Best Cheap Auto Insurance in Falmouth, MI (2021)

The average Falmouth, MI auto insurance rates are $746 per month. The minimum auto insurance in Falmouth is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Falmouth, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Falmouth, Michigan is 20/40/10
  • Average auto insurance rates in Falmouth, MI for senior drivers are $5,883 per year
  • The cheapest auto insurance company in Falmouth is USAA

Falmouth, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Falmouth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Falmouth, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Falmouth to other Michigan cities, including Troy auto insurance rates, Lansing auto insurance rates, and Ann Arbor auto insurance rates to see how Falmouth, Michigan auto insurance rates stack up.

Before you buy Falmouth, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Falmouth, Michigan auto insurance quotes.

Minimum Auto Insurance in Falmouth, Michigan

Falmouth, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Falmouth, Michigan.

Minimum Required Auto Insurance Coverage in Falmouth, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Falmouth, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Falmouth, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Falmouth, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $13,844 $13,844 $12,860 $12,860 $34,132 $34,132 $14,581 $14,581
Farmers $4,394 $4,394 $4,099 $4,099 $9,873 $9,873 $4,950 $4,950
GEICO $3,808 $3,808 $3,869 $3,869 $10,599 $10,599 $3,641 $3,641
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,488 $3,488 $3,115 $3,115 $8,800 $8,800 $3,801 $3,801
Progressive $3,078 $2,895 $2,716 $2,993 $11,531 $12,454 $3,606 $3,417
State Farm $6,934 $6,934 $6,419 $6,419 $23,968 $23,968 $8,123 $8,123
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,449 $2,334 $2,300 $2,183 $5,954 $5,693 $2,992 $2,890

Cheap Falmouth, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Falmouth, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Falmouth, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Falmouth, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,132 $34,132
Farmers $9,873 $9,873
GEICO $10,599 $10,599
Liberty Mutual $30,474 $30,474
Nationwide $8,800 $8,800
Progressive $11,531 $12,454
State Farm $23,968 $23,968
Travelers $16,861 $16,861
USAA $5,954 $5,693

Cheap Falmouth, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Falmouth, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Falmouth, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $12,860 $12,860
Farmers $4,099 $4,099
GEICO $3,869 $3,869
Liberty Mutual $12,695 $12,695
Nationwide $3,115 $3,115
Progressive $2,716 $2,993
State Farm $6,419 $6,419
Travelers $4,792 $4,792
USAA $2,300 $2,183

Cheap Falmouth, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Falmouth, Michigan compared to the annual auto insurance rates with a clean record in Falmouth, Michigan.

Annual Falmouth, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,231 $12,322 $40,990 $12,874
Farmers $4,890 $6,241 $6,160 $6,024
GEICO $1,949 $4,084 $12,307 $3,577
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,124 $5,458 $4,988 $4,634
Progressive $4,543 $5,933 $5,329 $5,540
State Farm $7,306 $8,716 $18,590 $10,832
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,699 $3,356 $4,400 $2,941

Cheap Falmouth, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Falmouth, Michigan is not easy. Compare the annual rates for DUI auto insurance in Falmouth, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Falmouth, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $40,990
Farmers $6,160
GEICO $12,307
Liberty Mutual $26,565
Nationwide $4,988
Progressive $5,329
State Farm $18,590
Travelers $12,908
USAA $4,400

Cheap Falmouth, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Falmouth, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Falmouth, Michigan

Insurance Company Poor Fair Good
Allstate $28,649 $15,838 $12,076
Farmers $7,685 $5,097 $4,705
GEICO $7,042 $5,179 $4,216
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,001 $4,531 $3,870
Progressive $6,131 $5,181 $4,697
State Farm $18,425 $9,324 $6,333
Travelers $8,534 $8,275 $8,170
USAA $5,004 $2,857 $2,186

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Cheap Falmouth, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Falmouth, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Falmouth, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Falmouth, Michigan

ZIP Code Average Annual Rates
49632 $6,364

Cheap Falmouth, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Falmouth, Michigan auto insurance. Find the cheapest annual Falmouth, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Falmouth, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $18,854 $18,854
Farmers $5,829 $5,829
GEICO $5,353 $5,605
Liberty Mutual $16,605 $17,805
Nationwide $4,801 $4,801
Progressive $5,336 $5,336
State Farm $11,050 $11,673
Travelers $8,279 $8,375
USAA $3,311 $3,387

Cheap Falmouth, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Falmouth, Michigan? Check out the comparison of annual Falmouth, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Falmouth, Michigan

Insurance Company Low Medium High
Allstate $18,427 $18,893 $19,244
Farmers $5,702 $5,818 $5,967
GEICO $5,123 $5,430 $5,884
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,032 $4,718 $4,653
Progressive $5,177 $5,344 $5,488
State Farm $10,776 $11,433 $11,873
Travelers $8,241 $8,334 $8,405
USAA $3,255 $3,357 $3,436

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Best By Category: Cheapest Auto Insurance in Falmouth, Michigan

Compare the cheapest auto insurance companies in Falmouth, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Falmouth, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Falmouth, Michigan Auto Insurance Companies

What auto insurance companies in Falmouth, Michigan are the cheapest? Compare the top Falmouth, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Falmouth, Michigan

Insurance Company Average Annual Rates
Allstate $18,854
Farmers $5,829
GEICO $5,479
Liberty Mutual $17,205
Nationwide $4,801
Progressive $5,336
State Farm $11,361
Travelers $8,327
USAA $3,349

Compare Falmouth, Michigan Auto Insurance Quotes

Before you buy Falmouth, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Falmouth, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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