Best Cheap Auto Insurance in Fargo, GA (2021)

The average Fargo, GA auto insurance rates are $375 per month. The minimum auto insurance in Fargo is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Fargo, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Fargo is 29.1 minutes
  • The most expensive auto insurance company in Fargo for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Fargo is GEICO

Fargo, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Fargo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fargo, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Fargo to other Georgia cities, including Johns Creek auto insurance rates, Albany auto insurance rates, and Warner Robins auto insurance rates to see how Fargo, Georgia auto insurance rates stack up.

Before you buy Fargo, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fargo, Georgia auto insurance quotes.

Minimum Auto Insurance in Fargo, Georgia

Fargo, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fargo, Georgia.

Minimum Required Auto Insurance Coverage in Fargo, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fargo, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fargo, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fargo, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,442 $1,423 $1,396 $1,396 $4,275 $5,123 $1,857 $2,058
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $1,991 $1,833 $1,711 $1,799 $6,258 $6,933 $2,302 $2,410
State Farm $2,157 $2,157 $1,925 $1,925 $5,576 $7,348 $2,361 $2,543
USAA $1,635 $1,635 $1,514 $1,524 $5,802 $6,873 $2,034 $2,250

Cheap Fargo, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fargo, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Fargo, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Fargo, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,275 $5,123
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $6,258 $6,933
State Farm $5,576 $7,348
USAA $5,802 $6,873

Cheap Fargo, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Fargo, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fargo, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,396 $1,396
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $1,711 $1,799
State Farm $1,925 $1,925
USAA $1,514 $1,524

Cheap Fargo, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fargo, Georgia compared to the annual auto insurance rates with a clean record in Fargo, Georgia.

Annual Fargo, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,596 $2,001 $4,099 $1,789
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,471 $4,358 $2,915 $2,876
State Farm $2,973 $3,525 $3,249 $3,249
USAA $2,230 $2,818 $4,102 $2,483

Cheap Fargo, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fargo, Georgia is not easy. Compare the annual rates for DUI auto insurance in Fargo, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Fargo, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,099
Liberty Mutual $11,032
Nationwide $10,034
Progressive $2,915
State Farm $3,249
USAA $4,102

Cheap Fargo, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fargo, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fargo, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $2,982 $2,096 $2,035
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $3,557 $3,069 $2,838
State Farm $4,607 $2,868 $2,273
USAA $3,791 $2,662 $2,272

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Cheap Fargo, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fargo, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Fargo, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fargo, Georgia

ZIP Code Average Annual Rates
31631 $4,339

Cheap Fargo, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Fargo, Georgia auto insurance. Find the cheapest annual Fargo, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fargo, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,330 $2,412
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,155 $3,155
State Farm $3,249 $3,249
USAA $2,776 $3,041

Cheap Fargo, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fargo, Georgia? Check out the comparison of annual Fargo, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fargo, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,208 $2,382 $2,524
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $2,891 $3,104 $3,469
State Farm $3,054 $3,251 $3,443
USAA $2,771 $2,893 $3,061

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Best By Category: Cheapest Auto Insurance in Fargo, Georgia

Compare the cheapest auto insurance companies in Fargo, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fargo, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Fargo, Georgia Auto Insurance Companies

What auto insurance companies in Fargo, Georgia are the cheapest? Compare the top Fargo, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fargo, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,371
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,155
State Farm $3,249
USAA $2,908

What affects auto insurance rates in Fargo, Georgia?

There are a lot of reasons why auto insurance rates in Fargo, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fargo, Georgia. Many local factors may affect your Fargo auto insurance rates.

Fargo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fargo, Georgia commute length is 29.1 minutes according to City-Data.

Fargo Traffic

How does Fargo, Georgia rank for traffic? According to Inrix Fargo, Georgia is the 506th most congested worldwide.

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Compare Fargo, Georgia Auto Insurance Quotes

Before you buy Fargo, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fargo, Georgia auto insurance quotes.

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