Best Cheap Auto Insurance in Farnham, NY (2021)

The average Farnham, NY auto insurance rates are $294 per month. The minimum auto insurance in Farnham is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Farnham, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Farnham is GEICO
  • The minimum auto insurance required in Farnham, New York is 25/50/10
  • The most expensive auto insurance company in Farnham for teen drivers is Liberty Mutual

Farnham, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Farnham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Farnham, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Farnham to other New York cities, including Albany auto insurance rates, Utica auto insurance rates, and Syracuse auto insurance rates to see how Farnham, New York auto insurance rates stack up.

Before you buy Farnham, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Farnham, New York auto insurance quotes.

Minimum Auto Insurance in Farnham, New York

Farnham, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Farnham, New York.

Minimum Required Auto Insurance Coverage in Farnham, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Farnham, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Farnham, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farnham, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,595 $2,411 $2,425 $2,442 $7,363 $7,872 $2,524 $2,519
GEICO $1,653 $1,591 $1,604 $1,581 $3,393 $4,897 $1,496 $1,533
Liberty Mutual $4,016 $4,016 $3,739 $3,739 $7,814 $12,685 $4,016 $4,267
Nationwide $2,390 $2,390 $2,255 $2,255 $4,276 $6,380 $2,390 $3,054
Progressive $1,787 $1,680 $1,444 $1,464 $5,927 $6,597 $2,296 $2,235
State Farm $2,469 $2,469 $2,155 $2,155 $7,207 $9,269 $2,713 $2,851
Travelers $2,514 $2,549 $2,289 $2,462 $5,788 $6,887 $2,670 $2,790
USAA $1,656 $1,628 $1,501 $1,503 $6,647 $7,915 $2,119 $2,341

Cheap Farnham, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Farnham, New York is a challenge. Take a look at the annual teen auto insurance rates in Farnham, New York.

Annual Auto Insurance Rates for Teen Drivers in Farnham, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,363 $7,872
GEICO $3,393 $4,897
Liberty Mutual $7,814 $12,685
Nationwide $4,276 $6,380
Progressive $5,927 $6,597
State Farm $7,207 $9,269
Travelers $5,788 $6,887
USAA $6,647 $7,915

Cheap Farnham, New York Auto Insurance for Seniors

What are senior auto insurance rates in Farnham, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Farnham, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,442
GEICO $1,604 $1,581
Liberty Mutual $3,739 $3,739
Nationwide $2,255 $2,255
Progressive $1,444 $1,464
State Farm $2,155 $2,155
Travelers $2,289 $2,462
USAA $1,501 $1,503

Cheap Farnham, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Farnham, New York compared to the annual auto insurance rates with a clean record in Farnham, New York.

Annual Farnham, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $3,213 $4,631 $4,017
GEICO $1,766 $1,923 $3,417 $1,766
Liberty Mutual $4,429 $4,429 $8,860 $4,429
Nationwide $2,421 $2,421 $5,378 $2,476
Progressive $2,851 $2,851 $3,146 $2,867
State Farm $3,726 $3,726 $4,096 $4,096
Travelers $3,000 $3,723 $3,777 $3,474
USAA $2,815 $2,860 $4,120 $2,860

Cheap Farnham, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Farnham, New York is not easy. Compare the annual rates for DUI auto insurance in Farnham, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Farnham, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,631
GEICO $3,417
Liberty Mutual $8,860
Nationwide $5,378
Progressive $3,146
State Farm $4,096
Travelers $3,777
USAA $4,120

Cheap Farnham, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Farnham, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Farnham, New York

Insurance Company Poor Fair Good
Allstate $5,409 $3,166 $2,732
GEICO $2,779 $2,043 $1,833
Liberty Mutual $7,745 $5,067 $3,797
Nationwide $3,174 $3,174 $3,174
Progressive $4,637 $2,396 $1,753
State Farm $5,520 $3,464 $2,750
Travelers $4,809 $3,035 $2,638
USAA $4,876 $2,450 $2,164

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Cheap Farnham, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Farnham, New York can vary. Compare the annual cost of auto insurance by ZIP code in Farnham, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Farnham, New York

ZIP Code Average Annual Rates
14061 $3,568

Cheap Farnham, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Farnham, New York auto insurance. Find the cheapest annual Farnham, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Farnham, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,718 $3,820
GEICO $2,153 $2,283
Liberty Mutual $5,382 $5,692
Nationwide $3,174 $3,174
Progressive $2,929 $2,929
State Farm $3,771 $4,052
Travelers $3,494 $3,494
USAA $3,132 $3,195

Cheap Farnham, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Farnham, New York? Check out the comparison of annual Farnham, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farnham, New York

Insurance Company Low Medium High
Allstate $3,601 $3,759 $3,946
GEICO $2,104 $2,212 $2,339
Liberty Mutual $5,271 $5,518 $5,821
Nationwide $2,977 $3,147 $3,398
Progressive $2,776 $2,911 $3,098
State Farm $3,697 $3,934 $4,102
Travelers $3,315 $3,457 $3,709
USAA $3,066 $3,147 $3,278

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Best By Category: Cheapest Auto Insurance in Farnham, New York

Compare the cheapest auto insurance companies in Farnham, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Farnham, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Farnham, New York Auto Insurance Companies

What auto insurance companies in Farnham, New York are the cheapest? Compare the top Farnham, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Farnham, New York

Insurance Company Average Annual Rates
Allstate $3,769
GEICO $2,218
Liberty Mutual $5,537
Nationwide $3,174
Progressive $2,929
State Farm $3,911
Travelers $3,494
USAA $3,164

What affects auto insurance rates in Farnham, New York?

There are a lot of reasons why auto insurance rates in Farnham, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Farnham, New York. Many local factors may affect your Farnham auto insurance rates.

Farnham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Farnham, New York commute length is 28.9 minutes according to City-Data.

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Compare Farnham, New York Auto Insurance Quotes

Before you buy Farnham, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Farnham, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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