Best Cheap Auto Insurance in Farmers, KY (2021)

The average Farmers, KY auto insurance rates are $457 per month. The minimum auto insurance in Farmers is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Farmers, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Farmers for teen drivers is Progressive
  • Average auto insurance rates in Farmers, KY for senior drivers are $2,953 per year
  • The minimum auto insurance required in Farmers, Kentucky is 25/50/25

Farmers, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Farmers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Farmers, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Farmers to other Kentucky cities, including Hopkinsville auto insurance rates, Independence auto insurance rates, and Nicholasville auto insurance rates to see how Farmers, Kentucky auto insurance rates stack up.

Before you buy Farmers, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Farmers, Kentucky auto insurance quotes.

Minimum Auto Insurance in Farmers, Kentucky

Farmers, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Farmers, Kentucky.

Minimum Required Auto Insurance Coverage in Farmers, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Farmers, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Farmers, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farmers, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,685 $3,638 $3,844
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,496 $3,791 $3,127 $3,474 $12,603 $13,716 $3,549 $3,512
Nationwide $3,446 $3,444 $3,136 $3,265 $7,342 $9,077 $3,864 $4,036
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $1,661 $1,665 $1,500 $1,526 $4,401 $4,635 $2,095 $2,294

Cheap Farmers, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Farmers, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Farmers, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Farmers, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,685
GEICO $7,170 $8,568
Liberty Mutual $12,603 $13,716
Nationwide $7,342 $9,077
Progressive $24,595 $27,972
State Farm $4,994 $6,217
Travelers $15,522 $25,211
USAA $4,401 $4,635

Cheap Farmers, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Farmers, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Farmers, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $3,742 $3,389
Liberty Mutual $3,127 $3,474
Nationwide $3,136 $3,265
Progressive $4,345 $4,341
State Farm $1,653 $1,653
Travelers $2,977 $2,976
USAA $1,500 $1,526

Cheap Farmers, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Farmers, Kentucky compared to the annual auto insurance rates with a clean record in Farmers, Kentucky.

Annual Farmers, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,772 $6,223 $6,640 $5,382
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,915 $7,584 $5,884 $5,250
Nationwide $3,784 $4,829 $6,048 $4,144
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $6,460 $6,644 $9,692 $6,931
USAA $1,866 $2,635 $3,144 $2,244

Cheap Farmers, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Farmers, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Farmers, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Farmers, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,640
GEICO $7,199
Liberty Mutual $5,884
Nationwide $6,048
Progressive $9,734
State Farm $2,825
Travelers $9,692
USAA $3,144

Cheap Farmers, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Farmers, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Farmers, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,467 $5,180 $4,079
Nationwide $5,750 $4,478 $3,876
Progressive $11,547 $10,089 $9,405
State Farm $4,077 $2,469 $1,930
Travelers $8,281 $7,017 $6,998
USAA $3,674 $2,061 $1,681

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Cheap Farmers, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Farmers, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Farmers, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Farmers, Kentucky

ZIP Code Average Annual Rates
40319 $5,109

Cheap Farmers, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Farmers, Kentucky auto insurance. Find the cheapest annual Farmers, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Farmers, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,754 $5,754
GEICO $4,371 $4,456
Liberty Mutual $5,908 $5,908
Nationwide $4,701 $4,701
Progressive $10,347 $10,347
State Farm $2,754 $2,897
Travelers $7,432 $7,432
USAA $2,381 $2,564

Cheap Farmers, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Farmers, Kentucky? Check out the comparison of annual Farmers, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farmers, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,497 $5,844 $6,384
Nationwide $4,674 $4,636 $4,794
Progressive $9,463 $10,162 $11,416
State Farm $2,679 $2,819 $2,978
Travelers $6,981 $7,454 $7,860
USAA $2,360 $2,466 $2,590

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Best By Category: Cheapest Auto Insurance in Farmers, Kentucky

Compare the cheapest auto insurance companies in Farmers, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Farmers, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Farmers, Kentucky Auto Insurance Companies

What auto insurance companies in Farmers, Kentucky are the cheapest? Compare the top Farmers, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Farmers, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $4,413
Liberty Mutual $5,908
Nationwide $4,701
Progressive $10,347
State Farm $2,825
Travelers $7,432
USAA $2,472

Compare Farmers, Kentucky Auto Insurance Quotes

Before you buy Farmers, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Farmers, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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