Best Cheap Auto Insurance in Farmersville, TX (2021)

The average Farmersville, TX auto insurance rates are $321 per month. The minimum auto insurance in Farmersville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Farmersville, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in Farmersville, Texas is 30/60/25
  • The most expensive auto insurance company in Farmersville for teen drivers is Allstate
  • The cheapest auto insurance company in Farmersville is USAA

Farmersville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Farmersville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Farmersville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Farmersville to other Texas cities, including Austin auto insurance rates, Fort Worth auto insurance rates, and El Paso auto insurance rates to see how Farmersville, Texas auto insurance rates stack up.

Before you buy Farmersville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Farmersville, Texas auto insurance quotes.

Minimum Auto Insurance in Farmersville, Texas

Farmersville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Farmersville, Texas.

Minimum Required Auto Insurance Coverage in Farmersville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Farmersville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Farmersville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmersville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,608 $3,634 $3,562 $3,562 $9,444 $11,373 $4,439 $4,612
American Family $2,588 $2,888 $2,439 $2,799 $6,975 $9,092 $3,738 $4,255
GEICO $2,486 $2,685 $2,386 $2,715 $5,491 $5,695 $2,698 $2,693
Nationwide $2,237 $2,270 $1,978 $2,090 $6,434 $8,240 $2,637 $2,849
Progressive $2,321 $2,213 $2,074 $2,112 $9,799 $10,918 $2,757 $2,797
State Farm $2,232 $2,232 $1,995 $1,995 $5,509 $7,049 $2,438 $2,508
USAA $1,609 $1,609 $1,541 $1,518 $4,641 $5,029 $2,143 $2,279

Cheap Farmersville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Farmersville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Farmersville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Farmersville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,444 $11,373
American Family $6,975 $9,092
GEICO $5,491 $5,695
Nationwide $6,434 $8,240
Progressive $9,799 $10,918
State Farm $5,509 $7,049
USAA $4,641 $5,029

Cheap Farmersville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Farmersville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Farmersville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,562 $3,562
American Family $2,439 $2,799
GEICO $2,386 $2,715
Nationwide $1,978 $2,090
Progressive $2,074 $2,112
State Farm $1,995 $1,995
USAA $1,541 $1,518

Cheap Farmersville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Farmersville, Texas compared to the annual auto insurance rates with a clean record in Farmersville, Texas.

Annual Farmersville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,291 $6,632 $6,903 $4,291
American Family $3,957 $5,048 $4,424 $3,957
GEICO $2,847 $3,765 $3,143 $3,670
Nationwide $3,119 $3,119 $4,611 $3,519
Progressive $3,816 $4,935 $4,448 $4,297
State Farm $2,866 $3,310 $3,938 $2,866
USAA $1,890 $2,804 $3,321 $2,169

Cheap Farmersville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Farmersville, Texas is not easy. Compare the annual rates for DUI auto insurance in Farmersville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Farmersville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
American Family $4,424
GEICO $3,143
Nationwide $4,611
Progressive $4,448
State Farm $3,938
USAA $3,321

Cheap Farmersville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Farmersville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Farmersville, Texas

Insurance Company Poor Fair Good
Allstate $7,034 $5,147 $4,407
American Family $5,941 $3,791 $3,307
GEICO $5,183 $2,932 $1,954
Nationwide $4,299 $3,465 $3,012
Progressive $4,911 $4,258 $3,952
State Farm $4,595 $2,860 $2,279
USAA $3,729 $2,165 $1,744

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Cheap Farmersville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Farmersville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Farmersville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Farmersville, Texas

ZIP Code Average Annual Rates
75442 $5,680

Cheap Farmersville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Farmersville, Texas auto insurance. Find the cheapest annual Farmersville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Farmersville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,393 $5,665
American Family $4,347 $4,347
GEICO $3,292 $3,420
Nationwide $3,592 $3,592
Progressive $4,374 $4,374
State Farm $3,245 $3,245
USAA $2,514 $2,578

Cheap Farmersville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Farmersville, Texas? Check out the comparison of annual Farmersville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmersville, Texas

Insurance Company Low Medium High
Allstate $5,378 $5,472 $5,737
American Family $4,044 $4,189 $4,807
GEICO $3,178 $3,315 $3,576
Nationwide $3,864 $3,440 $3,472
Progressive $4,171 $4,356 $4,594
State Farm $3,065 $3,236 $3,433
USAA $2,458 $2,536 $2,645

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Best By Category: Cheapest Auto Insurance in Farmersville, Texas

Compare the cheapest auto insurance companies in Farmersville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Farmersville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Farmersville, Texas Auto Insurance Companies

What auto insurance companies in Farmersville, Texas are the cheapest? Compare the top Farmersville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Farmersville, Texas

Insurance Company Average Annual Rates
Allstate $5,529
American Family $4,347
GEICO $3,356
Nationwide $3,592
Progressive $4,374
State Farm $3,245
USAA $2,546

What affects auto insurance rates in Farmersville, Texas?

There are a lot of reasons why auto insurance rates in Farmersville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Farmersville, Texas. Many local factors may affect your Farmersville auto insurance rates.

Farmersville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Farmersville, Texas auto theft statistics, there have been 1 auto thefts in the city.

Farmersville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Farmersville, Texas commute length is 33.6 minutes according to City-Data.

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Compare Farmersville, Texas Auto Insurance Quotes

Before you buy Farmersville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Farmersville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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