania cities, including Allen auto insurance rates, Lancaster auto insurance rates, and Bethlehem auto insurance rates to see how Fayette City, Pennsylvania auto insurance rates stack up.

Before you buy Fayette City, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fayette City, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Fayette City, Pennsylvania

Fayette City, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fayette City, Pennsylvania.

Minimum Required Auto Insurance Coverage in Fayette City, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Fayette City, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fayette City, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayette City, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,370 $2,370 $2,185 $2,185 $7,929 $7,929 $2,611 $2,611
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,645 $1,645 $1,556 $1,556 $4,568 $4,568 $1,841 $1,841
Progressive $2,681 $2,681 $2,392 $2,392 $8,649 $8,649 $3,428 $3,428
State Farm $1,647 $1,647 $1,449 $1,449 $5,810 $5,810 $1,812 $1,812
Travelers $1,697 $1,697 $1,820 $1,820 $24,490 $24,490 $2,051 $2,051
USAA $1,226 $1,226 $1,106 $1,106 $3,737 $3,737 $1,636 $1,636

Cheap Fayette City, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fayette City, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Fayette City, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Fayette City, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,929 $7,929
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $4,568 $4,568
Progressive $8,649 $8,649
State Farm $5,810 $5,810
Travelers $24,490 $24,490
USAA $3,737 $3,737

Cheap Fayette City, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Fayette City, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fayette City, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,185
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,556 $1,556
Progressive $2,392 $2,392
State Farm $1,449 $1,449
Travelers $1,820 $1,820
USAA $1,106 $1,106

Cheap Fayette City, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fayette City, Pennsylvania compared to the annual auto insurance rates with a clean record in Fayette City, Pennsylvania.

Annual Fayette City, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,613 $4,255 $3,613 $3,613
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,730 $2,317 $3,240 $2,323
Progressive $3,886 $5,372 $3,998 $3,893
State Farm $2,458 $2,902 $2,680 $2,680
Travelers $5,343 $7,583 $9,549 $7,583
USAA $1,547 $2,141 $2,288 $1,729

Cheap Fayette City, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fayette City, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Fayette City, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Fayette City, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,613
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,240
Progressive $3,998
State Farm $2,680
Travelers $9,549
USAA $2,288

Cheap Fayette City, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fayette City, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fayette City, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,827 $3,596 $2,897
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $2,823 $2,316 $2,068
Progressive $5,681 $3,984 $3,198
State Farm $3,813 $2,362 $1,864
Travelers $8,190 $7,383 $6,969
USAA $2,414 $1,786 $1,579

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Cheap Fayette City, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fayette City, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Fayette City, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fayette City, Pennsylvania

ZIP Code Average Annual Rates
15438 $4,855

Cheap Fayette City, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Fayette City, Pennsylvania auto insurance. Find the cheapest annual Fayette City, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fayette City, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,697 $3,850
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,402 $2,402
Progressive $4,287 $4,287
State Farm $2,601 $2,758
Travelers $7,514 $7,514
USAA $1,871 $1,981

Cheap Fayette City, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fayette City, Pennsylvania? Check out the comparison of annual Fayette City, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayette City, Pennsylvania

Insurance Company Low Medium High
Allstate $3,617 $3,795 $3,909
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,425 $2,432 $2,350
Progressive $3,937 $4,320 $4,606
State Farm $2,532 $2,709 $2,798
Travelers $7,602 $7,505 $7,436
USAA $1,788 $1,944 $2,046

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Best By Category: Cheapest Auto Insurance in Fayette City, Pennsylvania

Compare the cheapest auto insurance companies in Fayette City, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fayette City, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fayette City, Pennsylvania Auto Insurance Companies

What auto insurance companies in Fayette City, Pennsylvania are the cheapest? Compare the top Fayette City, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fayette City, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,774
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,402
Progressive $4,287
State Farm $2,680
Travelers $7,514
USAA $1,926

What affects auto insurance rates in Fayette City, Pennsylvania?

There are a lot of reasons why auto insurance rates in Fayette City, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fayette City, Pennsylvania. Many local factors may affect your Fayette City auto insurance rates.

Fayette City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fayette City, Pennsylvania commute length is 23.1 minutes according to City-Data.

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Compare Fayette City, Pennsylvania Auto Insurance Quotes

Before you buy Fayette City, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fayette City, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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