Best Cheap Auto Insurance in Farmingville, NY (2021)

The average Farmingville, NY auto insurance rates are $452 per month. The minimum auto insurance in Farmingville is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Farmingville, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Farmingville, NY for senior drivers are $3,356 per year
  • The cheapest auto insurance company in Farmingville is GEICO
  • The minimum auto insurance required in Farmingville, New York is 25/50/10

Farmingville, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Farmingville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Farmingville, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Farmingville to other New York cities, including Buffalo auto insurance rates, Rochester auto insurance rates, and Yonkers auto insurance rates to see how Farmingville, New York auto insurance rates stack up.

Before you buy Farmingville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Farmingville, New York auto insurance quotes.

Minimum Auto Insurance in Farmingville, New York

Farmingville, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Farmingville, New York.

Minimum Required Auto Insurance Coverage in Farmingville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Farmingville, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Farmingville, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmingville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,271 $2,184 $2,207 $2,175 $4,906 $7,260 $2,040 $2,088
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,666 $3,666 $3,219 $3,219 $10,792 $13,237 $4,054 $4,255
Travelers $4,210 $4,115 $3,850 $4,036 $9,937 $11,763 $4,401 $4,472
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Cheap Farmingville, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Farmingville, New York is a challenge. Take a look at the annual teen auto insurance rates in Farmingville, New York.

Annual Auto Insurance Rates for Teen Drivers in Farmingville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $4,906 $7,260
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,073 $12,074
State Farm $10,792 $13,237
Travelers $9,937 $11,763
USAA $9,224 $10,935

Cheap Farmingville, New York Auto Insurance for Seniors

What are senior auto insurance rates in Farmingville, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Farmingville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,207 $2,175
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,498 $2,567
State Farm $3,219 $3,219
Travelers $3,850 $4,036
USAA $2,085 $2,091

Cheap Farmingville, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Farmingville, New York compared to the annual auto insurance rates with a clean record in Farmingville, New York.

Annual Farmingville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,423 $2,643 $5,076 $2,423
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,474 $5,474 $6,053 $6,053
Travelers $4,930 $6,281 $6,367 $5,814
USAA $3,912 $3,976 $5,682 $3,976

Cheap Farmingville, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Farmingville, New York is not easy. Compare the annual rates for DUI auto insurance in Farmingville, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Farmingville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
GEICO $5,076
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,717
State Farm $6,053
Travelers $6,367
USAA $5,682

Cheap Farmingville, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Farmingville, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Farmingville, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $3,938 $2,892 $2,595
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,581 $4,222 $3,046
State Farm $8,137 $5,103 $4,051
Travelers $8,254 $5,011 $4,279
USAA $6,717 $3,426 $3,016

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Cheap Farmingville, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Farmingville, New York can vary. Compare the annual cost of auto insurance by ZIP code in Farmingville, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Farmingville, New York

ZIP Code Average Annual Rates
11738 $5,447

Cheap Farmingville, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Farmingville, New York auto insurance. Find the cheapest annual Farmingville, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Farmingville, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,049 $3,234
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,283 $5,283
State Farm $5,550 $5,977
Travelers $5,848 $5,848
USAA $4,342 $4,431

Cheap Farmingville, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Farmingville, New York? Check out the comparison of annual Farmingville, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmingville, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $2,943 $3,126 $3,355
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,928 $5,235 $5,685
State Farm $5,412 $5,803 $6,076
Travelers $5,463 $5,769 $6,312
USAA $4,224 $4,357 $4,579

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Best By Category: Cheapest Auto Insurance in Farmingville, New York

Compare the cheapest auto insurance companies in Farmingville, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Farmingville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Farmingville, New York Auto Insurance Companies

What auto insurance companies in Farmingville, New York are the cheapest? Compare the top Farmingville, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Farmingville, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,142
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,283
State Farm $5,763
Travelers $5,848
USAA $4,387

What affects auto insurance rates in Farmingville, New York?

There are a lot of reasons why auto insurance rates in Farmingville, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Farmingville, New York. Many local factors may affect your Farmingville auto insurance rates.

Farmingville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Farmingville, New York commute length is 35.1 minutes according to City-Data.

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Compare Farmingville, New York Auto Insurance Quotes

Before you buy Farmingville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Farmingville, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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