Best Cheap Auto Insurance in Farley, KY (2021)

The average Farley, KY auto insurance rates are $347 per month. The minimum auto insurance in Farley is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Farley, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Farley for teen drivers is Travelers
  • The average commute length in Farley is 13.8 minutes
  • The minimum auto insurance required in Farley, Kentucky is 25/50/25

Farley, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Farley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Farley, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Farley to other Kentucky cities, including George auto insurance rates, Elizabeth auto insurance rates, and Nicholasville auto insurance rates to see how Farley, Kentucky auto insurance rates stack up.

Before you buy Farley, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Farley, Kentucky auto insurance quotes.

Minimum Auto Insurance in Farley, Kentucky

Farley, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Farley, Kentucky.

Minimum Required Auto Insurance Coverage in Farley, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Farley, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Farley, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Farley, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,049 $3,031 $2,739 $2,923 $10,954 $12,313 $3,413 $3,624
GEICO $3,289 $3,046 $3,439 $3,114 $6,717 $7,953 $2,687 $2,319
Liberty Mutual $2,587 $2,803 $2,192 $2,449 $10,683 $11,826 $2,714 $2,838
Nationwide $3,102 $3,111 $2,798 $2,933 $6,835 $8,556 $3,500 $3,684
Progressive $2,059 $1,963 $1,844 $1,858 $9,870 $11,140 $2,551 $2,603
State Farm $1,795 $1,795 $1,605 $1,605 $5,297 $6,705 $2,001 $2,234
Travelers $2,169 $2,208 $2,126 $2,132 $10,325 $16,569 $2,265 $2,619
USAA $1,815 $1,819 $1,640 $1,669 $4,833 $5,090 $2,292 $2,510

Cheap Farley, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Farley, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Farley, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Farley, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,954 $12,313
GEICO $6,717 $7,953
Liberty Mutual $10,683 $11,826
Nationwide $6,835 $8,556
Progressive $9,870 $11,140
State Farm $5,297 $6,705
Travelers $10,325 $16,569
USAA $4,833 $5,090

Cheap Farley, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Farley, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Farley, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,739 $2,923
GEICO $3,439 $3,114
Liberty Mutual $2,192 $2,449
Nationwide $2,798 $2,933
Progressive $1,844 $1,858
State Farm $1,605 $1,605
Travelers $2,126 $2,132
USAA $1,640 $1,669

Cheap Farley, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Farley, Kentucky compared to the annual auto insurance rates with a clean record in Farley, Kentucky.

Annual Farley, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,390 $5,682 $6,026 $4,925
GEICO $2,416 $4,313 $6,595 $2,959
Liberty Mutual $3,976 $6,100 $4,749 $4,221
Nationwide $3,421 $4,439 $5,628 $3,772
Progressive $3,506 $5,180 $3,998 $4,259
State Farm $2,635 $3,124 $2,880 $2,880
Travelers $4,408 $4,534 $6,540 $4,724
USAA $2,042 $2,887 $3,448 $2,458

Cheap Farley, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Farley, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Farley, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Farley, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,026
GEICO $6,595
Liberty Mutual $4,749
Nationwide $5,628
Progressive $3,998
State Farm $2,880
Travelers $6,540
USAA $3,448

Cheap Farley, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Farley, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Farley, Kentucky

Insurance Company Poor Fair Good
Allstate $6,947 $4,803 $4,017
GEICO $6,693 $3,342 $2,177
Liberty Mutual $6,801 $4,180 $3,303
Nationwide $5,246 $4,115 $3,584
Progressive $4,737 $4,126 $3,844
State Farm $4,156 $2,516 $1,967
Travelers $5,634 $4,770 $4,751
USAA $4,024 $2,259 $1,842

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Farley, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Farley, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Farley, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Farley, Kentucky

ZIP Code Average Annual Rates
42003 $3,730

Cheap Farley, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Farley, Kentucky auto insurance. Find the cheapest annual Farley, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Farley, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,256 $5,256
GEICO $4,032 $4,109
Liberty Mutual $4,761 $4,761
Nationwide $4,315 $4,315
Progressive $4,236 $4,236
State Farm $2,809 $2,950
Travelers $5,051 $5,051
USAA $2,608 $2,810

Cheap Farley, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Farley, Kentucky? Check out the comparison of annual Farley, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Farley, Kentucky

Insurance Company Low Medium High
Allstate $4,935 $5,238 $5,594
GEICO $3,814 $4,059 $4,339
Liberty Mutual $4,556 $4,735 $4,994
Nationwide $4,380 $4,266 $4,300
Progressive $3,913 $4,188 $4,606
State Farm $2,704 $2,875 $3,060
Travelers $4,797 $5,075 $5,282
USAA $2,581 $2,702 $2,842

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Farley, Kentucky

Compare the cheapest auto insurance companies in Farley, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Farley, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Farley, Kentucky Auto Insurance Companies

What auto insurance companies in Farley, Kentucky are the cheapest? Compare the top Farley, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Farley, Kentucky

Insurance Company Average Annual Rates
Allstate $5,256
GEICO $4,071
Liberty Mutual $4,761
Nationwide $4,315
Progressive $4,236
State Farm $2,880
Travelers $5,051
USAA $2,709

What affects auto insurance rates in Farley, Kentucky?

There are a lot of reasons why auto insurance rates in Farley, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Farley, Kentucky. Many local factors may affect your Farley auto insurance rates.

Farley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Farley, Kentucky commute length is 13.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Farley, Kentucky Auto Insurance Quotes

Before you buy Farley, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Farley, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption