Best Cheap Auto Insurance in Farmington, CA (2021)

The average Farmington, CA auto insurance rates are $296 per month. The minimum auto insurance in Farmington is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Farmington, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Farmington is Progressive
  • Average auto insurance rates in Farmington, CA for senior drivers are $2,125 per year
  • The minimum auto insurance required in Farmington, California is 15/30/5

Farmington, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Farmington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Farmington, California, including driving record, credit, commute time, and more.

Compare auto insurance in Farmington to other California cities, including San Diego auto insurance rates, Long Beach auto insurance rates, and Los Angeles auto insurance rates to see how Farmington, California auto insurance rates stack up.

Before you buy Farmington, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Farmington, California auto insurance quotes.

Minimum Auto Insurance in Farmington, California

Farmington, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Farmington, California.

Minimum Required Auto Insurance Coverage in Farmington, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Farmington, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Farmington, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmington, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,701 $2,701 $1,962 $1,980 $7,393 $9,280 $3,436 $3,765
Farmers $2,709 $2,709 $2,443 $2,443 $8,621 $14,122 $3,208 $3,571
GEICO $2,000 $2,000 $1,880 $1,880 $6,098 $6,209 $2,875 $2,941
Liberty Mutual $2,211 $2,092 $2,056 $1,991 $4,788 $5,106 $2,490 $2,517
Nationwide $3,144 $3,002 $2,764 $2,605 $7,947 $8,797 $3,738 $3,687
Progressive $1,634 $1,681 $1,393 $1,650 $4,343 $5,232 $2,356 $2,532
State Farm $2,981 $2,981 $2,662 $2,662 $5,450 $6,767 $3,296 $3,397
Travelers $2,394 $2,321 $2,116 $2,093 $4,911 $5,634 $3,113 $3,047
USAA $1,875 $1,777 $1,830 $1,837 $4,289 $4,310 $2,596 $2,453

Cheap Farmington, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Farmington, California is a challenge. Take a look at the annual teen auto insurance rates in Farmington, California.

Annual Auto Insurance Rates for Teen Drivers in Farmington, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,393 $9,280
Farmers $8,621 $14,122
GEICO $6,098 $6,209
Liberty Mutual $4,788 $5,106
Nationwide $7,947 $8,797
Progressive $4,343 $5,232
State Farm $5,450 $6,767
Travelers $4,911 $5,634
USAA $4,289 $4,310

Cheap Farmington, California Auto Insurance for Seniors

What are senior auto insurance rates in Farmington, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Farmington, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,962 $1,980
Farmers $2,443 $2,443
GEICO $1,880 $1,880
Liberty Mutual $2,056 $1,991
Nationwide $2,764 $2,605
Progressive $1,393 $1,650
State Farm $2,662 $2,662
Travelers $2,116 $2,093
USAA $1,830 $1,837

Cheap Farmington, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Farmington, California compared to the annual auto insurance rates with a clean record in Farmington, California.

Annual Farmington, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,506 $4,199 $6,621 $3,282
Farmers $3,681 $5,012 $6,244 $4,977
GEICO $2,260 $3,497 $4,379 $2,804
Liberty Mutual $2,522 $3,379 $3,051 $2,673
Nationwide $3,112 $3,992 $6,747 $3,992
Progressive $1,704 $2,894 $3,358 $2,454
State Farm $2,690 $3,211 $6,073 $3,124
Travelers $2,144 $3,480 $4,048 $3,144
USAA $1,742 $2,591 $4,243 $1,908

Cheap Farmington, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Farmington, California is not easy. Compare the annual rates for DUI auto insurance in Farmington, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Farmington, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,621
Farmers $6,244
GEICO $4,379
Liberty Mutual $3,051
Nationwide $6,747
Progressive $3,358
State Farm $6,073
Travelers $4,048
USAA $4,243

Cheap Farmington, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Farmington, California can vary. Compare the annual cost of auto insurance by ZIP code in Farmington, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Farmington, California

ZIP Code Average Annual Rates
95230 $4,852

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Cheap Farmington, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Farmington, California auto insurance. Find the cheapest annual Farmington, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Farmington, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,737 $4,567
Farmers $4,517 $5,440
GEICO $2,939 $3,531
Liberty Mutual $2,667 $3,145
Nationwide $3,942 $4,979
Progressive $2,363 $2,842
State Farm $3,636 $3,912
Travelers $2,883 $3,524
USAA $2,414 $2,827

Cheap Farmington, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Farmington, California? Check out the comparison of annual Farmington, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmington, California

Insurance Company Low Medium High
Allstate $3,893 $4,193 $4,371
Farmers $4,635 $5,016 $5,284
GEICO $2,913 $3,270 $3,521
Liberty Mutual $2,704 $2,931 $3,084
Nationwide $3,979 $4,541 $4,861
Progressive $2,329 $2,680 $2,798
State Farm $3,417 $3,833 $4,073
Travelers $2,812 $3,285 $3,514
USAA $2,378 $2,671 $2,813

Best By Category: Cheapest Auto Insurance in Farmington, California

Compare the cheapest auto insurance companies in Farmington, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Farmington, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Farmington, California Auto Insurance Companies

What auto insurance companies in Farmington, California are the cheapest? Compare the top Farmington, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Farmington, California

Insurance Company Average Annual Rates
Allstate $4,152
Farmers $4,978
GEICO $3,235
Liberty Mutual $2,906
Nationwide $4,461
Progressive $2,603
State Farm $3,774
Travelers $3,204
USAA $2,621

What affects auto insurance rates in Farmington, California?

There are a lot of reasons why auto insurance rates in Farmington, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Farmington, California. Many local factors may affect your Farmington auto insurance rates.

Farmington Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Farmington, California auto theft statistics, there have been 20 auto thefts in the city.

Farmington Traffic

How does Farmington, California rank for traffic? According to Inrix Farmington, California is the 898th most congested worldwide.

Compare Farmington, California Auto Insurance Quotes

Before you buy Farmington, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Farmington, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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