Best Cheap Auto Insurance in Fate, TX (2021)

The average Fate, TX auto insurance rates are $333 per month. The minimum auto insurance in Fate is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Fate, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Fate, TX for senior drivers are $2,430 per year
  • The minimum auto insurance required in Fate, Texas is 30/60/25
  • The average commute length in Fate is 34.5 minutes

Fate, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Fate can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fate, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Fate to other Texas cities, including Corpus Christi auto insurance rates, Houston auto insurance rates, and Arlington auto insurance rates to see how Fate, Texas auto insurance rates stack up.

Before you buy Fate, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fate, Texas auto insurance quotes.

Minimum Auto Insurance in Fate, Texas

Fate, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fate, Texas.

Minimum Required Auto Insurance Coverage in Fate, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fate, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fate, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fate, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,916 $3,939 $3,862 $3,862 $10,479 $12,612 $4,831 $5,017
American Family $2,502 $2,793 $2,380 $2,731 $6,887 $9,018 $3,637 $4,155
GEICO $2,764 $2,991 $2,664 $3,038 $6,187 $6,402 $3,001 $2,991
Nationwide $2,363 $2,400 $2,087 $2,208 $6,792 $8,713 $2,786 $3,013
Progressive $2,277 $2,172 $2,035 $2,069 $9,690 $10,828 $2,712 $2,766
State Farm $2,236 $2,236 $1,997 $1,997 $5,489 $7,017 $2,440 $2,511
USAA $1,623 $1,627 $1,553 $1,535 $4,618 $5,014 $2,159 $2,304

Cheap Fate, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fate, Texas is a challenge. Take a look at the annual teen auto insurance rates in Fate, Texas.

Annual Auto Insurance Rates for Teen Drivers in Fate, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,479 $12,612
American Family $6,887 $9,018
GEICO $6,187 $6,402
Nationwide $6,792 $8,713
Progressive $9,690 $10,828
State Farm $5,489 $7,017
USAA $4,618 $5,014

Cheap Fate, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Fate, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fate, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,862 $3,862
American Family $2,380 $2,731
GEICO $2,664 $3,038
Nationwide $2,087 $2,208
Progressive $2,035 $2,069
State Farm $1,997 $1,997
USAA $1,553 $1,535

Cheap Fate, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fate, Texas compared to the annual auto insurance rates with a clean record in Fate, Texas.

Annual Fate, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $7,290 $7,625 $4,672
American Family $3,868 $4,972 $4,343 $3,868
GEICO $3,181 $4,230 $3,508 $4,101
Nationwide $3,291 $3,291 $4,881 $3,718
Progressive $3,767 $4,876 $4,393 $4,239
State Farm $2,865 $3,304 $3,927 $2,865
USAA $1,900 $2,814 $3,322 $2,181

Cheap Fate, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fate, Texas is not easy. Compare the annual rates for DUI auto insurance in Fate, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fate, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,625
American Family $4,343
GEICO $3,508
Nationwide $4,881
Progressive $4,393
State Farm $3,927
USAA $3,322

Cheap Fate, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fate, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fate, Texas

Insurance Company Poor Fair Good
Allstate $7,690 $5,655 $4,850
American Family $5,834 $3,712 $3,242
GEICO $5,813 $3,277 $2,175
Nationwide $4,546 $3,659 $3,180
Progressive $4,848 $4,205 $3,903
State Farm $4,590 $2,856 $2,275
USAA $3,747 $2,170 $1,747

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Cheap Fate, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fate, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Fate, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fate, Texas

ZIP Code Average Annual Rates
75087 $5,856

Cheap Fate, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fate, Texas auto insurance. Find the cheapest annual Fate, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fate, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,914 $6,216
American Family $4,263 $4,263
GEICO $3,686 $3,823
Nationwide $3,795 $3,795
Progressive $4,319 $4,319
State Farm $3,240 $3,240
USAA $2,522 $2,587

Cheap Fate, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fate, Texas? Check out the comparison of annual Fate, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fate, Texas

Insurance Company Low Medium High
Allstate $5,923 $6,012 $6,260
American Family $3,980 $4,108 $4,700
GEICO $3,557 $3,713 $3,994
Nationwide $4,088 $3,636 $3,662
Progressive $4,140 $4,303 $4,514
State Farm $3,063 $3,231 $3,426
USAA $2,465 $2,544 $2,654

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Best By Category: Cheapest Auto Insurance in Fate, Texas

Compare the cheapest auto insurance companies in Fate, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fate, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Fate, Texas Auto Insurance Companies

What auto insurance companies in Fate, Texas are the cheapest? Compare the top Fate, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fate, Texas

Insurance Company Average Annual Rates
Allstate $6,065
American Family $4,263
GEICO $3,755
Nationwide $3,795
Progressive $4,319
State Farm $3,240
USAA $2,554

What affects auto insurance rates in Fate, Texas?

There are a lot of reasons why auto insurance rates in Fate, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fate, Texas. Many local factors may affect your Fate auto insurance rates.

Fate Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Fate, Texas auto theft statistics, there have been 7 auto thefts in the city.

Fate Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fate, Texas commute length is 34.5 minutes according to City-Data.

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Compare Fate, Texas Auto Insurance Quotes

Before you buy Fate, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fate, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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