Best Cheap Auto Insurance in Fayette, AL (2021)

The average Fayette, AL auto insurance rates are $297 per month. The minimum auto insurance in Fayette is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Fayette, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Fayette, Alabama is 25/50/25
  • The cheapest auto insurance company in Fayette is USAA
  • The most expensive auto insurance company in Fayette for teen drivers is Liberty Mutual

Fayette, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Fayette can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fayette, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Fayette to other Alabama cities, including Madison auto insurance rates, Huntsville auto insurance rates, and Decatur auto insurance rates to see how Fayette, Alabama auto insurance rates stack up.

Before you buy Fayette, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fayette, Alabama auto insurance quotes.

Minimum Auto Insurance in Fayette, Alabama

Fayette, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fayette, Alabama.

Minimum Required Auto Insurance Coverage in Fayette, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fayette, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fayette, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fayette, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,032 $1,941 $1,831 $1,867 $6,941 $7,446 $2,290 $2,349
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,070 $3,319 $2,517 $2,813 $10,945 $12,168 $3,282 $3,508
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,285 $2,162 $1,874 $1,984 $9,156 $10,252 $2,693 $2,889
State Farm $2,896 $2,896 $2,585 $2,585 $8,326 $10,453 $3,262 $3,758
Travelers $1,387 $1,410 $1,294 $1,292 $7,225 $11,363 $1,316 $1,520
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

Cheap Fayette, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fayette, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Fayette, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Fayette, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,941 $7,446
Farmers $8,848 $9,111
GEICO $4,918 $4,831
Liberty Mutual $10,945 $12,168
Nationwide $4,316 $5,612
Progressive $9,156 $10,252
State Farm $8,326 $10,453
Travelers $7,225 $11,363
USAA $3,950 $4,385

Cheap Fayette, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Fayette, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fayette, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,831 $1,867
Farmers $2,096 $2,219
GEICO $1,804 $1,850
Liberty Mutual $2,517 $2,813
Nationwide $1,544 $1,607
Progressive $1,874 $1,984
State Farm $2,585 $2,585
Travelers $1,294 $1,292
USAA $1,239 $1,215

Cheap Fayette, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fayette, Alabama compared to the annual auto insurance rates with a clean record in Fayette, Alabama.

Annual Fayette, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,845 $3,346 $3,951 $3,207
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,081 $5,675 $5,561 $5,495
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,772 $4,714 $4,022 $4,140
State Farm $4,178 $5,105 $4,549 $4,549
Travelers $2,796 $2,935 $4,269 $3,404
USAA $1,642 $2,059 $3,067 $1,777

Cheap Fayette, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fayette, Alabama is not easy. Compare the annual rates for DUI auto insurance in Fayette, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Fayette, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,951
Farmers $4,293
GEICO $3,504
Liberty Mutual $5,561
Nationwide $3,273
Progressive $4,022
State Farm $4,549
Travelers $4,269
USAA $3,067

Cheap Fayette, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fayette, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fayette, Alabama

Insurance Company Poor Fair Good
Allstate $4,126 $3,237 $2,648
Farmers $4,543 $3,903 $3,701
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,461 $4,563 $3,584
Nationwide $3,099 $2,411 $2,179
Progressive $4,716 $4,022 $3,749
State Farm $7,453 $3,771 $2,561
Travelers $3,657 $3,168 $3,227
USAA $2,881 $1,865 $1,663

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Cheap Fayette, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fayette, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Fayette, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fayette, Alabama

ZIP Code Average Annual Rates
35555 $3,630

Cheap Fayette, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Fayette, Alabama auto insurance. Find the cheapest annual Fayette, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fayette, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,337 $3,337
Farmers $4,049 $4,049
GEICO $2,587 $2,686
Liberty Mutual $5,203 $5,203
Nationwide $2,563 $2,563
Progressive $4,162 $4,162
State Farm $4,487 $4,703
Travelers $3,351 $3,351
USAA $2,038 $2,234

Cheap Fayette, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fayette, Alabama? Check out the comparison of annual Fayette, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fayette, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,331 $3,452
Farmers $3,840 $4,000 $4,306
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,990 $5,181 $5,437
Nationwide $2,566 $2,535 $2,589
Progressive $3,799 $4,144 $4,542
State Farm $4,387 $4,589 $4,810
Travelers $3,182 $3,418 $3,453
USAA $2,066 $2,126 $2,217

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Best By Category: Cheapest Auto Insurance in Fayette, Alabama

Compare the cheapest auto insurance companies in Fayette, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fayette, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fayette, Alabama Auto Insurance Companies

What auto insurance companies in Fayette, Alabama are the cheapest? Compare the top Fayette, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fayette, Alabama

Insurance Company Average Annual Rates
Allstate $3,337
Farmers $4,049
GEICO $2,637
Liberty Mutual $5,203
Nationwide $2,563
Progressive $4,162
State Farm $4,595
Travelers $3,351
USAA $2,136

What affects auto insurance rates in Fayette, Alabama?

There are a lot of reasons why auto insurance rates in Fayette, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fayette, Alabama. Many local factors may affect your Fayette auto insurance rates.

Fayette Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fayette, Alabama auto theft statistics, there have been 7 auto thefts in the city.

Fayette Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fayette, Alabama commute length is 34.8 minutes according to City-Data.

Fayette Traffic

How does Fayette, Alabama rank for traffic? According to Inrix Fayette, Alabama is the 799th most congested worldwide.

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Compare Fayette, Alabama Auto Insurance Quotes

Before you buy Fayette, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fayette, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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