Best Cheap Auto Insurance in Farmington, NM (2021)

The average Farmington, NM auto insurance rates are $271 per month. The minimum auto insurance in Farmington is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Farmington, New Mexico, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Farmington, NM for senior drivers are $1,850 per year
  • The average commute length in Farmington is 18.2 minutes
  • The cheapest auto insurance company in Farmington is State Farm

Farmington, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Farmington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Farmington, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Farmington to other New Mexico cities, including Clovis auto insurance rates, Hobbs auto insurance rates, and Rio Rancho auto insurance rates to see how Farmington, New Mexico auto insurance rates stack up.

Before you buy Farmington, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Farmington, New Mexico auto insurance quotes.

Minimum Auto Insurance in Farmington, New Mexico

Farmington, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Farmington, New Mexico.

Minimum Required Auto Insurance Coverage in Farmington, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Farmington, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Farmington, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmington, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,227 $2,259 $2,031 $2,123 $5,393 $6,763 $2,515 $2,685
Progressive $1,440 $1,384 $1,321 $1,318 $6,078 $6,842 $1,731 $1,780
State Farm $1,432 $1,432 $1,304 $1,304 $3,821 $4,785 $1,598 $1,765
USAA $1,585 $1,569 $1,515 $1,504 $4,241 $4,786 $1,961 $2,093

Cheap Farmington, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Farmington, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Farmington, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Farmington, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,393 $6,763
Progressive $6,078 $6,842
State Farm $3,821 $4,785
USAA $4,241 $4,786

Cheap Farmington, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Farmington, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Farmington, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,031 $2,123
Progressive $1,321 $1,318
State Farm $1,304 $1,304
USAA $1,515 $1,504

Cheap Farmington, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Farmington, New Mexico compared to the annual auto insurance rates with a clean record in Farmington, New Mexico.

Annual Farmington, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,449 $3,411 $4,374 $2,764
Progressive $2,365 $3,248 $2,547 $2,786
State Farm $2,050 $2,224 $2,224 $2,224
USAA $1,783 $2,490 $3,275 $2,079

Cheap Farmington, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Farmington, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Farmington, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Farmington, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,374
Progressive $2,547
State Farm $2,224
USAA $3,275

Cheap Farmington, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Farmington, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Farmington, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $3,971 $3,095 $2,683
Progressive $2,987 $2,679 $2,544
State Farm $3,092 $1,920 $1,528
USAA $3,009 $2,255 $1,956

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Farmington, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Farmington, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Farmington, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Farmington, New Mexico

ZIP Code Average Annual Rates
87401 $3,404
87402 $3,452

Cheap Farmington, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Farmington, New Mexico auto insurance. Find the cheapest annual Farmington, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Farmington, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,249 $3,249
Progressive $2,737 $2,737
State Farm $2,127 $2,233
USAA $2,335 $2,479

Cheap Farmington, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Farmington, New Mexico? Check out the comparison of annual Farmington, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmington, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,163 $3,220 $3,365
Progressive $2,591 $2,736 $2,883
State Farm $1,980 $2,186 $2,375
USAA $2,234 $2,419 $2,567

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Farmington, New Mexico

Compare the cheapest auto insurance companies in Farmington, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Farmington, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Farmington, New Mexico Auto Insurance Companies

What auto insurance companies in Farmington, New Mexico are the cheapest? Compare the top Farmington, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Farmington, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,249
Progressive $2,737
State Farm $2,180
USAA $2,407

What affects auto insurance rates in Farmington, New Mexico?

There are a lot of reasons why auto insurance rates in Farmington, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Farmington, New Mexico. Many local factors may affect your Farmington auto insurance rates.

Farmington Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Farmington, New Mexico auto theft statistics, there have been 146 auto thefts in the city.

Farmington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Farmington, New Mexico commute length is 18.2 minutes according to City-Data.

Farmington Traffic

How does Farmington, New Mexico rank for traffic? According to Inrix Farmington, New Mexico is the 898th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Farmington, New Mexico Auto Insurance Quotes

Before you buy Farmington, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Farmington, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption