Best Cheap Auto Insurance in Fannin, TX (2021)

The average Fannin, TX auto insurance rates are $304 per month. The minimum auto insurance in Fannin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Fannin, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Fannin is USAA
  • Average auto insurance rates in Fannin, TX for senior drivers are $2,231 per year
  • The minimum auto insurance required in Fannin, Texas is 30/60/25

Fannin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Fannin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fannin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Fannin to other Texas cities, including Arlington auto insurance rates, Laredo auto insurance rates, and Fort Worth auto insurance rates to see how Fannin, Texas auto insurance rates stack up.

Before you buy Fannin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fannin, Texas auto insurance quotes.

Minimum Auto Insurance in Fannin, Texas

Fannin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fannin, Texas.

Minimum Required Auto Insurance Coverage in Fannin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fannin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fannin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fannin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,986 $3,329 $2,770 $3,181 $7,865 $10,269 $4,287 $4,879
GEICO $2,314 $2,495 $2,234 $2,525 $5,004 $5,224 $2,499 $2,499
Nationwide $2,164 $2,199 $1,916 $2,026 $6,107 $7,828 $2,540 $2,745
Progressive $2,177 $2,076 $1,935 $1,974 $8,830 $9,853 $2,573 $2,612
State Farm $1,868 $1,868 $1,659 $1,659 $4,403 $5,599 $2,026 $2,092
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

Cheap Fannin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fannin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Fannin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Fannin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $7,865 $10,269
GEICO $5,004 $5,224
Nationwide $6,107 $7,828
Progressive $8,830 $9,853
State Farm $4,403 $5,599
USAA $4,176 $4,555

Cheap Fannin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Fannin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fannin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,770 $3,181
GEICO $2,234 $2,525
Nationwide $1,916 $2,026
Progressive $1,935 $1,974
State Farm $1,659 $1,659
USAA $1,425 $1,417

Cheap Fannin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fannin, Texas compared to the annual auto insurance rates with a clean record in Fannin, Texas.

Annual Fannin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $4,498 $5,753 $5,032 $4,498
GEICO $2,633 $3,469 $2,906 $3,388
Nationwide $2,989 $2,989 $4,413 $3,372
Progressive $3,498 $4,498 $4,084 $3,936
State Farm $2,360 $2,696 $3,171 $2,360
USAA $1,745 $2,571 $3,031 $2,002

Cheap Fannin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fannin, Texas is not easy. Compare the annual rates for DUI auto insurance in Fannin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Fannin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,367
American Family $5,032
GEICO $2,906
Nationwide $4,413
Progressive $4,084
State Farm $3,171
USAA $3,031

Cheap Fannin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fannin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fannin, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $6,788 $4,308 $3,741
GEICO $4,777 $2,710 $1,811
Nationwide $4,121 $3,316 $2,885
Progressive $4,522 $3,891 $3,599
State Farm $3,749 $2,333 $1,858
USAA $3,434 $1,983 $1,595

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Cheap Fannin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fannin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Fannin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fannin, Texas

ZIP Code Average Annual Rates
77960 $5,345

Cheap Fannin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Fannin, Texas auto insurance. Find the cheapest annual Fannin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fannin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,946 $4,946
GEICO $3,041 $3,158
Nationwide $3,441 $3,441
Progressive $4,004 $4,004
State Farm $2,647 $2,647
USAA $2,308 $2,367

Cheap Fannin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fannin, Texas? Check out the comparison of annual Fannin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fannin, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $4,598 $4,751 $5,488
GEICO $2,937 $3,057 $3,303
Nationwide $3,697 $3,295 $3,330
Progressive $3,795 $3,985 $4,232
State Farm $2,517 $2,638 $2,786
USAA $2,260 $2,328 $2,424

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Best By Category: Cheapest Auto Insurance in Fannin, Texas

Compare the cheapest auto insurance companies in Fannin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fannin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Fannin, Texas Auto Insurance Companies

What auto insurance companies in Fannin, Texas are the cheapest? Compare the top Fannin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fannin, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,946
GEICO $3,099
Nationwide $3,441
Progressive $4,004
State Farm $2,647
USAA $2,337

Compare Fannin, Texas Auto Insurance Quotes

Before you buy Fannin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fannin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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