Best Cheap Auto Insurance in Fancy Farm, KY (2021)

The average Fancy Farm, KY auto insurance rates are $343 per month. The minimum auto insurance in Fancy Farm is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Fancy Farm, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Fancy Farm, KY for senior drivers are $2,308 per year
  • The minimum auto insurance required in Fancy Farm, Kentucky is 25/50/25
  • The most expensive auto insurance company in Fancy Farm for teen drivers is Travelers

Fancy Farm, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Fancy Farm can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fancy Farm, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Fancy Farm to other Kentucky cities, including Hopkinsville auto insurance rates, Bowling Green auto insurance rates, and Covington auto insurance rates to see how Fancy Farm, Kentucky auto insurance rates stack up.

Before you buy Fancy Farm, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fancy Farm, Kentucky auto insurance quotes.

Minimum Auto Insurance in Fancy Farm, Kentucky

Fancy Farm, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fancy Farm, Kentucky.

Minimum Required Auto Insurance Coverage in Fancy Farm, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Fancy Farm, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Fancy Farm, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fancy Farm, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,264 $3,257 $2,920 $3,119 $11,449 $12,861 $3,684 $3,923
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,657 $2,883 $2,260 $2,527 $10,526 $11,651 $2,785 $2,909
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,062 $1,978 $1,832 $1,852 $9,570 $10,815 $2,557 $2,626
State Farm $1,882 $1,882 $1,660 $1,660 $5,045 $6,316 $2,098 $2,302
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Cheap Fancy Farm, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Fancy Farm, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Fancy Farm, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Fancy Farm, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,449 $12,861
GEICO $6,168 $7,329
Liberty Mutual $10,526 $11,651
Nationwide $6,037 $7,550
Progressive $9,570 $10,815
State Farm $5,045 $6,316
Travelers $10,535 $16,904
USAA $4,984 $5,272

Cheap Fancy Farm, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Fancy Farm, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Fancy Farm, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,920 $3,119
GEICO $3,218 $2,914
Liberty Mutual $2,260 $2,527
Nationwide $2,519 $2,640
Progressive $1,832 $1,852
State Farm $1,660 $1,660
Travelers $2,169 $2,175
USAA $1,714 $1,758

Cheap Fancy Farm, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fancy Farm, Kentucky compared to the annual auto insurance rates with a clean record in Fancy Farm, Kentucky.

Annual Fancy Farm, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,670 $6,008 $6,344 $5,217
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,993 $6,111 $4,760 $4,236
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,448 $5,068 $3,935 $4,195
State Farm $2,633 $3,078 $2,856 $2,856
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,135 $3,024 $3,602 $2,568

Cheap Fancy Farm, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Fancy Farm, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Fancy Farm, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Fancy Farm, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,344
GEICO $6,130
Liberty Mutual $4,760
Nationwide $4,997
Progressive $3,935
State Farm $2,856
Travelers $6,674
USAA $3,602

Cheap Fancy Farm, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Fancy Farm, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Fancy Farm, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,072 $4,246
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,829 $4,185 $3,310
Nationwide $4,672 $3,666 $3,197
Progressive $4,676 $4,047 $3,762
State Farm $4,135 $2,492 $1,941
Travelers $5,751 $4,866 $4,847
USAA $4,227 $2,354 $1,915

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Cheap Fancy Farm, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Fancy Farm, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Fancy Farm, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Fancy Farm, Kentucky

ZIP Code Average Annual Rates
42039 $3,688

Cheap Fancy Farm, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Fancy Farm, Kentucky auto insurance. Find the cheapest annual Fancy Farm, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Fancy Farm, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,560 $5,560
GEICO $3,750 $3,821
Liberty Mutual $4,775 $4,775
Nationwide $3,845 $3,845
Progressive $4,161 $4,161
State Farm $2,782 $2,929
Travelers $5,155 $5,155
USAA $2,726 $2,938

Cheap Fancy Farm, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Fancy Farm, Kentucky? Check out the comparison of annual Fancy Farm, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fancy Farm, Kentucky

Insurance Company Low Medium High
Allstate $5,224 $5,541 $5,914
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,560 $4,746 $5,019
Nationwide $3,908 $3,801 $3,826
Progressive $3,886 $4,120 $4,478
State Farm $2,717 $2,854 $2,997
Travelers $4,897 $5,179 $5,389
USAA $2,715 $2,826 $2,956

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Best By Category: Cheapest Auto Insurance in Fancy Farm, Kentucky

Compare the cheapest auto insurance companies in Fancy Farm, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Fancy Farm, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Fancy Farm, Kentucky Auto Insurance Companies

What auto insurance companies in Fancy Farm, Kentucky are the cheapest? Compare the top Fancy Farm, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Fancy Farm, Kentucky

Insurance Company Average Annual Rates
Allstate $5,560
GEICO $3,785
Liberty Mutual $4,775
Nationwide $3,845
Progressive $4,161
State Farm $2,856
Travelers $5,155
USAA $2,832

What affects auto insurance rates in Fancy Farm, Kentucky?

There are a lot of reasons why auto insurance rates in Fancy Farm, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fancy Farm, Kentucky. Many local factors may affect your Fancy Farm auto insurance rates.

Fancy Farm Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fancy Farm, Kentucky commute length is 26.6 minutes according to City-Data.

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Compare Fancy Farm, Kentucky Auto Insurance Quotes

Before you buy Fancy Farm, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fancy Farm, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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